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Motor Secure Plus

The Motor Secure Plus cover includes Nil Depreciation, Consumables & Engine Cover.

1. Nil​ Depreciation -


  • In the nil depreciation cover, you can easily get rid of the 'depreciation factor' of your vehicle parts . This add-on covers private cars, with a maximum of two claims in one car ​insurance​ policy period.

    • Compulsory Excess will be applicable as per normal practice and    Voluntary Deductible will be applicable, if you have opted for it

2. Consumables –​


In the Consumables Add on cover, consumable items ( nuts and bolts, screws, washers, grease, lubricants, clips, AC gas, bearings, distilled water, engine oil, oil filter, fuel filter and break oil), are covered on approved partial loss claims.

• This add-on covers private cars, with a maximum of two claims in one motor policy period

3. Engine Protector –


With this add-on, we cover you for expenses incurred while fixing indirect damage done by water ingression or leakage of lubricating oil leading to loss or damage to :

• Engine Parts
• Differential Parts
• Gear Box Parts​


** In case of partial loss, we will settle a claim made for the insured car only if it is repaired by/ at one of our authorised dealers or workshops
** The automobile insurance coverage is available only for the claims intimated within 7 days of the loss or damage