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Published By: AutoCar Pro
Published Date: 13th January 2025
In a recent Brobot Interact panel discussion hosted by Autocar India and Reliance General Insurance, industry leaders Sarbvir Singh (CEO, PolicyBazaar.com) and Tarun Khanna (President & Head, Digital Business and Strategy, Reliance General Insurance) explored the transformative potential of Pay-as-you-Drive (PAYD) insurance in India's digital landscape. This innovative model aligns premiums with actual vehicle usage, offering significant savings for low-mileage drivers and promoting safer driving behaviors. Reliance's Limit Sure PAYD plan allows policyholders to select annual kilometre slabs starting at 2,500 km, with options to top up or carry forward unused kilometres, providing flexibility and cost-effectiveness.
The discussion emphasized how PAYD leverages telematics and data analytics to personalize insurance, making it particularly beneficial for urban residents, remote workers, and environmentally conscious consumers. As digital adoption grows, PAYD represents a shift towards more transparent, usage-based insurance solutions in India.
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