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Published By: Mint
Published Date: 24-05-2022
With monkeypox cases emerging in Europe and the US, travellers need proper insurance protection. Most health insurance policies cover virus-borne infections and hospitalisation expenses from monkeypox, but many don't cover medical costs if treatment occurs in India after returning. Insurance experts recommend purchasing comprehensive travel insurance with medical expense coverage before your trip.
Check your policy carefully—some travel policies only cover accidental death and hospitalisation but exclude medical hospitalisation. Note that health insurance policies typically don't cover treatment costs if the disease is contracted within 30 days of purchasing the policy. It's crucial to verify whether your insurance covers emergency medical evacuation back to India.
For monkeypox specifically, understand that isolation expenses without active treatment aren't typically covered. As with COVID-19, treatment requirements and coverage limitations may vary by country, so reading policy details thoroughly is essential for stress-free travel.
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