Currently the video chat timings are 9:30am to 6:30pm from Monday to Saturday.
Call us now to secure insurance coverage for health, motor, and more. Timing: 10:00 a.m. to 07:00 p.m. every day.
Chat with us on our WhatsApp number
Find quick answers to all your insurance queries from our self-help section.
Call us for any help with renewals or claims. Timing: 09:00 a.m. to 07:00 p.m. every day.
Join India’s leading general insurance company. Timing 09:30 a.m. to 06:30 p.m. Monday-Saturday.
Get Quote
Your Quote Details
₹
Key Benefits:
Tax Excluded
Resend OTC in
Didn't receive OTC ? Resend OTC
We are unable to serve you at this moment. Please try again later.
Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians
Travel Insurance for Switzerland
Switzerland is one of the most visited international destinations in India. It is a beautiful landlocked country located within the Schengen Area of Europe.
Having travel insurance for Switzerland is necessary for two main reasons: First, it is a legal mandate for obtaining a visa, and second, it offers the required financial coverage during your overseas journey.
On this page, we will discuss everything you should know about obtaining travel insurance for Switzerland from India.
Yes, travel insurance is mandatory to travel to Switzerland from India.
Switzerland is one of the twenty-nine countries in the Schengen Area. To enter Switzerland or any other Schengen country, a person must have a valid travel insurance certificate, which is a mandatory requirement for obtaining a Schengen visa.
In other words, travel insurance is among the most critical visa documents for obtaining a Schengen visa (applicable to Switzerland and other Schengen countries). Note that you must present a valid travel health insurance certificate to ensure your visa is approved.
A Schengen Travel Insurance is widely acceptable across the entire Schengen Area, including Switzerland, and offers various benefits to ensure a memorable trip experience. By purchasing your Swiss visa travel insurance, you get coverage for the following:
Emergency hospitalisation
Flight Delays
Baggage Loss
Accidental Injuries
Third-party Liabilities
Loss of Passport
Trip Interruptions
Theft
Financial Emergencies
Types of Travel Insurance
Purpose/Ideal For
Individual Travel Insurance
Ideal for only one individual for one trip to Switzerland.
Family Travel Insurance
Ideal for individuals and their family members who are looking to insure everyone under one plan for a single trip to Switzerland.
Group Travel Insurance
This plan is ideal for a group of people (friends, travel groups, company employees, etc.) who want coverage for all under one plan for a single trip to Switzerland.
Senior Citizen Travel Insurance
Ideal for older people or senior citizens who are visiting Switzerland with specific medical needs or health risks.
Single-Trip Travel Insurance
Ideal for individuals looking for only a single trip insurance for Switzerland to fulfil business, tourist, or work requirements.
Annual Multiple-Trip Travel Insurance
Ideal for individuals who require frequent multiple trips to Switzerland within one year with coverage under the same plan.
Student Travel Insurance
Ideal for students planning to relocate to Switzerland for exchange programs and higher education opportunities.
Medical expenses are pretty high in Switzerland, and getting stuck with a medical illness or injury when abroad can result in a significant financial burden. To help with the same, a travel insurance policy provides a financial safety net that offers maximum protection in case of medical emergencies to reduce your out-of-pocket expenses when in Switzerland.
Unexpected circumstances, like personal emergencies, natural calamities, or man-made disasters, can greatly impact your trip to Switzerland and result in trip delays, interruptions, and cancellations. Here, travel insurance reimburses all non-refundable expenses incurred due to flight and accommodation bookings to minimise your loss.
Complete loss of baggage can be highly inconvenient. However, in such circumstances, travel insurance ensures maximum support by compensating you for the lost baggage, allowing easy replacement of the essentials without any significant financial burden.
Accidents can happen anywhere and at any time. However, in some cases, your actions can unintentionally cause loss or damage to a third party or their property, resulting in hefty compensatory and legal expenses. Here, travel insurance provides the necessary financial coverage to cover these expenses.
To travel to Switzerland, you need a valid visa, and one of the most important documents to submit with your visa application form is proof of travel insurance. Submitting the same will increase your chances of visa approval in a timely manner, and thus, for visa compliance, buying Schengen travel insurance is crucial.
We offer tailored Schengen Travel Insurance for Switzerland to meet your coverage requirements. Our plans offer comprehensive coverage against a range of unforeseen events such as hospitalisation, loss of passport, loss of checked-in baggage, theft, and so on.
Let's take a look at what these plans have to offer.
Coverage Type
Maximum Coverage Limit
Medical Expenses (including medical evacuation and transportation)
Up to USD 500,000
Dental Treatment
Up to USD 500
Personal Accident
Up to USD 30,000
Up to USD 300
Personal Liability
Up to USD 250,000
Compassionate Visit
Return fare of any one companion in person - spouse/child/family doctor.
Accidental Death
Up to USD 5,000
Total Loss of Checked-in Baggage
Up to USD 1,500
Delay of Checked-in Baggage
Up to USD 100
Coverage for accidental loss, damage, or other injuries.
Coverage for third-party liabilities.
Coverage for a total loss of baggage.
Coverage for any expenses incurred to obtain a new or duplicate passport.
Coverage for one family member's return tickets in case you are hospitalised beyond 7 days.
Coverage for sudden medical emergencies.
Coverage for total disability or death.
Coverage for expenses incurred for the transportation of mortal remains from Switzerland to your home country.
Coverage for any acute anaesthetic dental treatment in case of injury when in Switzerland.
Self-inflicted injuries
Cosmetic procedures for beauty enhancement
Injuries or emergencies when travelling against a doctor's advice
Any claim request for any undeclared medical condition
War or nuclear attacks
Delayed or partial loss of baggage
Step 1: Navigate to our Homepage > Explore Products > Travel Insurance > Schengen Travel Insurance.
Step 2: Enter the details such as type of plan, contact number, region, number of days, etc.
Step 3: Based on your personal preferences, select a plan and click on "Buy Now".
Step 4: Next, check the premium details of your chosen plan and add other necessary information such as nominee details, passport number, and so on.
Step 5: Make the premium payment online to complete your insurance purchase.
Once you have successfully purchased the desired plan, a confirmation text will be sent to the given contact details. You can download your policy and enjoy your coverage.
Quick and Convenient - One of the top benefits of buying travel insurance for Switzerland online is the convenience attached to the online process. As opposed to the traditional in-office process, the online process requires minimal effort and ensures instant policy deliveries.
Complete Transparency - When you purchase travel insurance for Switzerland online, there are no layers or secret requirements. All the steps are clearly mentioned, ensuring maximum transparency throughout the process so you are aware of what you are opting for and what costs are applicable.
Secure Process - The online process is secured with top technologies to ensure your personal information is not shared with third parties. Moreover, it keeps your information ready to use at the time of policy renewals or claims, so it's faster to retrieve in times of need.
Better Comparisons - You can easily compare different travel insurance policies online to make more informed decisions regarding which plan to choose based on needs and budget. Moreover, it allows you to customise your insurance plan with add-ons, if available, to check different premiums.
Paperless Policies - The offline process requires a physical appointment and documentation, while the online process does not. Instead, you can upload digital documents and receive your policy in your email inbox instantly after purchase.
The claims settlement process is the most important aspect, especially in the case of international travel insurance. There is absolutely no point in investing in a travel insurance plan that has a very lengthy and unreliable claims settlement process.
At Reliance General Insurance, we ensure that you get your travel insurance benefits as soon as possible.
Inform us about the incident within 24 hours.
For international travel insurance,contact the Claims Helpline or Europ Assistance for guidance.
Europ Assistance India Pvt Ltd.7th Floor, Star Hub, Bldg No. 2,Near ITC Maratha Hotel,Sahar, Andheri East,Mumbai – 400 059, India
The required documents vary depending on the type of claim, such as lost baggage, accidental death, permanent disability, or medical emergencies.
Common Documents:
Completed and signed claim form
Copy of boarding pass and ticket
Proof of identity and address (Passport, ID card, Driver's License)
A confirmation letter from the airline detailing the incident
Original cancelled cheque compliant with CTS 2010 standards
Documents for Lost Checked-In Baggage:
Original police report in case of loss or theft
Receipts for any valuable items, if available
Documents for Accidental Death or Permanent Disability:
Copy of the police report (FIR)
For death claims, a copy of the post-mortem report
Documents for Medical Emergencies:
Medical investigation reports
Discharge summary
Hospital bills
Submit your completed claim form along with the necessary documents.
Be prepared to provide any additional clarifications if required.
After reviewing your claim form and supporting documents, you will be informed about the approval status or any further requirements.
If approved, the applicable benefits will be disbursed accordingly.
The cost range for travel insurance policies for your trip to Switzerland depends on multiple factors, as every traveller has different coverage requirements and budgets. Moreover, many other aspects impact the cost range.
Let us discuss some of the key factors below.
Coverage Needs - Your cost range can vary Depending on the type of travel insurance policy you choose. For instance, for basic coverage, your cost range may be lower than when you opt for a higher coverage with another plan. This is because the higher the coverage needs, the higher the premium.
Trip Duration - The number of days you plan to add to your trip itinerary also impacts the cost range of travel insurance. For shorter trips, the premium is lower as lower risk when compared to longer trips that require more coverage due to higher risks, and thus higher premiums.
Medical Needs - Travellers with specific medical conditions or requirements need coverage more, as medical emergencies can arise out of the blue. Thus, depending on their pre-existing conditions, the cost range may be higher for such travellers.
Age - Some insurers also take into account your age when suggesting different travel insurance policies. For instance, a young traveller with good health might have lower premiums as compared to an older individual who has a medical condition and requires more coverage.
Before you start searching for the right holiday insurance for Switzerland, take some time to assess your coverage needs. This is one of the most important steps in purchasing the best travel insurance plan for an overseas journey.
Start by finalising the duration of your stay and the activities you are planning to participate in. If your travel itinerary includes adventurous experiences, then make sure to find a travel insurance plan that offers special protection for accidental injuries.
Once you are certain about your requirements, you can start comparing the coverage offered by multiple travel insurance policies.
The first thing to look at is medical coverage, such as emergency hospitalisation, unavoidable treatments, doctor visits, and so on.
Also, look for benefits such as COVID-19 coverage, emergency medical evacuation, third-party liabilities and so on.
Another helpful step that will help you buy the best travel insurance for Switzerland is to compare multiple travel insurance plans based on key parameters such as level of coverage, inclusions and exclusions, emergency assistance, premium cost, claim limit and so on.
Here is some useful advice: don't let policy price be your guide. Go for a plan that offers optimum coverage without draining your travel budget.
The claims settlement ratio (CSR) and claims settlement process are the most critical factors of a travel insurance policy.
Make sure that your selected insurance provider offers a swift claims process and a higher claims settlement ratio to ensure a prompt settlement. Also, make sure that the turnaround time for claims settlement is reasonable.
Every travel insurance provider has a specific set of terms and conditions under which you can claim your policy benefits. Understanding these policy wordings is critical to ensure efficient insurance coverage.
So, avoid purchasing your Swiss travel insurance without reading the terms and conditions of your chosen policy.
Customer testimonials and reviews are a great way to find the best travel insurance for Switzerland. Thus, it is a good idea to read the reviews and ratings of the travel insurance plan and provider you are planning to finalise.
It goes without saying that you should consider working with one with positive reviews and good ratings.
Last but not least, work with an insurance company that is well-recognised in Switzerland and the other Schengen regions you plan to explore.
Note that having a travel insurance plan from an unrecognised insurance provider is as good as having no travel insurance at all.
Proof of identity
Proof of address
Proof of age
Proof of trip itinerary
Number of travel companions and their respective information
Proper evidence of any pre-existing disease or medical condition
Types of Visa
Purpose
Validity
Schengen Visa
For short stays for tourism, work, business meetings, family meet-ups, etc.
Up to 90 days within 180 days
National Visa
For longer trips for family reunification, long-term student programs, marriages, etc.
More than 90 days within 180 days
Airport Transit Visa
For anyone travelling via Switzerland airport with no stay requirements
24 hours
Work Permit Visa
For work rights and employment opportunities
Depends on the employment tenure
Visit the VFS Global website, which is the official partner of the Embassy of Switzerland, New Delhi.
Identify which type of visa you should apply for based on your trip purpose and duration.
Next, click on the "Begin your Application" option on the main page and download the application form.
Fill out the application form with accurate information about yourself, your travel companions, if any, and trip information.
You need to use the VFS Global website to book an appointment at one of the Visa Application Centres.
After appointment confirmation, visit the VAC as per the date and time selected and submit your completed application form and supporting documents.
Next, pay the applicable fees and give your biometric information along with a clear photograph.
Now, you need to wait for the final decision on your visa application before collecting your passport.
A duly filled and signed application form.
A valid proof of your travel insurance policy.
A passport with a validity of at least 6 months and 2 blank pages.
2 clear photographs with dimensions 35X45mm on a white background.
Proof of accommodation - hotel or Airbnb bookings.
Proof of funds - bank statements, pay slips, etc.
Last 3 years of ITR.
Flight tickets to and from Switzerland.
A cover letter cleaning stating your purpose and duration of stay in Switzerland.
Country
Switzerland
Location in India
New Delhi
Address
E-3, Nyaya Marg, Chanakyapuri, New Delhi 110021
Contact Number
(0091-11) 4995-9500
Fax
(0091-11) 4995-9509
Email Address
newdelhi@eda.admin.ch
Operating Days
Monday to Friday
Operating Hours
8:00 am to 4:00 pm
Always cross-check what visa you should apply for to avoid applying for the wrong one and risking rejection.
Fill out the application form carefully to ensure the correct information is provided as per the supporting documents.
Be honest with all the information on your application form to avoid any gaps in the future that can lead to visa rejections.
Clearly state the reason behind your visit to Switzerland.
Maintain the necessary funds in your bank account.
Invest in a travel insurance policy that meets the predetermined coverage of €30,000.
Switzerland has four official languages: Romansh, German, Italian and French.
The world-renowned and everyone's favourite chocolate, Toblerone, originated in Switzerland.
Milk chocolate was also invented in Switzerland.
Swiss citizens have held over 32 Nobel Prize Awards since 1901.
The railway system in Switzerland is one of the highest densities in the world.
Switzerland is home to over 1500 lakes, including Lake Constance, Lake Lugano, and Lake Geneva.
As a mountainous country, over 70% of Switzerland is covered by the Alps, and the highest peak in Europe, Matterhorn, is present in this country.
There are over 338 different ski resorts in Switzerland for winter vacations.
The standard current of Switzerland is Swiss francs (CHF) and not euros.
The biggest lake in Switzerland is Lake Geneva.
The world's longest tunnel, The Gotthard Tunnel, is present in Switzerland and is 57 km long.
As part of animal welfare, Swiss courts allow animals to be represented by lawyers for cases.
Seasons
Months
Weather Conditions
Peak Season
July to August
Summertime, so warm weather
Highest inflow of tourists
Expensive flight and accommodation expenses
Ideal for treks, hikes, and other outdoor activities
Shoulder Season
April, May, June, September, and October
Moderate temperatures and pleasant weather
Less crowded
More affordable flight and accommodation bookings
Ideal for hikes, walking tours, and other outdoor adventures
Low Season
November to March
Cold temperatures in wintertime
Lowest inflow of tourists
Cheapest flight and accommodation bookings
Ideal for winter activities, like skiing.
Be flexible with your travel dates to avoid peak season, when booking rates are the highest.
Explore accommodation options outside the renowned names to enjoy affordable booking rates without compromising comfort and quality.
To save extra money, choose Airbnb, a guesthouse, a hostel, or a service apartment instead of a hotel.
Stay away from tourist destinations or city centres to find cheaper options and a peaceful stay experience.
Use public transportation as much as possible, as Switzerland is well-connected via trains, boats, and buses.
Purchase a travel pass for different regions, as available, to explore the country at your own pace without spending too much money.
Explore walking and cycling tours in different parts of Switzerland, which allow you to witness the country's scenic beauty while saving money.
Pre-book passes for tourist attractions to avoid more expensive passes on the spot.
Research prior to the trip and find free days of entry for different tourist attractions to explore famous spots without spending a penny.
Some cities in Switzerland also offer city passes for a fixed time. Buy these to explore the city on a budget.
Sunblock - Sun protection is necessary all year round. To avoid sun damage, carry sunscreen, sunglasses, and a hat (especially in summer).
Adapter - Switzerland uses Type J plugs, so you must invest in a versatile universal adapter that charges all your electronics.
Umbrella - Although the weather is mostly predictable, unexpected downpours might happen. Thus, it is always recommended to pack a small, foldable umbrella.
Footwear - Always pack comfortable footwear, especially a reliable pair of sports shoes, to fully enjoy the country's attractions.
Other Essentials - Other essentials you must keep in mind include carrying a reusable water bottle, downloading a language translation app, pinning the top destinations on Google Maps, and buying a local SIM card for internet access.
Hiking Safety - If you plan on going on a hike around the different mountains in Switzerland, you must secure yourself with the right hiking boots, clothing, first-aid kit, map, etc. Moreover, you must check with the predicted weather conditions and prepare accordingly.
Traffic Safety - Some countries have different traffic rules. Familiarise yourself with the necessary laws to avoid non-compliance and other offences, which may otherwise result in hefty fines.
Rules for Public Transportation - Be polite and avoid causing too much chaos on public transportation to ensure other passengers are not uncomfortable. Also, refrain from littering public buses, trains, or other transportation to avoid fines.
Petty Theft - Be careful when visiting crowded areas, as petty theft, such as pickpocketing, can occur. Moreover, keep all your personal belongings and valuables in a small, tight cross-body bag to reduce the risk of theft.
Shopping Scams - Be mindful of how much you spend on souvenirs or other shopping essentials, as some street vendors or tourist attractions overcharge for the basics to scam you.
Lake Geneva
Lake Lucerne
Pilatus Luzern
The Matterhorn
Lake Zurich
Gornergrat
Harder Kulm
Lago Di Lugano
Chapel Bridge
Rhine Falls
Explore the stunning Christmas markets in Basel, Montreux, or Geneva.
Visit ski mountain resorts in Wengen, Grindeland, and Zermatt.
Explore the medieval architecture of Lucerne, Zurich, and Bern.
Book an adventurous day for Interlaken with activities like canyoning, bungee jumping, etc.
Indulge in a thrilling rafting experience at the Swiss Grand Canyon.
Experience chocolate-tasting at the Lindt Home of Chocolate, as well as wine-tasting workshops and tours at Lavaux Vineyards.
Visit the ancient Chateau de Gruyères and Chillon Castles.
Book scenic train rides, such as the Glacier Express, GoldenPass Line, Bernina Express, and more, to commute between different cities and enjoy breathtaking views.
Engadin Skimarathon in March
Snow Sculpture Festival in December
Ring Cow Fights
Sechselauten
Swiss Yodelling Festival
Montreux Jazz Festival
International Alphorn Festival
Grape Harvest Festival
Chestnut Festival
Swiss National Day
Switzerland is a part of the Schengen Area. Thus, it requires a common visa and travel insurance requirements. In simple words, you need Schengen Travel Insurance for Switzerland.
No. Our International Travel Insurance plans offer combined coverage for medical and travel-related emergencies. You just need one policy for all-around coverage against potential travelling risks.
Yes. You can customise your policy as per the number of members you are travelling with. You can add your children, spouse and even parents to your travel insurance plan.
Yes. You can file your Swiss visa travel insurance claim after returning to India or within 30 days of the expiry date of your travel policy, whichever is earlier. For a smooth settlement of your claims, it is strongly recommended that you report the claim within 24 hours of occurrence.
If you lose or exhaust your cash, you can use our emergency financial assistance facility. With our plans, you can get up to USD 300 to keep your trip running smoothly.
Yes. You can extend your travel insurance plan in case your trip is extended for any reason. The process for extending your travel plan is simple. You need to fill out and submit the Extension Form with the Good Health Declaration Form to our nearest branch.
No. If you are up to 45 years of age, you don't have to undergo any medical test to purchase our travel insurance plan. You can purchase a suitable plan online instantly.
Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%.
Travel Insurance | International Travel Insurance | Student Travel Insurance | Senior Citizen Travel Insurance | Multi Trip Travel Insurance
USA Travel Insurance | Thailand Travel Insurance | Dubai Travel Insurance | Canada Travel Insurance | Schengen Travel Insurance | Singapore Travel Insurance | Vietnam Travel Insurance | Travel Insurance United Kingdom | Bali Travel Insurance | Australia Travel Insurance | Malaysia Travel Insurance
Resend OTP in 60 Seconds
Thanks for the information. Our Customer Care will get back to you.