Travel Insurance for Turkey

Turkey, with its spectacular coastlines, cosmopolitan cities, quaint villages, majestic mountains and inviting culture, is one of the best travel destinations in the world. Due to its strategic location between Asia and Europe, Turkey offers a blend of East and West.

With so much to offer, Indian travellers are often intrigued by the vibrant and culturally rich tourist attractions in the country. However, having the necessary insurance for Turkey travel is crucial to entering and exploring Turkey by meeting visa requirements and with added peace of mind.

With Reliance Turkey travel insurance plans, you can benefit from a comprehensive financial safety net that protects you and your savings from unforeseen circumstances. You can also receive compensatory benefits and discount deals to enjoy affordable premiums with extensive protection.

Why Do I Need Travel Insurance for Turkey?

It is mandatory to have travel insurance for Turkey to get a Turkish visa and enter the country. Along with the entry-visa mandate and legal obligation, having travel insurance for a trip to Turkey is highly beneficial, and here's why.

• Coverage for medical emergencies

• Coverage for third-party liabilities

• Coverage for lost baggage or passport

• Coverage for trip delays, interruptions and cancellations

• Coverage for hijack distress, etc.

Turkey Travel Insurance Types

Turkey Travel Insurance Benefits

Coverage for Medical Emergencies

When you buy travel insurance in Turkey, you get ample financial coverage for medical emergencies due to unexpected accidents and illnesses. With this financial safety net, your out-of-pocket expenses are kept to a minimum without compromising on quality treatments.

Coverage for Third-Party Liabilities

In addition to Turkey insurance travel benefits for personal emergencies and medical treatments, you also get coverage for third-party liabilities in case you cause unexpected damage to a third party. With this additional coverage, you can manage legal and compensatory expenses with ease.

Coverage for Journey Mishaps

Unforeseen circumstances, such as personal emergencies, family medical mishaps, natural disasters, etc., can lead to trip delays and cancellations. In such situations, you can incur a significant financial loss due to the non-refundable booking expenses. However, with Holiday Insurance Turkey, you get the due compensation in case of such mishaps.

Cashless Coverage

Another benefit of Turkey travel insurance is the ease of cashless claims. With this facility, you can file a cashless claim to reduce your upfront expenses for medical treatments and other unforeseen circumstances.

Reliance Turkey Travel Insurance

The Reliance Turkey travel insurance plans are designed to offer comprehensive coverage for various medical and trip mishaps, ensuring you and your savings are well-protected in times of need.

With coverage of up to USD 500,000 for medical emergencies, USD 250,000 for personal liabilities, and the benefit of a compassionate visit for a prolonged stay of more than 7 days at a hospital in Turkey, this financial safety net ensures complete assistance and support.

For added convenience, we offer quick and instant Turkey travel insurance policy purchase and claim filing processes that take minimal time and effort.

Features of Reliance Turkey Insurance

Reliance Turkey Insurance: Inclusions & Exclusions

Inclusions

• Emergency medical requirements and treatments due to an accidental injury or illness

• Theft

• Total loss of checked-in baggage

• Dental treatments (acute anaesthetic treatments) in case of an accidental injury

• Third-party liabilities

• Loss of a passport

• Permanent total disability or death to an accident or illness

• Trip delays and interruptions

• Hijack distress

• Transportation of mortal remains from Turkey to India

Exclusions

• Self-inflicted damage and injuries

• Nuclear attacks or war

• Travelling against the advice of a doctor

• Negligent behaviour-led injuries and accidents

• Planned medical treatments

• Cosmetic procedures for beauty enhancement

• Voluntary participation in risky activities

• Claims for undeclared pre-existing conditions

• Pregnancy or childcare

How to Buy Travel Insurance Online Turkey from Reliance General Insurance?

• Step 1 - Go to our website > Explore Products > International Travel Insurance.

• Step 2 - At the top of the page, select the applicable travel type from individual, student, family or annual multi-trip. 

• Step 3 - On the next page, select the trip destination, region, and other options and add the relevant information for each section to get options for Turkey insurance travel plans that suit your needs.

• Step 4 - Choose the most appropriate plan for your coverage requirements to get the premium quote.

• Step 5 - If you are satisfied with the quote, make the premium payment to buy travel insurance online for Turkey and receive the new policy via email.

Benefits of Buying Turkey Travel Insurance Online

• When you buy insurance for Turkey travel online, you benefit from paperless policies without the hassle of additional physical documentation and submission.

• The process of online insurance Turkey is straightforward and instant, which ensures maximum convenience of purchase from anywhere. 

• When you buy travel insurance online for Turkey, you have complete flexibility to compare different travel insurance plans and premiums to choose the right plan based on needs and budget.

• The online process offers complete transparency from start to end, ensuring you are well informed about all the costs involved in the purchase.

• To ensure the maximum safety of personal information, the online process is secured with top-notch technologies.

Process to Claim Travel Insurance Turkey

• Step 1 - Notify us about the Turkey insurance claim within 24 hours of its occurrence by calling our Claims Helpline Number.

• Step 2 - Collect all necessary documents for your claim based on the claim category. This will increase your chances of timely and efficient claim settlements. 

• Step 3 - After collecting the documents, submit your claim form and supporting documents to us for processing and verification.

• Step 4 - Once we evaluate your claim request and submitted documents, we will update you regarding the approval status. If approved, you will receive the applicable benefits in your registered bank account.

Also Read - Documents Required to Register a Claim

Turkey Travel Insurance Cost Range

The travel insurance for Turkey from India cost depends on various factors and cannot be standardised for all travellers. These factors are specific to individual travellers, and based on your choices and needs, they can vary.

Let us look at these factors below.

• Duration of the Trip - The number of days of your Turkey trip impacts the cost of your travel insurance. For longer trips, the premium will be higher due to the need for additional coverage, as opposed to shorter trips that require lesser coverage.

• Policy Type - The choice of travel insurance plan type also impacts the premiums of your Turkey travel insurance. For instance, a family travel plan will be more affordable for a family trip than individual plans for all family members travelling to Turkey.

• Coverage - Your coverage requirements decide the sum insured value of your travel insurance plan. The higher the sum insured value, the higher the premium, and vice versa. So, you must carefully assess your needs and choose a sum insured value.

• Pre-existing Conditions - If you have any pre-existing conditions and require additional coverage for them, your premium for Turkey travel insurance will be higher.

Tips to Buy Travel Insurance for Turkey

1. The first and most important tip is to assess your needs to understand the kind of coverage you require for maximum protection.

2. To choose the best travel insurance in Turkey, you must compare different travel insurance plans based on their premiums and policy inclusions.

3. The next tip is to check the availability of online processes with different insurers to benefit from the added convenience of quick policy purchases from anywhere.

4. You must also look for the specific policy exclusions, terms and conditions for the chosen plan to determine whether your coverage needs are included in the plan.

5. Another tip to ensure that your claims are settled in a timely manner is to assess the insurer's claim settlement ratio and the provision of 24/7 customer support.

Turkey Visa and Entry Information

Types of Visas for Turkey

Application Process for Turkey Visa

For General Visa

• Choose the right visa category based on your trip duration and purpose.

• Book an appointment at the Turkey Visa Application Centre using the Gateway International website.

• To book, select the "Create an Appointment" option from the main page.

• On the next page, read the terms and conditions and then select "Schedule Appointment". Remember that you must pay half of the applicable Turkey visa fee online at the time of booking the appointment. The rest must be paid at the time of the appointment.

• You will be redirected to the VFS Global page, where you must log in and book the appointment at the available VAC.

• Next, you must download the visa application form and fill it out accurately. In addition, you must collect all the supporting documents based on your visa category.

• Visit the VAC as per the appointment date and time, along with your completed visa application form and supporting documents.

• Submit the same to the authorised officer and pay the remaining fee.

• Wait for the visa application approval or rejection update.

For E-Visa with Specific Eligibility

The e-visa facility simplifies the visa application process for Indian tourists. However, you must note that to be able to apply for an e-visa, you must have a valid Schengen, USA, or UK visa or resident permit to stay in the country for a maximum of 90 days.

If you are eligible for an e-visa, here is how you can apply.

• Visit the official website of the Electronic Visa Application System.

• On the main page, select the applicable answers from the dropdown menu and enter the verification code mentioned.

• Once done, click on "Save and Continue" to proceed.

• On the next page, enter your arrival date in Turkey to get a 30-day visa approval and then click on "Save and Continue".

• Cross-check and select all the eligibility criteria mentioned on the next page and click on "Save and Continue".

• On the next page, accurately add all the requested information. If you are travelling with a group or family, you can also add multiple people to the visa.

• For the final step, you must pay the e-visa fee and, upon approval, download the same to take with you on your Turkey trip.

Documents Required for Turkey Visa

1. An Indian passport with a validity of at least six months and two blank pages.

2. A duly filled and signed visa application form.

3. Two biometric photographs taken within six months before the application date.

4. Proof of funds - bank statements from the last six months, salary slips from the last three months, ITR from the last three years, etc.

5. An invitation letter for a tourist visa is needed if you are visiting and residing with Turkish citizens.

6. Flight tickets to and from Turkey.

7. A cover letter clearly stating the purpose and duration of your Turkey trip.

8. Proof of accommodation.

9. Proof of identification - Aadhaar card, PAN card, etc.

10. Previous passports, if any.

11. Proof of Turkey travel insurance.

12. An authorisation letter (if a travel agent submits the application).

13. Letter of appointment and work permit (for a work visa).

14. Official admission letter (for a student visa).

Embassy of Turkey in India

Tips to Avoid Turkey Visa Rejections

1. Ensure accurate information on your visa application form.

2. Cross-check and apply for the correct visa category.

3. Submit all the mandatory documents required for a Turkey visa at the time of visa application submission.

4. Ensure ample funds are available in your bank account to cover your trip expenses.

5. Apply for a visa a few months before your travel dates.

6. Pay the partial Turkey visa fee at the time of appointment scheduling and collect the receipt.

7. Be clear about your travel purpose on your cover letter.

8. Invest in a travel insurance policy that offers ample coverage for medical emergencies.

Interesting Facts About Turkey

1. Turkey is the 4th largest grape producer in the world.

2. Turkey introduced the world-famous Tulips.

3. Turkey was once home to two wonders: the Mausoleum of Halicarnassus and the Temple of Artemis.

4. Turkey is divided between Asia and Europe, with 95% in Asia and 5% in Europe.

5. 96% of the population of Turkey drinks at least one cup of tea in a day, and the tea is served in tulip-shaped glasses.

6. The national sport for Turkey is oil wrestling.

7. Approximately 75% of the world's supply of hazelnuts comes from Turkey, the largest hazelnut producer.

8. In Turkey, there are 30 ethnic languages, with the common languages being Turkish, Zazaki, Kurmanji, and Arabic.

9. Turkey is home to the first ever and the oldest Christian church in the world.

10. The coast of the Black Sea in Turkey is around 1175 km, making it similar to the distance between Venice and London.

11. People in Turkey did not have surnames until 1934.

12. The famous Turkish dessert Tavuk Gogsu is a chicken breast pudding.

Best Time to Visit Turkey

Money-Saving Turkey Trip Tips

1. Plan your travel dates during the shoulder and low season to enjoy affordable flight and accommodation bookings.

2. Do not hesitate to bargain at local markets and with street vendors to get great deals for your shopping needs.

3. Discover Turkey with guided or self-paced walking tours to save money while basking in the natural beauty of the country.

4. Opt for public transportation whenever possible to explore the countryside at affordable rates.

5. To save money, explore different accommodation options such as Airbnb, service apartments, guesthouses and hostels instead of big hotels located in the city centre.

Year-Round Travel Checklist Turkey

Turkey Packing List

When packing for Turkey, you must carry lightweight and breathable clothes as the weather is usually warm and pleasant in the coastal region. Additionally, you must pack swimwear to make the most of this beach destination.

Adapter

In Turkey, only Type C plugs are available. So, you must carry a universal adapter to charge your electronics as it is one of the Turkey travel essentials to stay connected and capture memories.

Sunscreen

The weather in Turkey is usually warm throughout the year. Moreover, the sun is out most days, so you must carry and apply sunscreen every time you step out to avoid sun damage.

Sufficient Currency

When travelling to Turkey, you must carry a combination of cash and a card to stay within your budget, explore responsibly, and keep your trip money secure from theft.

Important Documents

Carry clear copies of the important documents with you on your trip to Turkey. These will come in handy in times of emergency.

Turkey Travel Insurance

Having travel insurance for a Turkey trip is mandatory. However, in addition to the mandate, you benefit from a financial safety net that safeguards your money during emergencies.

Walking Shoes

Pack a pair of walking shoes to keep your feet happy even after a long day of sightseeing and walking tours.

Turkey Safety and Precautions

Petty Crimes

Turkey is a safe country to visit. However, you must be cautious of petty crimes, especially in crowded spaces.

Secure Valuables

To avoid losing them, you must conceal your valuables and avoid taking them everywhere when not required.

Be Aware

Be watchful of your surroundings at all times and visit places in a group, especially at night.

Public Transport

When using public transport, familiarise yourself with local laws and avoid taking empty buses or trains at night.   

Helpline Numbers

Memorise and save the emergency contact numbers for Turkey - Police 155, Ambulance 112 and Fire Brigade 110.

Nightlife Scams

In some areas of Turkey, beware of overcharging and never leave your drinks and food unattended.

Best Places to Visit in Turkey

1. Istanbul

2. Ankara

3. Marmaris

4. Bodrum

5. Antalya

6. Ephesus

7. Cappadocia

8. Izmir

9. Bosphorus

10. Fethiye

11. Pamukkale

12. Alacati

Best Things to Do in Turkey

Explore Turkish Cuisine

Turkish food, such as Doner kebab, Turkish delight, Baklava, Dolma, Pilaf, Durum, and Menemen, is world famous. There are also hundreds of small family restaurants that serve native Turkish food at affordable prices. Do try the local beers and wine.

Visit the Capital City

Turkey's capital is Ankara, one of the oldest continuously inhabited cities in the world. Ankara is distinguished by its old-world architecture, parks and gardens, and world-class restaurants and hotels.

Book a Turkish Bath

Hammam, also called Turkish bath, is a tradition that has existed in Turkey for years. It is an ancient ritual that is a holistic experience for your soul and body. It helps with body cleansing and rejuvenation to help you unwind and relax.

Go to Cappadocia

Cappadocia is home to breathtaking views and fairy chimneys. One of the must-visit tourist attractions is the hot air balloon ride. Book yourself a ride and witness a view from the top like no other.

Immerse yourself in History

Explore famous and ancient tourist attractions such as Hagia Sophia, Topkapi Palace, Troy, the Library of Celsus, Hierapolis, and the Great Theater.

Frequently Asked Questions On Turkey Travel Insurance

Are adventure sports or activities covered in travel insurance for Turkey?

The coverage of high-risk adventure sports varies from policy to policy. Thus, if your trip itinerary includes any such activity, you need to research and choose a plan that offers the required coverage to avoid hefty out-of-pocket expenses in times of need.

Do I need a transit visa for Turkey?

You do not need a transit visa for Turkey if you plan to stay at the airport to board the next flight. However, if you plan to leave the airport and enter the country, you will need a valid transit visa.

How to compare different travel insurance plans for Turkey?

To compare different travel insurance plans, you can use an online policy premium calculator and compare coverage, prices, and inclusions of as many travel plans as required to make the final choice.

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%.

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