Hyundai Santro Car Insurance

​Introduction t​​o Car Insurance for Hyundai Santro

Santro, the most beloved and popular family car, has been around for over two decades in India and has been relaunched twice. It is well known for its conventional design, adoption of the latest technology and new features.

To protect your family car, secure it with our best Hyundai Santro car insurance. Our car insurance for Hyundai Santro offers protection against accidents, theft, fire and natural disasters. With 10+ add-on protection, you can drive with peace of mind, knowing that your Hyundai Santro is fully covered. Buy car Hyundai Santro insurance today!

How to Buy Hyu​ndai Santro Car Insurance?

Steps to Buy Hyundai Santro Car Insurance Online

1. Visit the official Reliance General Insurance ​website and navigate to the browse products section.
2. Head to the car insurance page to explore our wide range of plans for your Hyundai Santro car.
3. Select a plan that offers adequate coverage and meets your specific requirements.
4. Enter your contact details and car specifications, including registration number, make and model.
5. Review the instant premium quote, modify it as needed and complete the payment process.

Steps to Buy Hyundai Santro Car Insurance Offline

1. Use the branch locator​ on our website to find the nearest office.
2. Visit the branch and enquire about the best car insurance plan for your Hyundai Santro.
3. Complete the application form and attach the required documents.
4. Submit the form and make the payment using your preferred method.
   
5. Receive your Hyundai Santro insurance policy documents instantly via email.

Hyundai Santro ​Car Insurance Renewal Online Process

1. Visit the official Reliance General Insurance ​website for the Hyundai Santro yearly insurance renewal.
2. Click on the “Renewal” dropdown and select “Renew Car Insurance” to complete the process digitally.
3. Enter your existing policy number and car details, or use your mobile number and OTP to proceed.
4. During the Hyundai Santro insurance renewal online, review your current policy details and add optional add-ons to enhance your coverage.
5. Complete the payment process for your Hyundai Santro car insurance renewal in India. The renewed policy documents will be emailed to you immediately.

Why Do You Nee​​d Hyundai Santro Insurance?

1. Financial Protection Against Accidents

Hyundai Santro car insurance safeguards you from the financial burden of repairing damages caused to your Hyundai Santro or other vehicles in case of accidents.

2. Compliance with Legal Requirements

As per the Motor Vehicles Act, having at least third-party liability car insurance for Hyundai Santro is mandatory, protecting you from penalties.

3. Comprehensive Coverage Benefits

Popular Hyundai Santro insurance covers theft, natural calamities, fire and personal accidents, offering complete peace of mind while driving your Hyundai Santro.

Investing in Hyundai car insurance ​ensures financial security and compliance with the law, making it an essential requirement for all car owners.

Features and Benefit​​s of Reliance Car Insurance for Hyundai Santro

Types of Reliance ​​Hyundai Santro Car Insurance Plans

Third-Party Car Insurance

This mandatory policy protects you against legal liabilities arising from damage caused to third-party vehicles, property, or individuals. This is affordable and offers adequate protection in case of legal liabilities.

Buy Third-Party Car Insurance

Own-Damage Car Insurance

Covers damages to your Hyundai Santro due to accidents, theft, natural calamities, or fire. This policy allows you to choose add-ons for enhanced protection but does not offer protection against third-party liabilities.

Buy Own-Damage Car Insurance

Comprehensive Car Insurance

Combines third-party and own-damage coverage, offering extensive protection against accidents, theft, natural disasters, and man-made risk. It also includes personal accident coverage for the owner-driver.

Buy Comprehensive Car Insurance

Pay-As-You-Drive Insurance

Ideal for limited car usage, this innovative Hyundai Santro insurance policy calculates your premium based on the kilometres driven. This is a cost-efficient solution, enabling you to choose flexibility and save money.

Buy Pay-As-You-Drive Car Insurance

Hyundai Santro In​​surance Coverage: Key Inclusions and Exclusions

Hyundai Santro Insu​​rance Policy Add-On Covers

Steps for Hyund​ai Santro Car Insurance Claim Process

Hyundai Santro Insurance Claim: Cashless Claim Process

1. Notify Reliance General Insurance within 48 hours of the incident by:

• Calling +91 22 48903009.
• Logging into your Reliance Self-i
• Requesting the garage to file the claim through the G​arage Portal.

1. A surveyor will inspect your Hyundai Santro to assess the damage.
2. Submit necessary documents, such as your driver’s licence, FIR and evidence of the incident to the surveyor.
3. Upon approval, repair your car at one of our network garages using cashless services.
4. We will settle the repair bills directly with the garage during the Hyundai Santro car insurance claim process.

Hyundai Santro Car Insurance Claim: Reimbursement Process

1. Inform Reliance General Insurance about the insurance for the Hyundai claim immediately.
2. Take your Hyundai Santro to a garage of your choice and complete the necessary repair work.
3. Collect required documents, such as the proof of incident, repair bills, driving licence, and registration certificate.
4. Submit the claim form ​along with the necessary details through our claims portal.
5. Once approved, we reimburse your expenses, excluding deductibles or uninsured parts, which you must cover.

Required Document​s for Hyundai Santro Insurance Claim

• Driving Licence (copy) to verify your driving eligibility.
• Insurance for Hyundai Santro policy number and contact details.
• Copy of vehicle registration certificate as a proof of ownership.
• Date, time and location of the incident to verify the events.
• FIR (mandatory for theft or third-party insurance for Hyundai claims).
• Repair bills and garage details to conduct hassle-free claims.
• Financier’s NOC or any other document required for your claim.
• Forms 28, 29, and 30 signed by the insured (for liability claims).

Ensure you keep these documents handy to streamline your Hyundai Santro car insurance claim process.

Useful Links:

• Required Documents Based on Claim Type

MG Cashless Insurance Claims vs. Reimbursement Claims

Hyundai Insurance P​rice: Factors Influencing Car Insurance Premiums

1. Vehicle Age and Condition: Newer cars attract higher premiums due to their higher market value and IDV. On the other hand, older vehicles cost less to insure.
2. Insured Declared Value (IDV): The car’s IDV is determined depending on its current market value. So, higher IDV increases premiums but ensures better coverage.
3. Driving Record: A clean driving history can lead to lower premiums, while traffic violations or frequent claims may increase the Hyundai car insurance price.
4. Coverage Type and Add-Ons: Comprehensive plans with add-ons like key protect or tyre protection cover costs more than third-party insurance.
5. Geographical Location: ​Urban areas with high traffic and theft rates generally lead to higher premiums than rural or low-risk regions.

Each of these factors affects the cost of car insurance, enabling you to customise your plans for optimal protection and affordability.

How Do You C​​alculate Hyundai Santro Car Insurance Premiums?

Follow these steps to calculate your car insurance for Hyundai Santro premiums:

1. Visit the Insurer’s Website: Use the premium calculator on Reliance General Insurance's official page.
2. Enter Car Details: Input your car’s make, model, year of manufacture and registration details.
3. Select Coverage and Add-Ons: Choose between types of Hyundai Santro insurance, and include any necessary add-ons.
4. Include Discounts: ​Apply for No Claim Bonus (NCB) or online discounts if applicable.
5. Review and Get a Quote: ​Review your inputs to get an instant quote on Hyundai Santro car insurance rates.

Customise coverage based on your needs for an accurate estimate.

How to Buy Seco​​nd-Hand Hyundai Santro Car Insurance

If you have purchased a second-hand Hyundai Santro, insuring it is simple:

1. Inspection: The insurer will inspect your car to assess its age, engine health, and overall condition. This step determines the premium and coverage estimate.
2. Document Preparation: Gather signed Forms 29 and 30 from the previous owner, proof of RC transfer, a copy of the existing insurance policy (if available) and standard documents like ID proof.
3. Choose a Policy: Visit Reliance General Insurance’s website, enter your car details, and explore suitable Hyundai Santro car insurance options. Ensure that the policy aligns with your requirements.
4. Payment and Activation: Complete the payment of the Hyundai insurance cost to activate your policy instantly.

This seamless process ensures your second-hand Hyundai Santro is well-protected and has adequate coverage for its unique needs.

Hyundai Car Insurance Price: Third-Party Insurance Premium

The IRDAI sets the premium prices for third-party insurance, which depend on the engine capacity. Here are the current rates:

Hyundai Santro Car Insurance Rates for Private Cars

Hyundai Insurance Price for Electric Cars

Hyundai Santr​​o - Overview and USPs

• Compact Yet Stylish Design: The Hyundai Santro stands out with its modern styling and compact dimensions, making it perfect for urban commutes.
• Efficient Performance: Powered by a reliable petrol engine, the Santro offers excellent fuel efficiency and a smooth driving experience.
• Comfortable Interiors: A spacious cabin with premium fabric upholstery and features like rear AC vents ensures a comfortable ride for passengers.
• Advanced Connectivity: Equipped with a 7-inch touchscreen infotainment system supporting Android Auto and Apple CarPlay for entertainment and navigation.
• Reliable Safety Features: ​​Comes with dual airbags, ABS with EBD, and a reinforced body structure for enhanced safety.

Hyundai Models ​​and Prices

Hyundai Car M​​odels for Which Reliance General Insurance Offers Coverage

Frequently A​​sked Questions

• What does Hyundai Santro insurance cover?

Hyundai Santro car insurance covers the following risks:

• Damage to third-party vehicles or property.
• Personal injury to the driver and passengers.
• Damage to your vehicle ​due to accidents.
• Theft
• Fire ​and natural disasters 
• Vandalism ​and housebreaking
• How do I buy Hyundai Santro insurance?

To buy Hyundai Santro insurance, follow these steps:

1. Visit the Reliance General Insurance
2. Select car insurance ​and enter your vehicle’s details.
3. You will get an instant premium quote.
4. Review the policy and proceed to make the payment.

• Are there discounts for Hyundai Santro insurance?

Yes, you can enjoy several discounts, such as:

• No Claim Bonus (NCB) for claim-free years.
• Online purchase discounts when buying insurance online.
• Discounts for installing anti-theft devices ​in your car.
• Lower premiums for higher voluntary deductibles.
• How do I renew my Hyundai Santro insurance?

To renew your car insurance:

1. Visit the Reliance General Insurance website and go to the Renewal
2. Enter your policy number or mobile number to authenticate the process.​
   
3. Review your existing policy, make modifications and make the payment.

• What’s the claim process for Hyundai Santro insurance?
• Cashless Claim Process: Take your car to any of the network garages, initiate the claim and get the repairs done cashlessly.
• Reimbursement Claim Process: Take your car to any garage of your choice, get it repaired and submit documents for getting reimbursed.
• Can I transfer my Hyundai Santro insurance?

Yes, you can transfer your Hyundai Santro insurance when you sell the car. To do this:

1. Provide the NOC ​from the seller.
2. Submit the vehicle’s RC and policy details.
3. The new owner will need to submit additional documents to complete the transfer process.

• What factors affect Hyundai Santro insurance premiums?

Several factors influence the cost of Hyundai Santro insurance premiums:

• Car’s age and condition
• Location
• Car model and features Premiums for expensive models with advanced features may be higher
• A clean driving record
• Add-ons and coverage

Disclaimers:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).

Discounts: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Comprehensive Car Insurance: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.

Standalone Car Insurance: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)

Third-Party Insurance: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819