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HMPV Surge Raises Questions: Are Viral Infection-Linked Medical Emergencies Covered by Travel Insurance?

Published By: Livemint

Published Date: 8th January 2025

​Amid a surge in Human Metapneumovirus (HMPV) cases in India and parts of Asia, travelers are advised to review their travel insurance policies. Most comprehensive travel insurance plans cover medical emergencies, including viral infections like HMPV, encompassing hospitalization, treatments, and emergency evacuations. However, coverage specifics can vary; thus, it's essential to disclose any pre-existing conditions when purchasing a policy to ensure full benefits.

Travelers should also verify if their policy includes 24/7 assistance and cashless services at network hospitals abroad. Preventive measures against HMPV include regular handwashing, mask-wearing in crowded places, and maintaining social distancing. Given the absence of specific vaccines or antiviral treatments for HMPV, securing adequate travel insurance and adhering to health precautions are crucial steps for safe international travel.

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