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Yamaha bikes are popular for their strong build and reliable performance. It is an apt bike for young professionals and college students who need dependable daily transportation. Yamaha motorcycles also give excellent fuel efficiency, which helps riders save money on petrol costs.. This makes them a popular choice for daily commutes and highway trips.
While these bikes are perfect for daily use, parking them at busy markets or crowded areas comes with risks. Thieves often target expensive bikes like Yamaha, which can cause you huge financial loss in minutes. Fortunately, our Yamaha bike insurance solves this problem by covering the IDV of your stolen motorcycle.
Similarly, you might also face accident damage while riding your Yamaha on crowded roads during commutes. Even small accidents can cost thousands of rupees to repair your bike's engine or body parts. Our bike insurance covers all these repair costs, so you don't pay anything from your pocket.
At Reliance General Insurance, we make this entire process easy through our Self-i app, which processes claims quickly. Additionally, our network of 11,000+ garages* ensures you can repair your Yamaha at nearby trusted locations.
When you need reliable protection, Reliance General Insurance provides excellent Yamaha bike insurance for your vehicle. We offer fast claim settlements, affordable premium rates and easy customer service for all riders. Our comprehensive insurance keeps your bike completely safe from accidents, theft and other damages.
Every Yamaha bike owner in India must have third-party insurance by law. Traffic police can fine you ₹2,000 to ₹4,000 if you ride without valid Yamaha bike insurance coverage. In other cases, you might face 3 months imprisonment for riding an uninsured motorcycle on roads. Therefore, buying insurance immediately after purchasing your new Yamaha bike protects you from legal troubles and hefty penalties.
Yamaha bikes may face engine problems when riding on rough city roads with deep potholes daily. These road conditions can damage your bike's suspension system and require expensive engine repairs frequently. Small accidents on busy roads can also cause significant damage to your Yamaha's body parts. Our insurance covers all these repair costs completely, so you never worry about spending money on fixes.
Yamaha motorcycles are popular targets for thieves in major cities like Mumbai and Delhi every day. These expensive bikes can cost lakhs of rupees, making theft a serious financial risk for owners. If your Yamaha gets stolen, you lose your entire investment without proper Yamaha bike insurance protection available. Our theft coverage pays the IDV of your stolen bike, helping you buy a replacement immediately.
Heavy monsoon floods can easily damage your Yamaha bike's engine and electrical parts.. Strong winds during cyclones can also topple parked motorcycles, causing damage to expensive parts. Hailstorms and other natural disasters can break your bike's lights, mirrors and plastic panels . Our comprehensive policy covers all natural disaster damages, ensuring you always get complete repair coverage.
Electrical short circuits in crowded parking areas can pose fire risks to your Yamaha bike. Fuel leaks combined with heat can cause sudden fires that damage your motorcycle within minutes. Street fires and building accidents can also spread quickly to parked vehicles in busy areas. Our policy coverage protects your Yamaha from all fire-related damages, paying for complete repairs or replacement costs.
Many local garages use fake spare parts for Yamaha repairs, which can cause serious safety problems. These local parts often break quickly and can lead to dangerous accidents on busy roads. Our network of 11,000+ authorised garages* guarantees the use of genuine parts for all repair work. This makes sure that your bike always keeps up its original safety and speed standards and keeps you safe.
This complete protection plan covers both your Yamaha bike and damage caused to other people's vehicles. When you accidentally hit someone's car while riding your Yamaha, this plan pays for both repairs. It covers your bike's engine damage and also pays compensation to the other person for their car damage. This protects you from paying huge amounts from your own pocket.
This basic plan only covers damage you cause to other people's vehicles or property during accidents. It's the cheapest Yamaha bike insurance option available and required by Indian law for all owners. However, this plan doesn't pay for your own Yamaha's repair costs if it gets damaged in accidents. You need to bear all the expenses for your bike repair.
This plan specifically covers repair costs for your Yamaha bike when it gets damaged in accidents. If you already have third-party Yamaha bike insurance, you can add this plan to get complete protection. For example, when your Yamaha's headlight breaks after hitting a pothole, this plan pays the repair costs. This way, you don't spend your own money on expensive Yamaha spare parts and labour charges.
Understanding the main benefits helps you choose the best Yamaha bike insurance for your vehicle protection. Our policy includes accident damage, stolen bike protection and third-party liability for complete protection. These essential features ensure your bike stays protected against various risks and unexpected damage.
Note: Please refer to the official policy documents for detailed information.
What's Covered
Accident Damage - Your vehicle gets repaired when damaged in road accidents, crashes or collisions.
Third-Party Liability - We cover costs if you accidentally hurt someone or damage their property.
Natural Disasters - Your Yamaha is protected against damage from earthquakes, floods, cyclones, lightning and heavy rainfall.
Theft Protection - Get complete money back if your Yamaha vehicle or its parts are completely stolen.
Fire and Explosion - Full coverage when your bike burns due to electrical faults, fuel leaks or fires.
Transit Coverage - Your Yamaha stays protected while being transported by trucks, trains, ships or lifting equipment.
What's Not Covered
Depreciation - Drop in your Yamaha's value due to age or use (covered with a zero-depreciation add-on).
Law Violations - Claims while driving under alcohol influence, without a valid license or illegal activities.
Accessories - Electrical and non-electrical accessories fitted additionally (covered with add-ons).
Outside Coverage Zone - Accidents or damages occurring outside of India (covered with geo-location add-on).
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
The Yamaha is built for classic styling and reliable performance on all roads. These add-ons extend your coverage beyond standard Yamaha bike insurance for unexpected scenarios.
Get the complete replacement value for your Yamaha's damaged parts without any depreciation deductions during repairs. This cover pays full costs for all components, including expensive parts.
Shield your Yamaha's powerful engine from oil leaks, water damage and other mechanical problems that can happen during daily rides through different weather conditions.
Covers replacement costs of engine oil, brake fluid and small parts needed during repairs. This saves your money when accidents damage these essential items completely.
Replaces lost Yamaha keys and covers new lock installation costs. This ensures that the bike will remain safe and ensures you are never stuck somewhere without access.
Get a replacement helmet at no cost if it's destroyed in an accident while riding your Yamaha. This maintains safety standards without spending your own money on new helmets.
Covers Yamaha tyre damage from bursting or tearing during accidents on roads. This protects you from expensive replacement costs for quality tyres and repairs.
Keep your No Claim Bonus even after making claims on the Yamaha bike insurance policy. This ensures continued discounts for future policy renewals and saves money.
Pays Yamaha loan EMIs if repairs take over twenty-one days after accidents happen. This helps bike owners with ongoing loans during long repair periods.
Provides daily cash when your Yamaha stays in the garage over two days for accident repairs. This helps pay for alternative transportation during repair time.
Offers round-the-clock roadside support for Yamaha, including fuel delivery, tyre help and towing services. This keeps you safe on roads at all times.
Note: The list of add-ons provided under your plan and the coverage limits provided under each add-on are subject to change based on your chosen policy. You can find the full list of add-ons with the most up-to-date coverage limits linked here.
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The insurance plan you choose for your Yamaha directly affects your premium amount every year. Comprehensive plans cost more because they cover both your bike and third-party damages completely. Third-party bike insurance plans are cheapest but only cover damage to others during accidents. Own damage plans fall between these two options for Yamaha bike insurance pricing.
Engine protection and nil depreciation add-ons make your policy more expensive each year, but these covers provide comprehensive protection that justifies the higher premium. However, these add-ons save money during claims by covering repair costs that basic plans don't include at all.
Your specific Yamaha model affects insurance premiums because different bikes have different repair costs and theft rates. Premium Yamaha sports bikes cost more to insure than basic commuter models due to higher replacement part prices. Insurance companies also consider your bike's engine capacity and overall value when determining your annual premium amount.
Installing approved anti-theft devices on your bike can reduce your insurance premium by a certain percentage point annually. Since GPS tracks and engine immobilisers make it harder for thieves to steal your bike, insurance companies will lower the price. However, you must inform your insurer about these installations to get the premium reduction benefits.
Any changes you make to your original Yamaha bike can increase your insurance premium costs significantly each year. Performance modifications like engine tuning or exhaust changes make your bike riskier to insure for companies. You must inform your insurer about all modifications; otherwise, your claims might get rejected during accidents or damage situations.
Your No Claim Bonus reduces your Yamaha bike insurance premium when you do not make any claims during the policy year. This price goes up every year you don't file a claim until it reaches its highest level after several years of riding without a claim. However, making even one claim resets your bonus to zero, so careful riding helps you save money consistently.
Finding the right Yamaha bike insurance cost for your bike is simple with our easy online calculator tool. Just enter your bike information and choose your coverage options to see exact premium amounts instantly. Within seconds, you get accurate quotes that help you pick the best plan for your budget.
Find the bike insurance premium calculator and click on the bike option
Type your Yamaha's registration number, and choose your bike model.
Choose the policy type and add-ons (if needed). Click "Check Prices".
Press the "Calculate Premium" button to see your Yamaha insurance cost.
Note: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.
Before purchasing insurance, knowing your bike's exact value, select the right Yamaha bike insurance coverage. The Yamaha comes in different variants with varying prices that affect your insurance premium.
Note: The prices mentioned are subject to change based on your city of residence, bike model, variant, year of purchase and the dealership you are buying your bike from. The prices mentioned above have been taken from this source.
Yamaha bikes are famous for their strong and reliable engines that work perfectly for many years without major problems. These powerful engines can handle daily city traffic and long highway rides very smoothly every day. However, engine repairs can cost thousands of rupees when accidents or mechanical issues happen during rides. Our comprehensive insurance covers all engine repair costs completely, so you never worry about expensive engine fixes. This protection keeps your Yamaha running like new, always.
Modern Yamaha motorcycles come with advanced digital displays, LED lights and electronic fuel injection systems. These high-tech features cost a lot of money to replace when they get damaged in accidents or theft. Insurance companies understand that these expensive parts need special protection from damage. Our Yamaha bike insurance covers all these components at their full replacement value during claims. This guarantees that your bike will continue to operate at the highest possible level of performance and technology.
Yamaha builds their motorcycles with high-quality materials and durable frames that last for decades with proper maintenance. Their designs ensure rider safety during crashes and provide stability across different road conditions. However, even the strongest bikes can get damaged when accidents happen on busy roads or during natural disasters. Our insurance policy covers all structural damage and frame repairs for your sturdy Yamaha motorcycle completely. This protection preserves your bike's legendary strength and safety.
Every Yamaha motorcycle delivers smooth acceleration, excellent handling, and a comfortable riding experience that riders love every single day. This outstanding performance comes from precision engineering and quality parts that work together perfectly for years. But performance parts like suspension, brakes and transmission can get expensive to repair after accidents or normal wear. We cover all of your speed parts with our comprehensive coverage, so your Yamaha will continue to give you that signature smooth ride. This makes sure that your bike always works at its best.
Yamaha bike insurance keeps your motorcycle safe from daily risks like accidents, theft and weather damage. Reliance General Insurance makes this protection affordable with plans starting at just ₹19 per month* and online discounts up to 80%*. When problems happen, our 11,000+ network garages* fix your bike quickly using original parts, while our high claim settlement rate* ensures you get help fast.
Recent data shows two-wheeler insurance claims across India have surged 15% in 2024-25, reaching the highest levels recorded in recent years. This means more riders now understand why bike insurance matters for protecting their bikes. Without coverage, even small accidents can cost thousands of rupees that come directly from your pocket.
Our Self-i mobile app makes claims simple through video calls and instant processing, so you never wait long for help. You can choose comprehensive coverage for complete protection, third-party insurance for legal requirements or own-damage plans for bike-specific needs. Smart add-ons like engine protection and nil depreciation save money during repairs while keeping your premiums low. With round-the-clock customer support and fast claim processing, Reliance General Insurance removes all the stress from bike insurance.
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Is motorcycle insurance mandatory in India?
Yes, Indian law requires all motorcycle owners to have valid insurance before riding on roads. Traffic police can fine you ₹2,000 to ₹4,000* for riding without proper insurance coverage. You might also face three months imprisonment for using uninsured motorcycles on public roads. Therefore, buying Yamaha bike insurance immediately after purchasing protects you from legal troubles.
Are there discounts for Yamaha insurance?
Reliance General Insurance offers many discount options to reduce your Yamaha insurance costs significantly throughout the policy year. You can get up to 50%* savings through No Claim Bonus when you don't file claims. We also provide online purchase discounts, multi-year policy benefits and special offers for loyal customers.
Can I transfer my Yamaha insurance?
You can easily transfer your Yamaha bike insurance policy to the new owner when selling your bike. Simply provide us with ownership transfer documents and your current insurance policy details for quick processing. We handle the complete transfer process and help transfer your earned No Claim Bonus benefits too.
What documents are needed to file a bike insurance claim?
When filing Yamaha insurance claims, you need several important documents for processing your request with our team. Submit your claim form, identity proof, driving license, vehicle registration certificate and current insurance policy papers together. Keep original repair bills and payment receipts if you choose reimbursement claims instead of cashless options.
How much does Yamaha insurance cost?
Yamaha insurance premium depends on your bike's age, coverage type and additional add-ons you select. Our basic third-party Yamaha insurance starts from just ₹19 per month* for affordable legal compliance coverage. Comprehensive Yamaha bike insurance plans cost more but provide complete protection, including theft, accidents and natural disaster coverage for bikes.
Disclaimers:
*T&C Apply. For more details on risk factors, terms conditions, brochure and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
Premium: The premium mentioned is excluding taxes for the private two-wheeler model with cubic capacity of less than 110 cc for a 1 year Own Damage Insurance policy for an IDV of 34,766. Premium used is 233/year as on 1 March 2023 and then converted into a per month basis, which gives us Rs.19/month (233/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO and age of the vehicle.
Two-wheeler UIN: Details mentioned are for the product- Reliance Two Wheeler Package Policy, UIN-IRDAN103RP0011V02100001.
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance (Two Wheeler). UIN- IRDAN103RP0003V01200102.
Own Damage: Details mentioned here are for the product- Reliance Two Wheeler Policy- Stand-alone Own Damage (UIN- IRDAN103RP0002V01201920).
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