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Choosing the Travel Insurance that’s Tailored to your Needs

Planning and gearing up for travelling is a huge task in itself and so most people save themselves the trouble of applying for a travel insurance. However, that’s not such a good idea. Generally, a travel insurance policy covers for expenses due to lost passports, lost baggage, missed flights, delayed or cancelled trips and so on. But over the years, travel insurance has evolved big time to offer you policies as per your travel requirement.

Having trouble picking which travel policy suits you best? Here’s a quick summary to help you decide.
Benefits for Students 
Although studying abroad is exciting, there’s always a little nervousness among students. However, with the following benefits offered under student travel insurance, you don’t have to worry about being stuck in an emergency on a foreign land:
  • Quick and hassle-free claim settlement  
  • No medical test before issuing student health policy 
  • Varied duration of student insurance mapping to the course duration (up to 2 years)
  • Convenience of buying policy online
  • Coverage for non-medical benefits
  • Coverage of pre-existing ailments, in case of life-threatening ailments

Benefits for Senior Citizens
It is an important responsibility to ensure the safety of senior family members travelling with you. With a senior citizen travel insurance policy, you can avail the following benefits over and above the basic ones: 
  • No medical check-up till the age of 90 years 
  • Cashless hospitalization across the globe
  • Coverage of pre-existing life-threatening ailments, till the age of 70 years 
  • Convenience of buying travel insurance policy online through UPI, Net Banking, Debit or Credit card
Benefits for Schengen
Around 26 European countries come under the ambit of Schengen regulations wherein travel insurance is a mandate. Check out the following added benefits that travel insurance for Schengen has to offer:
  • Coverage for 26 countries under the umbrella of 1 policy 
  • No medical check-up till the age of 80 years
  • Instant policy booking and online claim settlement 
  • Coverage of pre-existing ailments upto 70 years, in case of life-threatening ailments
  • Automated extension of your Schengen travel insurance policy in case of medical emergencies or evacuation (30 days) and delay of common carrier (up to 7 days)
Benefits for Business Professionals
For Business persons and travel enthusiasts who are frequent flyers, the annual multi trip travel insurance policy is a blessing. Take a look at the bundle of special benefits that it offers and you’ll be pleasantly surprised:
• Coverage for trips which are as long as 365 days
• Coverage of pre-existing ailments, in case of life threatening situations
• Cashless hospitalization facility around the world
• Seamless and easy claim settlement
• Automated extensions for policy in the event of medical emergencies or evacuation (30 days) and delay of common carrier (up to 7 days)

Now that booking a travel insurance policy is at your fingertips, you can compare various travel insurance policies​ and choose the one most suitable for your travel purpose.