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Commercial Vehicle Insurance Online

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Commercial Vehicle Insurance Online

Commercial Vehicle Insurance Online


​​​​Whether you own and drive a commercial vehicle or you own the vehicle and someone else drives it, you are responsible for it completely. To stay safe in this situation, it’s always advantageous to have Commercial Vehicle Insurance.

Commercial Vehicle Insurance is a type of insurance coverage specifically designed for vehicles used for business purposes. It provides financial protection to business owners and individuals who use vehicles for activities, such as transportation of goods, delivery services, or passenger transportation. With Reliance General Insurance, you get:

  • ​Coverage for a variety of situations
  • Quick and hassle-free settlement for your claims
  • Instant online policy renewal

If you need more information about the policy, feel free to call us on +91 22 48903009​ (P​aid Number)​.

What does the policy cover?

a) Loss or damage to your vehicle due to:

  • ​Riot and strike
  • Earthquake
  • Malicious act
  • Terrorist activity
  • Landslide, rockslide
  • Accident (external means)
  • Burglary, housebreaking and theft
  • Inundation cyclone, hailstorm and frost
  • Fire explosion, self-ignition or lightning
  • Flood, typhoon, hurricane and storm

b) Third-party car insu​rance, which protects you against any losses or damages caused ​to a third party because of your insured vehicle

c) ​Additional towing cover for commercial vehicle​s

  • ​This cover shall pay in excess of what is provided in tariff for towing charges incurred by the insured in case of an accident
  • Tariff provides for INR 750 for three wheeled vehicles, INR 1500 for taxis and INR 2500 for any other commercial vehicles
  • Maximum limit that can be opted by you over and above what is mentioned (in point 2) is as per the following table:
Class of Vehicle​​ Maximum Limit (in ₹)​
Goods Carrying Vehicles (3 Wheelers)5,000
Goods carrying vehicles (​other than 3 Wheelers)25,000
Passenger Carrying Vehicles (Taxies)5,000
Passenger Carrying Vehicles (3 wheelers)5,000
Passenger Carrying Vehicles (other than 3 wheelers & Taxies)25,000
All miscellaneous & special vehicles​​​1,​00,000
​ ​
  • Premium is 1​0% of the Sum Insured limit opted by insured.

​What does the policy not cover?

  • Loss or dam​age due to war or nuclear risks
  • Deductible as stated in your policy
  • Loss or damage due to ionising radiation
  • Vehicle driven by someone other than the driver, as stated in the ​Driver's Clause.
  • Accidental loss, damage or liability occurring outside the defined geographical area for the vehicle
  • Vehicles being used other than in accordance with the limitations as to use. For example, if you use a private vehicle for commercial purposes.
  • Consequential loss - if the original damage causes subsequent damage / loss, only the original damage will be covered.
*T&C apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording carefully before concluding a sale. ​Details mentioned here are for the product- Reliance Commercial Vehicles Package Policy​, UIN: IRDAN103RP0012V02100001

Click to buy a new taxi insu​rance​. Also, read about the offerings attached to it.

Commercial Vehicle Insurance FAQ


Commercial Vehicle Insurance Reviews and Ratings

Average Rating:

4.8(Based on 446 ratings)

Showing 10 reviews

  • “Fully satisfactory service”

    It was fully satisfactory feedback and fully satisfactory service provided by you and all my queries are explain to me in the most short, most precise and most accurate manner and whatever doubt given, you have explained it very nicely. Thank you very much

    Prabodh Chugh14 September 2022, Karnataka
  • “Satisfied with the services of Reliance General Insurance”

    I called your contact center for motor claim intimation. They provided me excellent service regarding my query. Also, survey has been done on time for my claim. I am really satisfied with the services of Reliance General Insurance.

    Ogifa Khatun16 August 2022, Assam
  • “Services are excellent”

    I am policy holder of Reliance General Insurance. Whenever I need Motor, Health or any other insurance, first I choose Reliance general Insurance. Also, I always refer my colleagues with the same. Reason behind this is the services are excellent. Till now I haven't not faced any kind of problem in terms of services with your company.

    RAHUL BAGDE2 July 2022, Delhi
  • “Happy with the services of Reliance General Insurance”

    I have a motor policy with Reliance General Insurance from last 3 years and I did not face any kind problem in services. Recently, I renewed my policy. Also, received policy copy on my email id immediately. I am very Happy with the services of Reliance General Insurance.

    ABBAS VALLIAMBALIYASANA30 June 2022, Gujarat
  • “Motor Claim Intimation”

    Overall services are excellent in Reliance General Insurance. I have registered my motor claim through speechbot. Process was good and smooth. I was able to register easily through speechbot without any problems.

    Manish Virmani12 March 2022, Delhi
  • “Motor Claim Intimation”

    Brobot is very good in terms of handling customers. I bought family health insurance from Reliance General Insurance and their team maintained professionalism with courteous demeanor which was absolutely impressive. I would definitely like to get in touch with Reliance for more plans. I'm very much happy with brobot service where I have a raised a claim for my car. I'm happy with how the claim approval was done. Even price is very less as compared to other insurance company.

    Mr. Kranthi Kumar6 November 2021, Bangalore
  • “Print Policy”

    Reliance General Insurance is one of the trusted company. I have been using my car insurance for a long time and till now I have not faced any problem. Website is maintained in such a way, where I can easily get any information at any point of time. I was looking for policy copy and have downloaded policy copy through portal very easily. Also, I don't need to remember renewal date as they remind me every time through reminder calls and messages.

    Mr.Yazershereef4 November 2021, Bangalore
  • “Health Claim Status”

    The experience with Reliance General Insurance is very good. I have reliance covid-19 protection insurance where they have settled my claim smoothly. They have easily handled my query related to claim. I habe even communicated through email and have recieved a quick response. I made the claim and it was promptly taken care of. Thanks to Reliance for settling my claim in appropriate period of time. I'm very happy with Reliance general insurance.

    Dr Smita Abhijit Gaikwad16 October 2021, Ahmednagar
  • “Good Service and the Process was Pretty Smooth”

    Reliance has given me good service and the process was pretty smooth and easy. Brobot provided a very prompt response to my query and assisted me with the required details. Thank you so much, for providing such time savings service which is most important in todays situation.....Good Job. It was very good Connecting With Brobot.

    ARPIT  DUBEY10 October 2021, Varanasi
  • “Print Policy”

    I was looking for policy copy and then I visited your website to get my policy copy. I have got all the facilities and It has become so easy for us to download policy copy through website. I am really satisfied with overall service. Reliance General Insurance has one of the best website to get the information so fast and smooth. Don't have to wait for the call to get connected in customer care . Thank you Reliance for making the website user friendly .

    Mr. Virendra Yadav8 October 2021, Andheri
  • See all reviews
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