Sign In
Our heartfelt condolences to everyone affected by the AI 171 (Ahmedabad-London Gatwick) tragedy. For urgent claim help, please Click here. Please note, our services email has changed to services@indusindinsurance.com (earlier - rgicl.services@relianceada.com) as part of the ongoing transition. Please click here to view the detailed list of updated email addresses.
Self-Help
Contact us
Call +91 22 48903009(Paid)
WhatsApp us at 7400422200
Click here
Call Back
Call 022 4890 3009
Call 022 4890 3051
Login

KTM Duke 390 Insurance

Buy Reliance KTM Duke 390 Insurance starting at just ₹19/month*

Bike insurance policy online

Resend OTP Verify OTP

Our Insurance Expert will contact you to provide you further details.

OK

Plan Details

Introduction to KTM Duke 390

The KTM Duke 390 stands as a benchmark in the premium motorcycle segment, combining raw power with precision engineering. This street fighter motorcycle, equipped with a 373.2cc liquid-cooled engine, delivers an impressive balance of performance and technology, making it crucial to protect your investment with reliable KTM Duke 390 bike insurance.

The KTM Duke 390 has established itself as a dominant force in the sub-400cc category, featuring advanced features like ride-by-wire technology, TFT display and dual-channel ABS. Its distinctive design and powerful performance make KTM Duke 390 two-wheeler insurance an essential safeguard for both the rider and this premium machine.

Why Us?

100%
Claims Settlement*

11,000+
Network Garages*

5 Crore+
Happy Customers*

₹19/month
Starting Premiums*

How to Buy KTM Duke 390 Insurance - Online & Offline?

Steps to Buy KTM Duke 390 Bike Insurance Online

Step 1: Visit the Reliance General Insurance website, navigate to "Two-Wheeler Insurance" section and select KTM Duke 390 details.

Step 2: Enter your KTM Duke 390 registration number and personal details to explore customised insurance quotes for your bike.

Step 3: Compare available policy options, including comprehensive and third-party coverage, to select what suits your requirements.

Step 4: Enhance your protection by adding optional benefits like zero depreciation cover or engine protection for your Duke 390.

Step 5: Make secure online payment and receive your KTM Duke 390 insurance policy document instantly in your email inbox.

Steps to Buy KTM Duke 390 Insurance Offline

Step 1: Use our Branch Locator tool to find your nearest Reliance General Insurance office for KTM Duke 390 insurance.

Step 2: Meet our insurance expert to understand various plans and competitive premium options for your Duke 390.

Step 3: Submit your bike registration certificate, identity proof and other required documents at our branch office.

Step 4: Get a detailed explanation of coverage benefits and exclusions before selecting the right plan for your Duke 390.

Step 5: Complete payment at the branch and receive a physical copy of your KTM Duke 390 insurance policy immediately.

Steps for KTM Duke 390 Bike Insurance Renewal Online

  1. Visit Reliance General Insurance renewal section.
  2. Enter Duke 390 policy/registration.
  3. Review and update bike details.
  4. Choose coverage and add-ons.
  5. Pay and get an instant policy copy.

Why Do You Need KTM Duke 390 Insurance?

Compliance with Laws

Securing insurance for your KTM Duke 390 isn't just a choice-it'​s a legal requirement under the Motor Vehicles Act. Riding without valid two-wheeler insurance exposes you to hefty penalties and legal complications. Keep your documentation current to ensure hassle-free rides on Indian roads.

Financial Protection

Your KTM Duke 390 bike insurance acts as a financial shield against unexpected repair costs and damages. With the motorcycle's premium components and sophisticated technology, repair costs can be substantial. A comprehensive insurance policy ensures your prized possession receives quality repairs without straining your finances.

Peace of Mind

With KTM Duke 390 insurance, you can focus on enjoying your ride without worrying about financial implications of accidents or damages. Your policy covers various risks, from natural disasters to theft, ensuring you're protected against unforeseen circumstances while exploring roads on your powerful machine.

Features and Benefits of Reliance Bike Insurance for KTM Duke 390

Hassle-Free Buying and Claiming Insurance

Experience seamless digital processes for both purchasing and claiming your KTM Duke 390 insurance. Our user-friendly online platform ensures quick policy issuance and efficient claim settlements, minimising paperwork and maximising convenience.

IDV Customisation

Customise your bike's Insured Declared Value (IDV) to ensure optimal coverage for your KTM Duke 390. This flexibility allows you to adjust your premium while maintaining appropriate protection levels based on your bike's current market value.

Personal Accident Cover

KTM Duke 390 insurance renewal price options are available with our policies, which include comprehensive personal accident coverage. This essential coverage ensures financial security for you and your family during unfortunate circumstances.

Third-Party Liabilities

Rest assured with our robust third-party liability coverage. It protects you against financial obligations arising from damage to other vehicles or injury to third parties while riding your KTM Duke 390.

24/7 Customer Support

Access round-the-clock assistance through our dedicated customer support team. Whether it's policy queries or emergency assistance, our experts are always available to help you with your Insurance price for KTM Duke 390 needs.

No-Claim Bonus

Enjoy significant discounts on your KTM Duke 390 bike insurance renewal through our attractive No-Claim Bonus program. Safe riding habits are rewarded with premium reductions of up to 50% during policy renewal.

High Claim Settlement Ratio

Benefit from our 100% claim settlement ratio, reflecting our commitment to quick and fair claim resolution. Our streamlined processes ensure you receive timely support when you need it most.

Wide Range of Add-Ons

Enhance your Insurance of KTM Duke 390 with our extensive selection of add-on covers. From zero depreciation to engine protection, customise your policy to meet your specific riding needs and preferences.

Types of KTM Duke 390 Insurance Plans

Long-Term Two-wheeler Bike Insurance

Secure comprehensive KTM Duke 390 insurance benefits for up to three years with a one-time premium payment. This plan offers extended coverage and protection against price hikes, making it a cost-effective choice for long-term protection.

Long-term Third Party Bike Insurance

Get mandatory third-party coverage for up to three years, ensuring continuous legal compliance. The best KTM Duke 390 bike insurance option for those seeking extended third-party protection with locked-in premium rates.

Annual Third Party Bike Insurance

Basic yearly coverage meeting legal requirements at affordable rates. Essential for riders seeking standard KTM Duke 390 two-wheeler insurance cover with flexible renewal options and basic third-party protection.

Standalone Own Damage Bike Insurance

Exclusive coverage for your bike's damages, KTM Duke 390 own damage insurance is ideal when you have existing third-party insurance. Perfect for protecting your KTM Duke 390 bike cover against accidents, theft and natural calamities.

Zero Depreciation Bike Insurance

Get the full claim amount without depreciation deductions on parts. This premium add-on ensures maximum protection with KTM Duke 390 bike cashless claim benefits for comprehensive coverage.

KTM Duke 390 Insurance Inclusions and Exclusions

Inclusions Exclusions
Nature's Protection - Protection from floods, earthquakes, stormsNo license, no claim - Must have a valid riding permit
Fire-related damages - Accidental fire or lightningAge-related issues - Normal bike wear and tear not included
Theft security - Complete coverage if your bike goes missingEngine troubles - General mechanical breakdowns excluded
Social unrest protection - Covers riot or vandalism damageDUI incidents - No coverage for drunk/drugged riding
Others safety - Pays for injuries/damage to other people & vehicles Speed thrills - Racing or speed testing damage not covered
Rider protection - ₹15 lakh personal accident shieldTiming matters - Expired policy claims rejected
Disability care - Financial support for permanent injuriesBasic upkeep - Regular maintenance costs on you
Medical bills - Covers hospitalisation after accidentsCareless riding - Intentional damage not covered
Legal shield - Motor Vehicles Act compliance coveredRule breakers - Traffic violation damages excluded
Transport safety - Protected while being moved by road/railMajor disasters - War/nuclear damage not included

KTM Duke 390 Bike Insurance Add-On Covers

Add-ons Description
Nil Depreciation CoverGet full cost coverage for bike repairs without any deduction for part age or usage.
Consumables CoverComplete coverage for engine oil, nuts, bolts and other consumables used during repairs.
Additional Third-Party Property Damage CoverEnhanced protection for damage caused to third-party property.
Personal Accident Cover for Owner-DriverAdditional coverage for personal injuries or permanent disabilities.
Emergency Medical ExpensesCovers immediate hospital expenses and ambulance charges following an accident.
Return-to-Invoice CoverReceive full showroom value of your bike in case of theft or total loss.
EMI ProtectionCoverage for up to 3 loan EMIs if bike repairs exceed 30 days in the garage.
Helmet CoverHelmet replacement if damaged during a covered accident.

KTM Duke 390 Bike Insurance Claim Process

Steps for KTM Duke 390 Insurance Claim: Cashless Repairs

Step 1: Contact Reliance General Insurance's 24x7 helpline at 1800-3009 or use our Self-i App immediately after the accident.

Step 2: Take your KTM Duke 390 to the nearest network garage or request our complimentary towing assistance if needed.

Step 3: Our expert surveyor will inspect your Duke 390 at the garage and provide a detailed assessment of the repairs needed.

Step 4: Just pay the policy deductible amount while we directly settle the full repair cost with our network garage.

Step 5: Monitor repair status through our app and collect your Duke 390 after our quality assurance team's approval.

Steps to Claim KTM Duke 390 Insurance Policy: Reimbursement Claims

Step 1: Notify us within 24 hours of the incident and capture clear photographs of all damage to your Duke 390.

Step 2: Get your KTM Duke 390 repaired at your preferred garage and carefully preserve all repair bills and documents.

Step 3: Complete the claim form with detailed information about the incident and attach all supporting documents.

Step 4: Submit your claim either through our branch office or via the Self-i App for quick processing.

Step 5: Receive the approved claim amount directly in your bank account after successful document verification.

KTM Duke 390 Bike Insurance Documents

  1. Original Reliance General Insurance policy certificate
  2. Registration Certificate (RC Book) copy
  3. Valid driving license
  4. Original repair bills and invoices
  5. Completed claim form
  6. Police FIR (in case of theft or major accident)
  7. Ownership transfer documents (for second-hand bikes)
  8. Proof of repair payments
  9. KTM Duke 390 Service history records
  10. Identity and address proof documents

KTM Duke 390 Insurance Claims: Cashless vs. Reimbursement

Parameters Cashless Claim Reimbursement Claim
DefinitionThrough 11,000+ network garages, get your KTM Duke 390 bike insurance claim settled directly. No upfront payment needed for authorised repairs.Pay repair costs first, then submit bills to get reimbursed. Valid at any garage of your choice. The process takes 7 working days after documentation.
ProcedureCall our 24/7 helpline to claim KTM Duke 390 insurance, visit the nearest network garage, share policy details through the app, get instant approval.Complete repairs at a preferred garage, collect all bills, submit claim form with required documents through the website.
ConvenienceMost convenient option with 30-minute approval. Track repairs through the app. Network garages ensure quality repairs with genuine parts.Requires initial payment from your pocket. Reimbursement time depends on document verification. Freedom to choose any repair workshop.
DocumentationSimple process - just share policy number and accident photos through the app at the network garage. Our experts handle everything else.Need to submit original bills, repair estimates, claim form, RC copy, driver's license and accident photos through our digital platform.

KTM Duke 390 Bike Insurance Premium

Bike Specifications

Your KTM Duke 390 insurance cost is influenced by factors like engine capacity (373.2cc), power output and additional features. The bike's high-performance specifications and advanced technology components affect the premium calculation, making it important to choose appropriate coverage levels.

Coverage Requirements

The KTM Duke 390 insurance price list varies based on your chosen coverage type. Comprehensive plans with add-ons like zero depreciation or engine protection will have higher premiums than basic third-party coverage. Consider your riding habits and protection needs when selecting coverage options.

Vehicle's Insured Declared Value (IDV)

The IDV significantly impacts your premium when you choose KTM Duke 390 two-wheeler insurance. This value represents your bike's current market worth, considering depreciation. Higher IDV means better protection but also results in higher premiums, requiring careful consideration during policy selection.

Geographical Location

Your location affects your KTM Duke 390 two-wheeler insurance renewal rates due to varying risk factors across different cities and regions. Urban areas have slightly higher premiums due to increased accident risks and repair costs, while rural areas might offer more competitive rates.

How to Calculate KTM Duke 390 Premium Insurance?

Get instant insurance quotes for your KTM Duke 390 using Reliance General Insurance online premium calculator that factors in your bike's specifications, age and location to find competitive coverage options that fit your budget.

  • Use our KTM Duke 390 insurance premium calculator for instant quotes and price comparison
  • Select valuable add-on coverage like zero depreciation, engine protection and roadside assistance
  • Get up to 50% NCB discount when transferring your claim-free policy for better rates
  • Save with multi-year policy options and lock in the current KTM 890 Duke insurance price

How to Buy Second-Hand KTM Duke 390 Bike Insurance

Start your pre-owned KTM Duke 390 bike insurance through our streamlined digital process for immediate policy activation and access to our nationwide cashless garage network.

  • Schedule free inspection via our online premium calculator portal for used bike verification
  • Upload essential documents - Form 29/30, old policy papers and RC book for transfer
  • Choose from our comprehensive coverage options with rider-friendly add-ons
  • Complete secure payment using UPI, cards, or net banking for instant policy renewal
  • Access digital policy documents and 24/7 claims support through our network garages

KTM Duke 390 Insurance Price: Third-Party Insurance Premium

Description of Vehicle Class Premium
Not exceeding 75 cc538
Exceeding 75 cc but not exceeding 150 cc714
Exceeding 150 cc but not exceeding 350 cc1,366
Exceeding 350 cc2,804

KTM Duke 390 - Overview and USPs

Performance Excellence

The KTM Duke 390 features a powerful 373.2cc liquid-cooled engine delivering 43.5 PS power and 37 Nm torque, perfect for both city commuting and highway cruising.

Advanced Technology

Equipped with a TFT display, Bluetooth connectivity, ride-by-wire throttle and dual-channel ABS, the Duke 390 stands at the forefront of motorcycle technology.

Premium Build Quality

Premium WP suspension, trellis frame and high-quality components ensure superior handling and durability, making it a reliable performance machine.

Distinctive Design

Sharp, aggressive styling with LED lighting, premium paint finish and exposed trellis frame creates an unmistakable street fighter appearance.

Safety Features

Dual-channel ABS, slipper clutch, adjustable brake and clutch levers and supermoto mode ensure maximum safety during varied riding conditions.

KTM Duke 390 - Models and Prices

Model Name Ex-Showroom Price (₹)

KTM Duke 390 STD

398.63 cc | Petrol

3,13,136

KTM Pulsar Models for Which Reliance General Insurance Offers Coverage (Model Names)

KTM Duke 200KTM Duke 890
KTM Duke 125KTM RC 200
KTM Duke 250

Frequently Asked Questions (FAQs)

What does KTM Duke 390 two-wheeler insurance cover?

Our insurance covers theft, accidents, natural disasters with network garage access, personal accident coverage up to ₹15 lakh.

How do I buy KTM Duke 390 insurance?

Visit Reliance General Insurance website, use premium calculators like Duke 200 insurance price or KTM 250 Duke insurance price tool, select coverage, add required add-ons, make payment for instant policy.

Are there discounts for KTM Duke 390 insurance?

Get 50% NCB benefits, KTM Duke 390 third-party insurance price from ₹238 monthly* and special rates like KTM 125 Duke insurance price on multi-year policies.

How do I renew my KTM Duke 390 insurance?

Use Reliance General Insurance, enter policy details, update coverage needs, select add-ons, complete payment for immediate policy activation at competitive rates.

What's the claim process for KTM Duke 390 insurance?

Choose cashless claims at network garages or reimbursement via Self-i App, with support like KTM RC 200 insurance price plan benefits.

Can I transfer my KTM Duke 390 insurance?

Submit Form 29/30 and RC copy through the portal for instant transfer. The process matches other Duke models with quick activation.

What factors affect KTM Duke 390 insurance premiums?

IDV, location, coverage type, add-ons, NCB benefits and policy duration determine the final premium rates for your Duke 390.

Disclaimers:

*T&C Apply. For more details on risk factors, terms conditions, brochure and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned is excluding taxes for the private two-wheeler model with cubic capacity of less than 110 cc for a 1 year Own Damage Insurance policy for an IDV of 34,766. Premium used is 233/year as on 1 March 2023 and then converted into a per month basis, which gives us Rs.19/month (233/12).

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO and age of the vehicle.

Two-wheeler UIN: Details mentioned are for the product- Reliance Two Wheeler Package Policy, UIN-IRDAN103RP0011V02100001.

Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance (Two Wheeler). UIN- IRDAN103RP0003V01200102.

Own Damage: Details mentioned here are for the product- Reliance Two Wheeler Policy- Stand-alone Own Damage (UIN- IRDAN103RP0002V01201920).

Home > Motor Insurance > Bike Insurance > KTM Duke 390 Insurance
  • Resend OTP

Thanks for the information. Our Customer Care will get back to you.

OK