Sign In
We are now IndusInd General Insurance Company Limited (formerly known as Reliance General Insurance Company Limited). Note: Our services email has now changed to services@indusindinsurance.com (earlier - rgicl.services@relianceada.com). View the detailed list of updated email addresses here.
Self-Help
Contact us
Call +91 22 48903009(Paid)
WhatsApp us at 7400422200
Click here
Call Back
Call 022 4890 3009
Call 022 4890 3051
Login

Get Quote

Select Travel Type
Left Arrow Individual Traveller Type
Resend OTP Verify OTP

Travel Insurance for UK

Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians

International Travel Insurance

Travel Insurance for UK

  • No Paperwork
  • No Medical Check-up
  • 26 Countries 1 Policy
  • Cashless Hospitalisation Worldwide
International Travel Insurance
Plan Details

Touch down at London's Heathrow Airport and you're minutes away from icons like Big Ben and Buckingham Palace, quaint Cotswold villages and the windswept cliffs of Cornwall. A trip of a lifetime packed with stunning sights deserves the quiet confidence that Reliance travel Insurance for UK brings, so you can savour every view instead of worrying about what might go wrong!

Picture your suitcase circling Heathrow's busy carousels a little too long. If it never shows, your policy steps in to reimburse essentials, letting you swap frustration for a quick shopping run on Oxford Street and get back to your itinerary without missing a beat.

While wandering through Camden Market's maze of vintage stalls and street food, it's easy to misplace your passport. With quick-response assistance from our team and the right coverage for reissue costs, Reliance General Insurance makes sure a minor slip doesn't derail your London afternoon tea or your onward European travel plans.

Or maybe you're dashing from King's Cross to Edinburgh when sudden fog delays your train, forcing an overnight stay. A missed flight connection is also handled by your UK travel policy. You can quickly put in a claim request through the Reliance Self-i App and relax over fish and chips in a cosy pub while the policy cover takes care of the bills and keeps your UK adventure on track.

Why 5 Crore+ Travellers Trust Us?

Over five crore travellers trust us as their on-the-go companion in the UK, knowing real help is just a phone call away. From sudden medical emergencies to lost passports or missed connections, our round-the-clock team jumps in instantly, so your trip never gets stuck.

Baggage Loss Coverage*

Comprehensive coverage for getting replacements

24/7 Customer Assistance*

Get support throughout your UK stay

Up to ₹500,000 Covered *

Coverage for any emergency!

No Medical Check-Ups*

Get your policy quickly without medical check-ups

Benefits of Buying UK Travel Insurance

Medical Coverage

Caught a bad cold in London or need urgent dental care in Edinburgh? We cover medical bills of up to USD 500,000* across the UK, plus emergency dental treatment of up to USD 500*, so you can receive care and continue your daily activities.

Passport Loss

Misplaced your passport amid the bustle of Camden Market? Our plan reimburses reissue costs up to USD 300*, allowing you to obtain a new passport quickly and resume your UK adventure without the stress.

Baggage Support

Checked-in luggage delayed at Heathrow for over 12 hours? We'll give you up to USD 100* to purchase clothes, toiletries, and other essentials while your luggage catches up.

Flight Delays & Connecting Flights

Heavy fog at Heathrow means you may miss your connection to Manchester. We'll cover meals or a quick stay, paying up to USD 60 per day* until you're back on your journey.

Personal Liability

Accidentally break an antique in a London shop? We cover third-party claims up to USD 200,000*, sparing your wallet and holiday mood.

Emergency Cash

Lost your wallet on the London Tube? We'll get you up to USD 300* in emergency cash, so you can cover food, transportation, and continue exploring.

Key Features of Reliance UK Insurance

Individual Travel Plan

Travelling solo from London's buzzing streets to the peaceful Lake District? Our Individual Travel Plan keeps just you in focus, covering medical bills, lost bags, passport troubles and delays across the UK. One policy, 24/7 help whenever you need it. Here are the key features of our Individual Travel Plan for the UK:

Features Basic Coverage (in USD) Maximum Coverage (in USD)
Medical Expenses$100,000$500,000
Personal Liability $100,000$200,000
Personal Accident$20,000$30,000
Total Loss of Baggage$1,000$1,500
Loss of Passport$300$300
Delayed Checked-in Baggage$100$100
Trip Delays$25/day (for a max of 6 days)$60/day (for a max of 6 days)
Dental Procedures$500$500
Home Burglary Cover₹100,000₹300,000
Compassionate VisitReturn ticket for family or doctorReturn ticket for family or doctor

Family Travel Plan

Taking the kids to the Harry Potter studios or parents to Edinburgh Castle? Our Family Plan wraps everyone under one cover. The policy offers shared protection for lost bags, missed trains or sudden doctor visits anywhere in the UK, for up to USD 250,000*. Here are some more key features of the Family Travel Insurance Plan:

Features Basic Coverage (in USD) Maximum Coverage (in USD)
Medical Expenses$100,000$250,000
Personal Liability $100,000$200,000
Personal Accident$15,000$25,000
Total Loss of Baggage$500$1,000
Loss of Passport$300$300
Delayed Checked-in Baggage$100$100
Trip Delays$25/day (for a max of 5 days)$50/day (for a max of 7 days)
Dental Procedures$500$500
Home Burglary Cover₹100,000₹100,000
Compassionate VisitReturn ticket for family or doctorReturn ticket for family or doctor

Note: Please refer to the official policy documents for detailed information linked here.

Reliance UK Insurance: Inclusions & Exclusions

What is Covered? What is Not Covered?
  • Emergency Care: Twist an ankle on Edinburgh's cobbled streets? We'll pay the doctor bills at any certified clinic across the UK.
  • Pre-existing Diseases: If a known condition suddenly turns serious while you're touring Europe, we cover the emergency care you need until you're stable.
  • Third-Party Liability: Dent a rental car in Bath while touring the city? We'll handle the repair or medical costs in case you injure a third party in the mishap, so you don't have to.
  • Travel and Baggage Delay: Heathrow fog or a rail strike slowing you down? We reimburse extra meals, hotels, and essentials, and pay out if your checked bag is delayed by more than 12 hours.
  • Lost Passport: Lose your passport in Camden Market's crowds? We cover the fees and help fast‑track a replacement, keeping your UK plans on track.
  • Planned Treatment: Flying to London for a planned surgery or a cosmetic touch‑up isn't covered. Our plan is for unexpected issues, not scheduled procedures.
  • Undeclared Pre-existing Diseases: If you didn't tell us about an existing condition and it flares up while you're in the UK, those medical costs are not covered.
  • Pregnancy-Related Exclusions: Travelling while more than 30 weeks pregnant? Any childbirth or related complications during the trip won't be covered.
  • Legal Violations: Fines, lawyer fees or costs if your passport is held by UK authorities for breaking the law are not included.
  • Negligence: Missed your Manchester flight because you overslept or forgot your ID? We can't pay for losses caused by personal delays or missing documents.


Note: For a detailed list of inclusions and exclusions, please refer to our official policy documents linked here.

How to Buy Reliance UK Travel Insurance?

Getting your Reliance UK Travel Insurance is fast and fully online. Follow the steps below, and you'll be covered before you finish packing.

Step 1

Pick Your Trip Type

Choose why you're heading to the UK: holiday, study or business.

Step 2

Work Out Your Cover

Think about how much sum insured feels right for your plans and budget.

Step 3

Enter Details & Pick a Plan

Enter your traveller information, then select a plan: solo or family, whichever best suits your group.

Step 4

Finish KYC Online

Complete the quick KYC by adding your PAN and passport numbers; no paperwork or branch visits needed.

Step 5

Pay & Get Covered

Pay securely online & your Reliance UK Travel Insurance certificate lands in your inbox within minutes.

How to Claim Reliance UK Travel Insurance

Medical Claim Non-Medical Claim
  1. First, call or email us with your policy number.
  2. Visit a clinic or a hospital and check if they accept cashless claims.
  3. Fill the claim form and send medical reports, bills, passport/visa copy and any other documents.
  4. We review everything and, if approved, issue a Guarantee of Payment (GoP) to the hospital.
  5. If the hospital won't take a GoP, you can pay the bill and file for reimbursement with originals.
  1. Reach out to us via our helpline or email as soon as possible for lost baggage, flight delays & cancellations.
  2. Complete the claim form and collect the proof (airline delay letter/PIR, police report for passport loss, boarding passes, tickets, etc.).
  3. Submit scanned copies of all documents.
  4. The Reliance Care team will assess your claim and let you know the decision.
  5. Once approved, we transfer the payout to your account.


Note​: Please refer to our official ​policy documents for the detailed claims process.

Types of Visas for the UK

The UK has introduced e-visas from July 15, 2025, for study, work, and related categories. Therefore, keep your UKVI online account details readily available (walkthrough video). Choosing the right visa early saves time, fees and last-minute stress. Here are six common options for Indians, with what they cover and how long they typically last.

Standard Visitor Visa

For tourism, short business trips or short courses. Valid for stays up to 6 months; long-validity options (2, 5, or 10 years) are available, but each visit is still capped at 6 months.

Student Visa

For full‑time study at a licenced UK institution. Usually valid for the course length plus a short grace period after it ends (depends on different course durations).

Skilled Worker Visa

Requires sponsorship from a UK employer. Usually granted for up to 5 years at a time, and can be extended as many times as you want till you meet the requirements.

Graduate Visa

For those who have completed an eligible UK degree and are looking to work or job hunt. Valid for 2 years, or 3 years for PhD/doctoral grads.

India Young Professionals Scheme (IYPS) Visa

Ballot-based for Indian nationals aged 18-30 to live and work in the UK. Valid for up to 2 years and isn't extendable.

Global Talent Visa

For leaders or potential leaders in academia, research, the arts, culture or digital technology, no job offers are needed, but an endorsement is. Can be granted for up to 5 years, with a path to settlement.

Embassy Contact Details: UK and India

Parameters UK Embassy in India Indian Embassy in the UK
CountryUnited KingdomIndia
LocationNew DelhiLondon
AddressShantipath, Chanakyapuri, New Delhi,110021High Commission of India, India House, Aldwych, London, WC2B 4NA
Contact Number011 2419 2100

00-44(0)20-78369147

00-44(0)20-37938629

Email Address web.newdelhi@fcdo.gov.uk inf.london@mea.gov.in / info.inuk@vfshelpline.com
Website https://www.gov.uk/government/world/organisations/british-high-commission-new-delhi https://www.hcilondon.gov.in/
Working DaysMonday - FridayMonday - Friday
Working Hours9:00 am - 5:00 pm9:15 am - 05:45 pm

Best Time to Visit the UK

You can visit the UK year-round, but what you experience changes with the seasons: blooming parks and long daylight in late spring, golden foliage in autumn, and Christmas markets in winter. Use this quick guide to match weather, crowd levels and prices with your plans.

April to June

What to Expect: Late spring, easing into early summer: mild days, frequent April showers and temperatures that climb from about 9–15 °C.

Perfect For: London's parks and the Chelsea Flower Show, countryside walks and longer daylight for sightseeing.

Tourist Flow: Moderate, busier than March, but quieter than the peak of July-August.

Flights and Hotel Rates: Shoulder-season deals are still around if you book early.

Return Airfare from India (Approx.): ₹45,000–₹65,000*

Keep in Mind: Pack layers and a rain jacket. “April showers" are real.

September to November

What to Expect: Autumn temperatures range from 9-18°C, with October typically the wettest month; the weather turns noticeably colder by late November.

Perfect For: Fall colours in the Lake District and Scotland, fewer queues at museums and city festivals.

Tourist Flow: Moderate to low, post‑summer calm.

Flights and Hotel Rates: Often cheaper than summer; good value on mid‑week stays.

Return Airfare from India (Approx.): ₹40,000–₹60,000*

Keep in Mind: Carry an umbrella and some warm clothes. Showers are common, and evenings get chilly.

December to March

What to Expect: Winter temperatures range from 0-7°C, with the coldest months being January and February. December is milder and festive, while March begins to ease, but can still feel wintry.

Perfect for: Christmas markets, Hogmanay (New Year's Eve) in Scotland, and museum-hopping without crowds.

Tourist Flow: Low, except for the Christmas-New Year spike.

Flights and Hotel Rates: Lowest in Jan-Feb, but watch out for festive surges in late December.

Return Airfare from India (Approx.): ₹35,000–₹55,000*

Keep in Mind: Pack heavy woollens, waterproof shoes and gloves. Ice and strong wind can surprise you.

Note: The weather conditions, tourist flow, airfare estimates and travel costs mentioned above are indicative and may vary based on your travel dates, airline and booking time. Always check with official sources or your travel provider for the most accurate and up-to-date information before planning your trip.

Interesting Facts About the UK

1. London's Indian Food Universe: It's often said London has more Indian restaurants than New Delhi, so finding butter chicken at midnight is never a problem.

2. Chicken Tikka Masala = "National Dish": The UK famously embraces chicken tikka masala as a national favourite.

3. 100 Million Cups of Tea a Day: Brits drink about 100 million cups of tea daily, perfect if you're a chai loyalist.

4. 300+ Languages in London: Over 300 languages are spoken in London, so you'll hear everything from Punjabi to Gujarati on the Tube.

5. Royal Events Can Mean a Day Off: Big royal weddings and ceremonies often turn into national holidays. So, expect parades, flags and packed pubs.

6. Four Countries, One Trip: A single UK visit lets you tick off England, Scotland, Wales, and Northern Ireland, encompassing four distinct cultures, all with one visa.

7. Free Museums Galore: Many of the UK's top museums, like the British Museum and National Gallery, are free to enter.

8. The King Owns (Some) Swans: By tradition, the monarch owns unmarked mute swans on certain UK waters. Quirky, but true.

9. Scotland's National Animal is a Unicorn: Yes, really, the unicorn is Scotland's official national animal.

10. Many Faiths, Many Places of Worship: While Christianity is the official religion, you'll find temples, gurdwaras, mosques, synagogues and more across the country.

Essential Apps for Your UK Trip

Currency

Apps like XE provide the current GBP-INR rate, and Wise allows you to hold GBP and pay later. Niyo Global offers zero-forex markup cards that utilise Visa exchange rates, allowing you to spend abroad without the usual 3-5% fee.

Accommodation and Hotel Booking

Apps like Booking.com and Airbnb are the easy, everywhere options. Additionally, HotelTonight is ideal for last-minute London/Edinburgh deals. Price trackers like Kayak help you spot drops before you book.

Navigation

The local favourite is Citymapper for real‑time tube and bus routes, step‑free options and delay alerts; TfL and Google Maps back you up city‑wide.

Transport

For trains, use Trainline or National Rail Enquiries. In London, the TfL Oyster app tracks fares and capping. Omio is handy for stitching buses/trains across the UK and Europe.

Sightseeing and Events

Book Warner Bros. Studio tours, Stonehenge day trips, and skip-the-line tickets on GetYourGuide; find gigs, theatre, and festivals on Time Out or Eventbrite; consider Go City for multi-attraction passes.

Food Delivery

Famous apps like Just Eat, Deliveroo and Uber Eats dominate, use whichever has the restaurant (and deal) you want.

Key Takeaways

Indian travel to the UK is booming: the UK received 7.66 lakh Indian visitors in 2024, and Indians made up 25% of all UK visitor visas in the year to June 2024. The UK is even targeting £1 billion in spend from Indian tourists by 2026, so you're far from alone on that London-bound flight!

At the same time, more Indians are actively protecting their trips, as travel insurance sales jumped to 18.95% in Q1 2025. It's a clear sign that travellers don't want flight delays, lost bags or passport troubles to eat into their holiday budget.

Picture this: you land at Heathrow and your checked bag doesn't. Reliance Insurance steps in with baggage delay coverage so you can pick up essentials, rebook what you must and still make your afternoon slot at the London Eye.

Your Reliance UK travel plan is designed to cover typical on-the-road problems, such as emergency medical expenses, passport loss, baggage delay, flight delays & missed connections, among others. Buy your preferred policy online in minutes, keep the policy PDF on your phone and your Reliance Self-i App, and travel knowing real help is one call away.

Frequently Asked Questions (FAQs) on UK Travel Insurance from India

What's the GBP to INR exchange rate right now, and how should I pay?

As of July 2025, £1 = ₹117. Rates move daily, so check just before you book or swipe. Use a forex card or a zero-fee international debit/credit card to avoid hidden fees; carry a small amount of cash for small shops or rural areas.

Note: The given currency conversion rate was taken on 24.07.2025, at 05:00 pm IST and is subject to change. Please ensure you check the current Rupee to <currency> conversion rates before proceeding.

What are the best things to do in the UK?

Tick off London's classics like the Tower Bridge, British Museum and West End shows. Then ride the train to Edinburgh's Royal Mile, hike the Lake District, road‑trip the Scottish Highlands and tour Stonehenge or the Cotswolds. Book popular tickets, such as the Harry Potter Studio Tour, early, as they sell out quickly.

Do I need a travel adapter in the UK? What type of plug and voltage do they use?

Yes. The UK uses Type G plugs (three rectangular pins) and a 230 V, 50 Hz supply. Carry a universal adapter (ideally with USB‑A/USB‑C ports). Most modern phone/laptop chargers are dual-voltage, but always check the label before plugging in.

Do Indians need a visa to visit the UK, and what's this e-visa update?

Yes, you need a Standard Visitor visa for tourism. From 15 July 2025, many work and study applicants will get e-visas instead of physical stickers, so keep your UKVI account details handy. Tourists must still apply for a UK visa as usual.

Is travel insurance mandatory for the UK?

No, it isn't mandatory, but it's strongly recommended because healthcare, delays and lost baggage can get expensive. Many Indian travellers now buy coverage even when the rules don't require them to.

What should my UK travel insurance from India cover?

Look for high medical cover (up to USD 500,000*), trip delay/cancellation, baggage loss or delay, passport loss and personal liability coverage. A 24/7 helpline and cashless treatment options, along with a guarantee of payment, are significant pluses. Your Reliance international travel plan will thankfully cover everything within affordable policy rates.

Will the NHS treat me for free if I fall sick?

A&E (emergency) and GP visits are generally free, but most other hospital treatments are chargeable for visitors. That's why a solid medical cover is useful so that you won't be stuck with a big hospital bill.

Are pre‑existing illnesses covered?

They're usually excluded, so always declare your medical history and read the policy wording as non‑disclosure can void claims. If you have a condition, choose a plan that clearly outlines how emergency stabilisation is handled.

Can I extend my UK travel insurance if I decide to stay longer?

Usually, yes, as long as you ask before your policy expires. Simply contact Reliance Care, share your new return date, and pay the additional premium. If you've already crossed the expiry date or are hospitalised, extensions may not be allowed, so check your policy wording.

Relevant Links for Travel Insurance

Travel Insurance | International Travel Insurance | Student Travel Insurance | Senior Citizen Travel Insurance| Annual Multi-Trip Insurance

Travel Insurance for Top Destinations

USA Travel Insurance | Thailand Travel Insurance | Dubai Travel Insurance | Canada Travel Insurance | Schengen Travel Insurance | Singapore Travel Insurance | Vietnam Travel Insurance | Travel Insurance United Kingdom | Bali Travel Insurance | Australia Travel Insurance | Malaysia Travel Insurance

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under ​Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%.

Home > Travel Insurance > UK Travel Insurance
  • Resend OTP

Thanks for the information. Our Customer Care will get back to you.

OK