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Buy Reliance BMW X3 Car Insurance starting at just ₹238/month*
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BMW X3 is a luxury compact crossover launched by BMW and is known for its spacious interior and stylish exteriors. The car offers a strong road presence with its sheer appearance. This SUV offers a jerk-free experience even on rough terrain. Due to its performance and features, it has become the top choice for families.
However, one more aspect of buying a car is safeguarding your expensive possessions with a Reliance BMW X3 car insurance policy. We offer a customised BMW X3 insurance policy that fits your vehicle's needs.
Step 1: To buy BMW X3 insurance, visit the Reliance General Insurance homepage and click on the "Car Insurance" tab.
Step 2: Enter your BMW X3 details, such as registration number, manufacturing year, etc. Also, add your contact number and email address.
Step 3: After submitting the details, you will receive quotes for BMW X3 insurance. Choose a plan that fits your requirements and budget.
Step 4: Review the selected car insurance for BMW X3 and add additional coverage options if required.
Step 5: Pay the BMW X3 insurance cost securely online using your preferred method. The purchased insurance for the BMW X3 will be sent instantly to your email address.
Step 1: To buy a BMW X3 insurance policy offline, visit the nearby Reliance General Insurance branch. You can use the Branch Locator tool.
Step 2: Carry all the requested documents, such as BMW X3 registration number, identity proof and more.
Step 3: Our expert will guide you through the best insurance for BMW X3 cars that are tailored to your requirements and budget.
Step 4: After selecting a policy, submit all the documents, such as identity proof, vehicle-related documents, etc.
Step 5: Make a payment for insurance for BMW X3 using your preferred mode and collect the policy documents.
The crucial benefit of BMW X3 car insurance is you are not only securing your vehicle, but you are also complying with the law. As per the Motor Vehicles Act, every vehicle in India needs to have at least third-party insurance coverage.
Failure to comply with the law will lead to hefty fines and penalties. With Reliance BMW X3 insurance policy, you are not only protected but also compliant with the law.
BMW X3 is a prized possession that needs to be protected against various unprecedented risks, such as theft, accidents, etc., which can lead to significant financial implications. Our comprehensive car insurance for BMW X3 protects against various natural and man-made risks, helping to reduce the financial strain on the vehicle owner.
When you insure your BMW X3 vehicle insurance from Reliance General Insurance, you can drive confidently without worrying about unprecedented risks such as theft, accident, etc. Furthermore, with our BMW X3 insurance coverage, we offer round-a-clock assistance and customer support in the hour of need.
With Reliance BMW X3 car insurance, you can experience a seamless buying and renewal process. Our user-friendly website and Reliance Self-i App save you valuable time and also enhance the accessibility of our services.
With Reliance General Insurance, you will get round-the-clock assistance in your hour of need. Whether you need assistance during the claim process or you have a query regarding the policy, our customer support executive will be at your service.
Our BMW X3 insurance also includes personal accident cover for passengers and the owner-driver. We offer coverage up to ₹15 lakhs for disability, medical expenses and even death due to an accident.
With the Reliance BMW X3 car insurance policy, you can customise your insured declared value based on the vehicle's current value. With our IDV calculator, you will get the right coverage amount by calculating various factors such as vehicle condition, age and model.
At Reliance General Insurance, we also offer coverage for third-party liabilities, securing you from legal and financial implications arising from a third party and property damage. The mandatory coverage offers enhanced protection to vehicle owners.
A high claim settlement ratio is necessary for efficient claim service. At Reliance General Insurance, we offer a claim settlement ratio of 100%* for FY 2023-24. This ensures our dedication to customer satisfaction.
When you do not make any claim against your BMW X3 yearly insurance, we at Reliance General Insurance reward you with a no-claim bonus. With this, you can enjoy a 50% discount on premiums* for five claim-free years. This can make BMW X3 car insurance premiums more affordable.
We offer a Pay-As-You-Drive insurance option. With this feature, you can customise your insurance premium based on vehicle usage. It allows you to reduce the BMW X3 insurance price by offering comprehensive protection.
Also Read:What is Pay-As-You-Drive(PAYD) Car Insurance
With our unique list of add-ons, such as engine protection, roadside assistance, zero depreciation and more, you can enhance your vehicle coverage based on your unique vehicle requirements.
With BMW X3 third-party car insurance From Reliance General Insurance, you not only offer basic protection to your vehicle but also comply with the law. Under this insurance, any kind of third-party vehicle, bodily injury, or property damage is covered.
Buy Third-Party Car Insurance
With own damage car insurance, you protect your BMW X3 against various damages, such as natural damages, theft, etc., caused to the insured vehicle. It is essential for those who want to insure their vehicle against various damages.
Buy Own-Damage Car Insurance
With our comprehensive car insurance plan, you offer complete protection to your BMW X3. This protection secures your vehicle against man-made disasters, natural disasters, theft and more.
Buy Comprehensive Car Insurance
With our Pay-As-You-Drive Insurance, you pay for the BMW X3 premium based on vehicle usage. This plan is perfect for vehicle owners who use their four-wheelers occasionally and do not want to spend much on insurance.
Buy Pay-As-You-Drive Car Insurance
One factor that influences BMW X3 car insurance premiums is car specifications, such as the make and model of the vehicle and its type. For example, the BMW X3 m40i insurance cost will differ from that of the base variant.
The IDV represents the insured declared value of the vehicle, which directly affects the premium. Higher IDV results in a higher premium, but it ensures better compensation in the event of a claim.
Another crucial factor that affects the BMW X3 insurance rates is its geographical location. Vehicles registered in high-risk, natural disaster-prone areas will attract higher premiums.
The type of coverage also affects the BMW X3 car insurance premium. Comprehensive car insurance premiums are generally higher than those for basic third-party car insurance policies.
Other factors, like previous claim history or driving history, also influence the BMW X3 insurance price. A clean driving record leads to a lower premium as it indicates responsible driving. Furthermore, if you have made a frequent claim in the past year, then it leads to higher premium rates.
It is crucial to calculate the insurance cost for the BMW X3 before purchasing a policy. At Reliance General Insurance, we offer an online premium calculator to know the premium of a car insurance policy. Here is how you can use it:
The BMW X3 has an impressive design. It has a large and distinctive double kidney grille with sturdy headlights, which delivers a strong on-road presence.
The BMW X3 comes with luxurious interiors, thanks to Sensotec upholstery, which delivers a high level of comfort at all times.
With smartphone integration, the BMW X3 supports Android Auto and Apple CarPlay, which allows you to use smartphone applications conveniently in your vehicle.
The BMW X3 car comes equipped with intelligent support, such as a driver assistance system that offers guidance and alerts to keep your vehicle in its lane.
The BMW X3 offers good fuel economy due to its smaller size, efficient turbocharged engines and available front-wheel-drive configuration.
Can I transfer my insurance?
Yes, you can transfer your BMW X3 insurance to a new vehicle, but you will need to submit Form 29/30, RC book, previous policy details and ownership transfer documents to our representative.
Is the BMW X3 5 seater or 7 seater?
The BMW X3 is a 5-seater vehicle. It offers seating for five passengers with two front seats and a rear bench seat that comfortably accommodates three people.
What do I do If I forget to renew my BMW X3 insurance policy?
If you forgot to renew your BMW X3 insurance, contact our representative immediately to find out the grace period or to allow reinstatement.
Disclaimers:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).
Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy - Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) - 3 years, UIN: IRDAN103RP0003V01201819.
Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) - 3 years, UIN: IRDAN103RP0003V01201819.
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