Sign In
For claim assistance in the cyclone affected areas of the EAST, please click here. Similarly, for assistance with claim related queries in the flood affected areas of Kerala and Himachal Pradesh please click here. To get assistance with claims for flood affected regions of Telangana and Andhra Pradesh, please click here.
Self-Help
Contact us
Call +91 22 48903009 (Paid)
WhatsApp us at 7400422200
Click here
Call Back
Call 022 4890 3009
Call 022 4890 3051
Login

Get Quote

Select Travel Type
Left Arrow Individual Traveller Type

Travel Insurance for Japan

Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians

Asia Travel Insurance

Travel Insurance for Japan

  • No Paperwork
  • No Medical Check-up
  • 26 Countries 1 Policy
  • Cashless Hospitalisation Worldwide
Asia Travel Insurance

Plan Details

Japan is an ultimate travel destination for Indians for several reasons, be it its close proximity or the unique travel experiences it offers. If you are planning a holiday in Japan, remember to invest in suitable travel insurance to cover unexpected expenses.

The right travel insurance for Japan offers coverage for various unprecedented scenarios like medical crises, baggage loss, trip delays and cancellations, personal accident, loss of passport and more.

Let's find out more about Japan travel insurance, its benefits and why you must invest in it.

Why Do You Need Travel Insurance for Japan?

Travel insurance for Japan is necessary to ensure a safe and stress-free travel experience. Although it is not a mandatory requirement for foreign visitors, the immigration authorities of Japan highly recommend international travellers invest in a reliable travel insurance policy. It protects their financial investments by covering their unplanned trip expenses.

Here are some other reasons to buy travel insurance for Japan:

  • To cover unforeseen medical expenses in Japan. 

  • To protect financial investments in the event of trip cancellation and delays.

  • To secure your belongings.

  • To cover personal liabilities

  • And so on.

Japan Travel Insurance Types

Types of Japan Travel Insurance Purpose/Ideal For
Individual Travel Insurance

The main purpose of individual travel insurance plans is to offer financial coverage to a single person or individual.

These plans offer dedicated coverage with all standard features such as cashless hospitalisation, dental treatment, trip cancellations, baggage delay, loss of passport, personal liabilities, personal accidents and so on. 

Ideal for: Solo travellers, thrill-seekers, individuals with higher travel risks, etc.

Family Travel Insurance

Family travel insurance plans are designed to cover all travelling family members under a single policy.

This type of plan offers the same features and benefits as a standard travel insurance policy. However, the coverage and sum insured are shared among all members instead of an individual. 

Ideal for: Travelling families

Student Travel Insurance

Student travel insurance plans serve the specific coverage requirements of students travelling overseas. In addition to standard travel insurance coverage, these plans cover events such as study interruption, sponsor loss, bail bond, compassionate visit and so on.

Ideal for: Students travelling overseas to pursue short-term courses, certifications, training, internships, etc.

Senior Citizen Travel Insurance

Senior citizen travel insurance policies are designed to offer coverage for travellers over 65. These plans cover emergency hospitalisation, medical evacuation, repatriation of mortal remains, compassionate visits, etc., alongside standard coverage.

Ideal for: Senior travellers, parents, etc.

Single-trip Travel Insurance

As the name implies, single-trip travel insurance covers unforeseen expenses during a single trip. Such plans have a validity period that begins and ends with your travel dates. 

Ideal for: Occasional travellers, budget travellers, etc.

Annual Multi-trip Insurance

These plans offer travel insurance coverage and benefits for multiple trips made during a year. Further, they are easier to manage and much more cost-efficient than purchasing single-trip insurance for frequent trips. 

Ideal for: Frequent travellers

Group Travel Insurance

Group travel insurance plans are designed to offer travel insurance coverage and benefits for members of a common group under a single policy. Similar to family insurance plans, these plans also offer shared benefits to all the covered members. 

Ideal for: Social groups, employees, sports teams, etc.

Benefits of Buying Travel Insurance for Japan Trip

Emergency Medical Coverage

Getting emergency medical service in Japan can be very expensive due to skyrocketing healthcare costs. Travel insurance for Japan helps you get the best treatment without imposing an additional financial burden.

With our plans, you can avail of cashless hospitalisation at the authorised hospitals and healthcare facilities in Japan.

Trip Cancellation and Interruptions

A travel insurance plan secures your financial investment in the event of sudden trip cancellation and interruptions. It allows you to claim your prepaid and non-refundable travel expenses incurred in making advance bookings and reservations.

Personal Accidents

Accidents can occur anywhere, Japan is no exception. Given Japan's exposure to natural disasters like earthquakes and typhoons, having travel insurance becomes even more important. Our travel insurance plans cover your personal accidents and offer benefits on accidental death and disabilities.

Personal Liabilities

Third-party losses or damages resulting from your negligence can be very troublesome, especially abroad, in an unfamiliar country like Japan. Travel insurance for Japan covers your personal liabilities and saves you from legal trouble.

Peace of Mind

Travel insurance for Japan offers great peace of mind while travelling overseas by offering the above-mentioned benefits and required financial assistance during emergencies.

Reliance Japan Travel Insurance

If you are looking for reliable travel insurance for Japan, our Reliance Asia Travel Insurance is the best option.

Based on your requirements, you can choose from three different types of plan options: Silver, Gold and Platinum plans.

Each of these plans offer coverage for events such as medical emergencies, evacuation and transportation, dental treatment, accidental death, personal accidents, personal liabilities, loss of passport, baggage loss, trip delay and emergency financial assistance, among others.

We offer extensive coverage with higher sum insured, feature-rich policies and a broad list of inclusions to safeguard your financial interests in the best way possible.

Not only that, we also offer a 100% claims settlement ratio* to reimburse you for your covered expenses as soon as possible.

Contact us for more information.

Features of Reliance Japan Travel Insurance

The following are the main features of our international travel insurance for trip to Japan:

Key Features Silver (in USD) Gold (in USD) Platinum (in USD)
Medical Expenses (including transportation and evacuation)Repatriation of Mortal Remains, etc100,000250,000500,000
Accidental Death (Common Carrier)2,5005,0005,000
Dental Treatment 500500500
Loss of Passport300300300
Delay of Baggage100100100
Total Loss of Baggage 1,0001,2001,500
Personal Accident 20,00025,00030,000
Personal Liability 100,000200,000250,000
Trip Delay25/day (for up to 6 days)50/day (for up to 6 days)60/day (for up to 6 days)
Home Burglary Insurance100,000200,000300,000
Compassionate VisitReturn fare for any one companion in person - spouse/ child/family doctor

Note: Please read policy wording, brochure and prospectus for more information.

Reliance Japan Insurance: Inclusions & Exclusions of Japan Travel Insurance

Inclusions

Our Japan Travel insurance plans cover the following unforeseen circumstances:

  • Medical emergencies, including hospitalisation, evacuation and transportation

  • Personal accidents

  • Personal Liabilities

  • Trip delays

  • Trip cancellation and interruption

  • Baggage delay/total loss

  • Loss of passport

  • Acute anaesthetic dental treatment

  • Plane hijack

Exclusions

Reliance travel insurance for Japan does not cover the expenses incurred due to loss or damage resulting from the following events:

  • War/nuclear attacks

  • Suicide, self-inflicted harm/injury

  • Psychological issues

  • Undeclared pre-existing diseases

  • Planned medical treatment

  • Violation of official regulations

  • Drug abuse

  • Any loss incurred after the expiration of the policy

Eligibility Criteria to Buy Reliance Japan Travel Insurance

Type of Plan Eligibility
Individual Travel Insurance for Japan 3 months to 65 years
Family Travel Insurance for Japan Maximum 4 members (yourself, your spouse and up to two dependent children below 21 years of age)

How to Buy Travel Insurance for Japan?

  • Step 1: Go to our "Asia Travel Insurance".

  • Step 2: Select your preferred plan type and hit "Next".

  • Step 3: Enter the specified details such as your travel dates, region (select Asia), date of birth, email address, contact number and so on. Click "Check Quote".

  • Step 4: Select your desired plan and go through the premium details.

  • Step 5: Click "Buy Now" and add a few additional details before making the final payment.

Benefits of Buying Japan Travel Insurance Online

Instant Policy Issuance

No need to go through the tedious and lengthy process of buying insurance. At Reliance General Insurance, you can buy a policy instantly at your fingertips. All you need to do is visit our website or Reliance Self-i mobile application.

No Medical Screening

To purchase Japan travel insurance online, you don't have to undergo any medical check-up or examination for buying a policy. If you are below 45 years of age, you can buy a suitable policy in a couple of minutes.

Zero Paperwork

Another advantage of buying travel insurance online is that you don't need to worry about the paperwork. The process is completely paperless, with all your documents sent digitally to your registered email address.

Quick and Efficient

Last but not least, purchasing travel insurance for Japan online is a lot quicker and more convenient than buying a policy offline from an agent. Not just it saves time but also money, which would otherwise be spent on fees of insurance agents and related costs.

How to Claim Japan Travel Insurance?

Intimate Your Claim

In the occurrence of a covered event, the first thing you need to do is intimate your claim within the first 24 hours. In simple words, you need to inform Reliance General Insurance about the incident. To do so, connect to our international claims helpline.

Avail of Cashless Hospitalisation or Emergency Assistance

If you are facing any medical emergency, you can avail of cashless hospitalisation by getting in touch with our emergency assistance provider at your location.

Apply for Reimbursement

In case of reimbursement of other covered expenses, you need to submit all the required documents and proof of claim to our nearest branch. Once your claim is verified, our team will release your reimbursement as per the agreed terms and conditions.

Also Check: Travel Claim Forms

Travel Insurance Japan Cost

Travel insurance costs for Japan or any other destination are calculated based on multiple factors such as type of plan, level of coverage, sum insured, deductibles, and additional benefits you have opted for.

Let's discuss how these factors impact your Japan travel insurance premiums:

Type of Plan

There are different types of travel insurance plans available for different kinds of travellers. You can select from individual, family and group travel plans.

Besides, there are dedicated plans such as senior citizen travel insurance and student travel insurance. Since each plan offers unique features and benefits, they come at different prices.

Sum Insured

The sum insured is the maximum amount you can claim with your policy. Some travel insurance plans come with multiple sum insured options. If you choose a higher sum insured, your premiums will also be higher. Similarly, selecting a lower sum insured will lead to low premiums.

Deductibles and Other Voluntary Payments

Your travel insurance cost varies significantly based on your chosen deductibles and other voluntary out-of-pocket expenses.

It is important to understand that choosing higher deductibles leads to low premiums because your insurance provider is not liable to pay your entire expenses.

On the other, your travel insurance cost is higher if there are low or no deductibles.

Add-ons

Add-ons are optional paid covers that are purchased with an existing insurance plan to enhance coverage. If you have purchased multiple add-ons with your policy, your travel insurance premiums will increase.

While these add-ons require additional investment, they provide you with better financial protection by making your policy comprehensive.

Tips to Buy Best Travel Insurance for Japan?

Evaluate Your Coverage Requirements

Before selecting the best travel insurance for Japan, assess your coverage requirements based on your travel risks, stay duration and activities you are planning to participate in. Consider going through any specific coverage requirements your travel destination may have.

Compare Different Policies

Unarguably, the easiest way to choose a suitable policy is to make a comparison between multiple types of plans and providers.

Note that the most important parameters for this travel insurance comparison are features, inclusions & exclusions, premiums, claims settlement ratio, etc.

This comparison will help you select a travel insurance policy that offers maximum coverage and benefits without exceeding your budget.

Choose Right Plan

As discussed before, choosing the right travel insurance plan is necessary to cover your unforeseen travel expenses efficiently. Since each plan has unique offerings, select the one that matches your travel risks, requirements and budget.

For example, if you are a solo traveller, purchase individual travel insurance. However, if you are travelling with your family or friends, a family or group insurance policy is more cost-effective.

Look at Claims Settlement Process

The best travel insurance plan for Japan is one that not only offers extensive coverage but also ensures a smooth and seamless claims settlement process.

Thus, at the time of finalising your Japan travel insurance, pay attention to how your insurer settles your claim. Make sure that the process is simple and has a low turnaround time. Further, also choose a provider with the highest claims settlement ratio.

Go Through Policy Wordings

Avoid buying your Japan travel insurance before understanding the terms and conditions of your insurance company. This is crucial, given that each insurer has a different set of conditions under which it is liable to offer coverage.

For this, read the selected policy documents thoroughly and make sure that the terms are reasonable.

Alternatively, you can purchase our Reliance Travel Care Asia plan, which offers a wide range of plans and benefits to choose from.

Our travel insurance for Japan is also bundled with a 100% claims settlement ratio and a swift settlement process for your convenience and the highest peace of mind.

Japan Visa and Entry Information

Types of Visas for Japan

Type of Visas Purpose
Short-term Stay

It allows you to visit Japan for various purposes such as tourism, business, meeting family/friends, etc.

Further, it offers a maximum stay duration of 90 days. Also, note that remuneration activities are not allowed on a short-stay visa.

Long-term StayFor a stay of more than 90 days, you need to apply for a long-term visa based on your purpose. This type of visa includes work visas, student visas, dependent visas, spouse visas, start-up visas and so on.
Visa for Medical StayThis is a special visa introduced to promote Japan's medical facilities in the world. It allows you to visit Japan for a planned treatment or check-up. Not just medical care, it also allows you to explore the country as a tourist.

Online Application Process for Japan Visa

  • Step 1: Choose the right category of Japan visa based on your travel purpose. For instance, a short-stay visa for tourism and a student visa to travel to Japan as a student.

  • Step 2: Download and fill out the visa application form carefully with no grammar or spelling errors. You must carry this form to the Embassy or Visa Application Centre on the appointment day.

  • Step 3: Fix an appointment with the VAC. If you are applying through the Embassy, no prior appointment is needed. You can directly walk in.

  • Step 4: Pay your Japan visa charges.

  • Step 5: Visit the Embassy or VAC on a scheduled period.

  • Step 6: Track your visa application and wait for the decision.

  • Step 7: Collect your passport and other documents.

List of Documents Required for Japan Visa

Embassy of Japan in India

Name Embassy of Japan
Location in IndiaNew Delhi, India
Address Plot no. 4 and 5, Shantipath, Chanakyapuri, New Delhi, India (110021)
Contact Number011-2687-6581
Fax
011-2688-5587
Website
Embassy of Japan in India
Operating DaysMonday to Friday
Operating Hours9:00 AM to 1:00 PM and 2:00 PM to 5:30 PM

Best Time to Visit Japan

Seasons Tourist Influx Months Weather Conditions
SpringPeak SeasonMarch and May
  • Temperatures between 3°C to 26°C

  • Pleasant and cool weather

  • Cherry blossoms in full bloom

AutumnPeak SeasonSeptember to November
  • 1°C to 30°C

  • Mild and pleasant weather

  • Beautiful fall foliage

SummerShoulder Season June to August
  • 12°C to 31°C

  • Hot and humid weather

  • Rainfall

WinterLow SeasonDecember to February
  • -8°C to 19°C

  • Cold weather

  • Snowfall

Money-Saving Tips for Japan

  • Eat your meals at convenience stores for affordable and delicious food.

  • Travel during shoulder and off-season because hotels and other accommodations are cheap during this time.

  • Use public buses, trains and subways for local transportation.

  • Make your bookings in advance to avoid a price surge.

  • To save on accommodation, consider staying in homestays and hostels, which are relatively cheaper than hotels and Airbnb.

  • Purchase tourist passes to save money on sightseeing.

  • Plan outdoor activities like hiking, trekking, etc., as they are mostly free.

Japan Trip Checklist

Important Documents

  • Passport

  • Visa

  • Flight tickets

  • Travel Insurance

  • Identity card

  • Prepaid booking receipt

  • Travel itinerary

  • Other documents based on your purpose of visit

Health and Safety

  • First Aid kit and basic medicines for pain, nausea, etc.

  • Medications and prescription (if undergoing a treatment)

  • Medical reports

Clothing and Accessories

  • Weather-friendly outfits

  • Good quality footwear

  • Accessories of your choice (hat, cap, belt, sunglasses, etc. )

Toiletries and Cosmetics

  • Travel-size soaps, shampoo, toothbrushes, etc.

  • Skincare products

  • Makeup products

Electronics and Entertainment

  • Mobile phone/laptop/iPad, etc.

  • Power bank

  • Chargers and adapters

  • Camera

  • Headphones

Snacks and Other Dietary Requirements

  • Whether you are a vegetarian or simply miss homemade meals abroad, it is always a good idea to carry some dry snacks with you.

  • If you are on a specific diet or taking any supplements, don't forget to carry them. This is especially true if you are visiting for a long period of time.

Tips for Precautions and Safety in Japan

  • Some parts of Japan are prone to natural disasters like earthquakes and typhoons. Thus, be alert and stay updated regarding weather alerts and warnings.

  • If you plan to explore outdoors, be cautious about wild animals and insects. Make sure to wear appropriate clothing and footwear based on the weather and activities you are planning to do.

  • Avoid carrying expensive items when travelling. This will help you travel in a stress-free way.

  • Adhere to the safety regulations and laws.

  • Be polite and friendly with locals and fellow tourists.

  • 03-3501-0110 is an English helpline number available 24*7 in Japan. Keep this number handy for your emergencies.

Best Tourist Places in Japan

  • Tokyo

  • Mount Fuji

  • Kyoto

  • Okinawa

  • Nikko

  • Hiroshima

  • Yokohama

  • Fushimi Inari-Taisha Shrine

  • Dotonbori District, Osaka

  • Senso-ji Temple

  • Shinjuku Gyoen National Garden

  • Nara Park

  • Himeji Castle

  • Asakusa

  • Hakone

  • Shikoku

  • Miyajima

  • Matsumoto

  • Sapporo

Best Things to Do in Japan

Explore Traditional and Modern Architecture

Japan offers an interesting amalgamation of traditional and modern architecture. From ancient temples, shrines and castles to hi-tech skyscrapers, there are amazing architectural marvels that should not be missed on your trip to Japan.

Try Japanese Cuisine

From Sushi, Dimsum, Tempura, and Sashimi to sweet delicacies like Mochi ice cream and cheesecake, Japanese cuisine is full of unique flavours and a variety of dishes. If you want to have the most authetic travelling experience in Japan, then do not forget to try traditional as well as fusion dishes in the country.

Seek Local Experiences

Participate in local festivities (matsuri in Japanese) to experience local dances, music, parades and other activities for free. Some of the most popular festivals include the Sapporo Snow Festival, Gion Matsuri (Kyoto), Sanja Matsuri (Tokyo), Sendai Tanabata Festival, etc.

Plan Outdoor Adventure

If you are a thrill seeker, consider exploring Japan's stunning natural beauty. You can witness cherry blossom trees, hike in the Japanese Alps, relax in hot springs, visit national parks and more.

Go Shopping

Shopping is one of the favourite activities of foreign visitors to Japan. The reason is simple: You can find the most unique and innovative products here. From electronics and household gadgets to other items, there are plenty of things you can add to your shopping list.

Frequently Asked Questions On Japan Travel Insurance

Can I extend my Japan travel insurance plan?

Yes. You can extend your Japan travel insurance for up to 30 days by submitting a claim extension form to our team.

What are the exclusions of Japan travel insurance?

The exclusions of Japan travel insurance vary from one insurance plan to another. The common events that are not covered by your travel insurance plan include suicide, self-inflicted injuries, violation of legal regulations, pre-existing diseases and so on.

Is travel insurance mandatory for Japan?

No. Travel insurance is not mandatory in Japan. However, the immigration authorities strongly encourage foreign visitors to purchase travel insurance to cover their unforeseen expenses in the country.

Will my Japan travel insurance cover planned medical treatment?

Most travel insurance plans cover your unforeseen medical expenses abroad. Any kind of planned medical treatment is excluded from the policy coverage. For any plan-specific information, contact your insurance company.

How much money do I need for a trip to Japan from India?

Your financial sufficiency for travelling to Japan depends on several factors, such as your spending habits and travel preferences. If you don't plan to splurge, a budget of JPY 7,000 to JPY 10,000 per day is enough for a trip to Japan from India. For luxurious experiences, you might have to outline a higher budget.

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage

​​
  • Resend OTP

Thanks for the information. Our Customer Care will get back to you.

OK