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For assistance with claim related queries in the FLOOD affected regions of Himachal Pradesh, Punjab, Haryana or Delhi/NCR click here. To report claim for those affected by the Odisha train tragedy and Cyclone Biparjoy, contact our Nodal Officer Ms. Vasundara Devi on our dedicated helpline number: 022 4890 3012. We pray that you and your loved ones remain safe.

Product Liability

Reliance General Insurance

Reliance Product Liability Insurance Policy features

However careful you are with your manufactured product, there is a minor chance that it can be defective. This defect can lead to various casualties and legal liabilities. Reliance Product Liability Insurance helps you in case of such contingencies by covering legal expenses and providing financial assistance.

​Key Benefits:

  • Protection against legal liability that could arise out of product defects
  • Extension available includes any judgment / payment made within countries that operate under the laws of the United States of America, Canada, or anywhere in the world
  • Complete coverage for legal liability arising out of injury, damage or pollution

Reliance Product Liability Insurance Policy Coverage:

This policy covers legal liability due to the products manufactured by the insured and specifically mentioned in the policy, after such products have left the insureds premises, including:
  • Accidents arising due to defects in the products
  • Injury, damage, or pollution arising out of products
  • Compensation shall include -
  • Claimant’s costs, fees and expenses anywhere in India, payable under the law of the country.
  • Policy can be extended to include amounts payable under any judgment, award, payment or settlement made within countries that operate under the laws of the United States of America, or Canada, or anywhere in the world.

​Reliance Product Liability Insurance Policy Exclusions:

The policy does not cover -

  • Cost, repair or replacement of allegedly defective product.
  • Product recall
  • Contractual agreement liability
  • Any product which is intended for incorporation into any aircraft
  • Financial loss or loss of goodwill
  • Deliberate, willful, intentional non-compliance of statutory provisions
  • Any product guarantee
  • Fines, penalties, punitive or exemplary damage
  • War and nuclear perils.