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Director's and Officer's Liability Insurance


Director's and Officer's Liability Insurance

Directors and Officers Liability Insurance protects past, present and future Directors and Officers/Key Managerial Personnel (KMP) of profit or non-profit companies from damages resulting from alleged or actual unintentional wrongful acts they may have committed in their managerial capacity.  ​

Director's and Officer's Liability Insurance Policy provides protection of claims brought against directors, officers, employees​​ in the event of any actual or alleged unintentional error, mistatement, omission, misleading statement, or breach of duty.​​

Who are eligible for this policy?

This policy c​an be considered by-​​


Why buy Directors and Officer's Liability Insurance?

Claims from employee​s, clients and stakeholders may be made against any company and/or against the Directors and Officers/KMP of a Company.  Since a Director or Officer can sometimes be held responsible for acts of the Company, most Directors and Officers will want to be covered rather than risk their personal assets.​

What d​o​​es this policy cover​?

Directors and Offi​cers Liability Insurance provides indemnity to Directors and Officers for:

  • legal​ and defense costs, and
  • damages and expenses incurred,

Arising from claims brought against them, due to wrongful acts in their capacity as Director or Officer/KMP of a company.

Which incidents can lead to litigation on your Directors and Officers?

Including but not limited to Incident listed below may lead to possible litigation against Directors and Officers.

  • Irregularities in securities issues
  • Breach of duty to minority shareholders
  • Management integrity issues
  • Employment irregularities/harassment
  • Auditing and Accounting practices
  • Mergers & Acquisitions
  • Corporate Governance requirements
  • Compliance with various legal statute
  • Listing of stock or debt on a stock exchange ​

General Exclusion:

Below mentioned exclusions are standard and based on risk proposed. it may differ as per sole discretion of underwriter.

  • Bodily Injury and Property Damages
  • Professional ​Services
  • Pollution liability
  • Contractual liability
  • Consensual claims
  • USA Insured Vs. Insured
  • Dishonesty


Below mentioned list is an indicative extensions, it may vary based on risk proposed and sole discretion of underwriter.​​​

  • Occupational Health & Safety Defense Costs
  • Pollution Defense Costs for non-indemnifiable losses
  • Shareholder Pollution Actions
  • Bilateral Extended Reporting Period
  • Retired Directors or Officers
  • Emergency Defense Costs
  • Spouses, Heirs & Representatives​

We also provide various other types of insurance policies as follows:

Group Mediclaim Insurance Policy

Marine Cargo Insurance Policy

Contractors Plant and Machinery Insurance Policy

Standard Fire and Special Perils Insurance Policy

Employee's Compensation Insurance Policy

Public Liability Insurance Policy

Shopkeepers Package Insurance Policy