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Honda Unicorn Insurance

Buy Reliance Honda Unicorn Insurance starting at just ₹19/month*

Bike insurance policy online

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Introduction to Honda Unicorn

The Honda Unicorn stands as a testament to reliability in India's two-wheeler segment, combining power and comfort since its launch. This 150cc bike has earned trust through its balanced performance, making it a preferred choice for both daily commuting and long rides.

Its impressive mileage, low maintenance, and sturdy build quality have made it a household name. Protecting your bike with comprehensive Honda Unicorn insurance ensures your investment remains secure while you enjoy countless miles of worry-free riding.

Why Us?

100%
Claims Settlement*

11,000+
Network Garages*

5 Crore+
Happy Customers*

₹19/month
Starting Premiums*

How to Buy Honda Unicorn Insurance - Online & Offline?

Steps to Buy Honda Unicorn Bike Insurance Online

  1. Access Reliance General Insurance, click "two-wheeler insurance", and fill in the basic details of your beloved bike.
  2. Share your bike's registration information and get instant quotes for Honda Unicorn two-wheeler insurance cover.
  3. Browse through our tailored coverage plans - from basic third-party to comprehensive protection packages.
  4. Customise your protection with innovative add-ons like roadside assistance and engine protection.
  5. Make payment through our secure gateway and instantly download your policy to your device.

Steps to Buy Honda Unicorn Insurance Offline

  1. Use our smart Branch Locator to find your nearest Reliance General Insurance office.
  2. Our experts will guide you through various Honda Unicorn insurance price options and coverage benefits.
  3. Present your bike's documentation for quick verification and processing.
  4. Get personalised recommendations for coverage based on your riding habits and needs.
  5. Secure your policy with easy payment options and walk away with instant policy documents.

Steps for Honda Unicorn Bike Insurance Renewal Online

  1. Go to the Reliance General Insurance renewal section
  2. Verify bike details
  3. Choose enhanced coverage
  4. Claim NCB benefits
  5. Instant policy download

Why Do You Need Honda Unicorn Insurance?

Compliance with Laws

Honda Unicorn bike insurance is mandatory under the Motor Vehicles Act. Riding without valid insurance cover can result in hefty fines and legal complications, making insurance coverage essential for legal compliance on Indian roads.

Financial Protection

Comprehensive Insurance for Honda Unicorn safeguards against unexpected repair costs from accidents, theft, or natural disasters. Your investment stays protected, preventing substantial financial burden during unfortunate events.

Peace of Mind

With Honda Unicorn two-wheeler insurance, enjoy stress-free riding, knowing you're protected against uncertainties. Focus on your journey while your insurance takes care of potential risks and liabilities.

Features and Benefits of Reliance Bike Insurance for Honda Unicorn

Hassle-Free Buying and Claiming Insurance

Experience seamless digital purchase and claim settlement with minimal documentation. Our user-friendly process ensures quick insurance solutions for your Honda Unicorn insurance benefits.

IDV Customisation

Customise your Honda Unicorn own damage insurance with flexible Insured Declared Value options, ensuring optimal coverage based on your bike's current market value.

Personal Accident Cover

Get extensive personal accident coverage up to ₹15 lakhs, protecting you against permanent disabilities or fatal accidents while riding.

Third-Party Liabilities

Your Honda Unicorn third-party insurance price covers damages to third-party property and injury claims, ensuring comprehensive legal protection.

24/7 Customer Support

Access round-the-clock assistance for queries and emergencies, with dedicated support ensuring prompt resolution of your insurance concerns.

No-Claim Bonus

Earn rewards for claim-free years with substantial discounts on your Honda Unicorn insurance price list, encouraging safe riding practices.

High Claim Settlement Ratio

Trust our impressive claim settlement ratio, ensuring quick and fair resolution of your Honda Unicorn bike insurance price claims.

Wide Range of Add-Ons

Enhance your basic coverage with customisable add-ons like zero depreciation and roadside assistance for comprehensive protection.

Types of Honda Unicorn Insurance Plans

Long-Term Two-wheeler Bike Insurance

Save significantly with multi-year Honda Unicorn insurance renewal coverage, offering extended protection for up to three years with locked premium rates and reduced paperwork.

Long-term Third Party Bike Insurance

Secure mandatory third-party coverage for three years at once, ensuring continuous protection with a stable Honda Unicorn insurance renewal price and minimal renewal hassles.

Annual Third Party Bike Insurance

Get yearly mandatory coverage that meets legal requirements while maintaining flexibility in your Honda Unicorn bike insurance renewal choices.

Standalone Own Damage Bike Insurance

Choose comprehensive protection for your bike's damages with Additional coverage for Honda Unicorn, complementing existing third-party insurance.

Zero Depreciation Bike Insurance

Eliminate worries about depreciation deductions during claims with full coverage at current market rates, affecting your Honda Unicorn bike insurance amount.

Honda Unicorn Insurance Inclusions and Exclusions

Inclusions Exclusions
Natural disaster protection covering floods and earthquake damagesOperating vehicle without proper license documentation and permits
Complete coverage for accidental fire and explosion incidentsNatural deterioration and aging of motorcycle components
Protection against theft with comprehensive investigation supportBreakdown of electrical and mechanical parts over time
Damage compensation during civil unrest and vandalismAccidents while riding under intoxication or drugs
Third-party injury coverage with legal assistance includedDamages from unauthorised racing or speed competitions
Property damage protection up to specified policy limitInsurance claims submitted after policy validity ends
Personal accident benefits with permanent disability coverageBasic maintenance costs and routine service expenses
Medical expense reimbursement for accident-related hospitalisationDamages caused by intentional misuse or negligence
Transit protection during road, rail, waterway transportLosses incurred while breaking traffic rules deliberately
Legal coverage compliance with latest vehicle regulationsDamages occurring during contractual service obligations
Comprehensive protection against man-made disaster incidentsNuclear perils and war-related damage to vehicle
Protection during natural calamities with quick settlementSecondary damages arising from primary incidents
Third-party legal liability as per policy termsDamages to non-standard or illegal bike modifications

Honda Unicorn Bike Insurance Add-On Covers

Add-On Covers Description
Nil Depreciation CoverFull reimbursement of part replacement costs without accounting for age-based value reduction
Consumables CoverCoverage for oils, lubricants, and small parts used during accident repairs
Additional Third-Party Property Damage CoverEnhanced financial protection beyond basic limits for third-party property damage claims
Personal Accident Cover for Owner-DriverExtended compensation coverage for permanent disability and accidental death up to ₹15 lakh
Emergency Medical ExpensesImmediate medical cost coverage including ambulance services and initial hospital treatment
Return-to-Invoice CoverComplete reimbursement of original bike value including taxes during total loss
EMI ProtectionCovers monthly loan payments when bike repairs extend beyond thirty days
Helmet CoverReplacement coverage for damaged helmets during accidents with ISI-certified new ones

Honda Unicorn Bike Insurance Claim Process

Steps for Honda Unicorn Insurance Claim: Cashless Repairs

  1. Connect with our dedicated claim experts through our 24x7 helpline 1800-3009 or Self-i App for immediate Honda Unicorn bike insurance claim assistance.​
  2. Visit any of our 11,000+ network garages or request our free towing service.
  3. Experience hassle-free damage assessment with our digital-first approach.
  4. Just handle the minimal deductible while we manage your repair expenses directly.
  5. Use our app to monitor repairs in real time.

Steps to Claim Honda Unicorn Insurance Policy: Reimbursement Claims

  1. Register your claim through our user-friendly mobile app or call our dedicated helpline.
  2. Choose your trusted garage for quality repairs of your Honda Unicorn insurance covered bike.
  3. Document all repairs with our easy-to-use digital claim form.
  4. Upload required documents through our secure digital platform.
  5. Receive swift reimbursement through direct bank transfer.

Honda Unicorn Bike Insurance Documents

  1. Digital Policy Certificate
  2. RC Smart Card or DigiLocker Copy
  3. Digital Driving License
  4. Detailed Repair Estimates
  5. Active Bank Account Details
  6. Digital FIR Copy (if applicable)
  7. Previous Honda Unicorn two-wheeler insurance renewal papers
  8. Clear Damage Photographs

Honda Unicorn Insurance Claims: Cashless vs. Reimbursement

Parameters Cashless Insurance Reimbursement
DefinitionReliance General Insurance directly settles Honda Unicorn repair costs with network garages without upfront paymentPolicyholder pays repair expenses first and claims reimbursement later from Reliance General Insurance
ProcedureNotify Reliance General Insurance, visit network garage, submit claim form, and get Honda Unicorn two-wheeler repairs approvedPay repair costs upfront, submit detailed bills and documents to the insurance company for processing claim amount
ConvenienceHighly convenient as insurance price for Honda Unicorn repairs is directly settled between insurer and garageRequires immediate fund arrangement, takes longer processing time, and depends on document verification completion
DocumentationMinimal paperwork needed - policy details, claim form, and driving license for best Honda Unicorn bike insuranceExtensive documentation including original bills, repair estimates, police FIR if applicable, and payment receipts

Honda Unicorn Bike Insurance Premium

Bike Specifications

When you choose Honda Unicorn two-wheeler insurance, factors like engine capacity, model year, and variant significantly impact your premium. The 150cc engine capacity of the Honda Unicorn places it in a moderate premium bracket, balancing performance with insurance costs.

Coverage Requirements

Selecting the Best Honda Unicorn bike insurance depends on your coverage needs. Comprehensive policies with add-ons like zero depreciation or return to invoice coverage will increase premiums but provide enhanced protection compared to basic third-party insurance.

Vehicle's Insured Declared Value (IDV)

Your bike's current market value, or IDV, is the maximum amount you can claim during total loss or theft. Higher IDV means better coverage but increased premiums, making it crucial to choose an appropriate value based on your bike's age and condition.

Geographical Location

Your city's risk factors, including traffic density, accident rates, and theft statistics, influence premium calculations. Metropolitan areas typically have higher premiums due to increased risk exposure and repair costs.

How to Calculate Honda Unicorn Premium Insurance?

Calculate your Honda Unicorn bike insurance premium instantly with the Reliance General Insurance premium calculator that considers your bike's age, model, registration location, and claim history for precise coverage quotes.

  • Access our Honda Unicorn insurance premium calculator online to compare coverage options
  • Get up to 50% premium discount with No Claim Bonus benefits and exclusive online booking offers
  • Choose comprehensive Honda Unicorn bike insurance cover with customisable add-ons for enhanced protection
  • Unlock special long-term policy discounts with our three-year coverage options

How to Buy Second-Hand Honda Unicorn Bike Insurance

Protect your pre-owned Honda Unicorn with Reliance General Insurance's simplified process, offering Honda Unicorn bike cashless claim support across 11,000+ network garages nationwide, ensuring complete peace of mind.

  • Schedule a quick bike inspection at your nearest Reliance General Insurance branch or request a doorstep evaluation
  • Provide an updated RC copy with your name and completed transfer form from the previous owner
  • Present your driving license, Aadhaar card, and earlier insurance policy (if available)
  • Pick your ideal protection - either comprehensive coverage or a mandatory third-party plan
  • Secure your policy with instant payment and receive digital documents immediately

Honda Unicorn Insurance Price: Third-Party Insurance Premium

Description of Vehicle Class Premium
Not exceeding 75 cc538
Exceeding 75 cc but not exceeding 150 cc714
Exceeding 150 cc but not exceeding 350 cc1,366
Exceeding 350 cc2,804

Honda Unicorn - Overview and USPs

Power and Performance

Equipped with a robust 150cc engine delivering 12.91 PS power, the Honda Unicorn offers smooth acceleration and reliable performance for daily commutes.

Fuel Efficiency

Outstanding mileage of 60+ kmpl makes it economical for long-term use, reducing operational costs while maintaining consistent performance.

Comfort Features

Advanced mono-shock suspension, comfortable seat height, and ergonomic riding position ensure fatigue-free rides even on long journeys.

Safety Features

CBS (Combined Braking System), tubeless tyres, and a robust chassis design provide enhanced stability and superior control in diverse conditions.

Maintenance Value

Low maintenance costs, readily available spare parts, and Honda's reliable service network make it a cost-effective choice for long-term ownership.

Honda Unicorn - Models and Prices

Model Name Ex-Showroom Price (₹)

Unicorn Standard

162.71 cc | Petrol

1,13,273

Unicorn Disc - OBD 2B

162.71 cc | Petrol

1,19,382

Honda Models for Which Reliance General Insurance Offers Coverage (Model Names)

Honda Activa 6GHonda Activa 125
Honda Activa 

Frequently Asked Questions (FAQs)

What does Honda Unicorn two-wheeler insurance cover?

Honda Unicorn bike insurance provides comprehensive protection, including natural disasters, accidents, theft, third-party damages, and personal accident coverage up to ₹15 lakhs. Our Honda Unicorn bike cashless claim facility covers repairs at 11,000+ network garages.

How do I buy Honda Unicorn insurance?

Visit Reliance General Insurance's website, select two-wheeler insurance, enter your bike details, choose coverage, and make payment. Alternatively, visit our nearest branch for personalised assistance with Honda Unicorn bike insurance ​purchase.

Are there discounts for Honda Unicorn insurance?

Yes, earn up to 50% NCB for claim-free years, additional online purchase discounts, and special rates for long-term policies. Unlike Honda Shine insurance price, Unicorn policies offer enhanced value with multi-year discounts.

How do I renew my Honda Unicorn insurance?

Access Reliance General Insurance, enter bike details, claim NCB benefits, choose enhanced coverage if needed, and make a secure payment. Get an instant policy download that is simpler than a Honda SP160 insurance price comparison.

What's the claim process for Honda Unicorn insurance?

Contact our 24/7 helpline, visit network garage for Honda Unicorn bike cashless claim, or opt for reimbursement. Submit required documents through our app for quick settlement.

Can I transfer my Honda Unicorn insurance?

Yes, transfer is possible with RC transfer documents, inspection report, and NOC from the previous owner. Process is streamlined compared to Honda CB350 insurance price or Honda Livo insurance price transfers.

What factors affect Honda Unicorn insurance premiums?

Bike age, location, coverage type, IDV value, and claim history impact premiums. Unlike the Honda Hornet 2.0 insurance price, Unicorn rates consider model-specific safety features.

Disclaimers:

*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned is excluding taxes for the private two-wheeler model with cubic capacity of less than 110 cc for a 1 year Own Damage Insurance policy for an IDV of 34,766. Premium used is 233/year as on 1 March 2023 and then converted into a per month basis, which gives us Rs.19/month (233/12).

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, and age of the vehicle.

Two-wheeler UIN: Details mentioned are for the product- Reliance Two Wheeler Package Policy, UIN-IRDAN103RP0011V02100001.

Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance (Two Wheeler). UIN- IRDAN103RP0003V01200102.

Own Damage: Details mentioned here are for the product- Reliance Two Wheeler Policy- Stand-alone Own Damage (UIN- IRDAN103RP0002V01201920).

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