Is medical screening mandatory to purchase Dubai travel insurance?

No, for most insurers, medical screening is not required for a travel insurance policy for travelers under the age of 45 years.

What will happen to my non-refundable booking expenses if I cancel my trip due to a medical emergency?

If you need to cancel your travel plans to Dubai due to a medical emergency, you can be reimbursed for non-refundable expenses related to flight and accommodation bookings, provided you have a travel insurance plan for Dubai.

Buy Travel Insurance for Dubai Online at Just ₹306*

Name: Dubai Travel Insurance
Brand: Reliance General Insurance
Rating: 4.9 (329 reviews)

Plan Details

Plan Details
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(Based on 354 Reviews)

Dubai stands out as a dazzling travel destination where ultramodern architecture, luxury shopping and world-famous attractions come together under the golden desert sun. From the towering Burj Khalifa and sprawling Dubai Mall to the tranquil beaches and vibrant souks, the city offers a truly cosmopolitan experience that attracts millions of visitors each year.

Yet, with the excitement of exploring a city as dynamic as Dubai comes practical considerations, and Dubai travel insurance stands out as a critical one. For instance, imagine landing at Dubai International Airport, one of the world's busiest hubs, and discovering your checked-in baggage is lost. With Reliance travel insurance, you can claim a payout to buy essentials, ensuring your trip continues in comfort, even without your suitcase.

Or picture yourself visiting iconic sites like the Burj Khalifa, only to realise your passport is missing. In such situations, panic can set in quickly, but not with Reliance travel insurance covering you. With us, you will get both the financial support and expert guidance needed to secure a replacement passport.

And that is just a glimpse of how Reliance travel insurance keeps your entire Dubai getaway feel effortless and safe. With 24x7 support and a digital claims process via the Reliance Self-i app, assistance is always at your fingertips, giving you the freedom to enjoy every moment in this spectacular city.

Why 5 Crore+ Travellers Trust Us?

Your Dubai trip should be full of memories, not mishaps. Reliance Dubai Travel Insurance is designed to cover you against travel hiccups, offering dependable coverage that keeps you protected at every stage of your journey.

Coverage Up to $500,000*

Medical emergencies covered

Round-the-Clock Help*

We are with you in Dubai

Passport & Baggage Loss Covered*

Full protection for your belongings

No Health Checks*

Apply, pay & get covered instantly

Benefits of Buying Dubai Travel Insurance

Medical Emergencies Covered

Sampling rich Emirati cuisine at local spots or global flavours at Dubai Mall is a must-do. But if it upsets your stomach and requires a quick hospital visit, we will cover your medical expenses up to USD 500,000* and emergency dental care up to USD 500*.

Coverage for Passport Loss

Lost your passport at the bustling souks in Deira or during a desert safari? – It's a lot more common than you think! That is why your international travel insurance covers up to USD 300* to help you with the cost of getting a new one, so you can get back to exploring Dubai with your travel plans back on course.

Trip Delays

Dubai International Airport is among the world's busiest, and delays do happen, especially if you are travelling during the Dubai Shopping Festival or Eid. To minimise inconvenience, we cover up to USD 60/day* if your flight is delayed for over 12 hours. And if this delay causes you to miss a connecting flight, our trip delay insurance cover helps manage the additional expenses so your journey stays on track.

Baggage Protection

Imagine landing in Dubai, only to find that your baggage has been sent to the wrong destination. With baggage insurance, you do not have to stress. If your checked-in baggage is delayed, over 12 hours, we offer up to USD 100*, and if your luggage is lost, you get up to USD 1500* to help you restock and continue your holiday with ease.

Personal Liabilities

Picture this: you are staying at a hotel in Downtown Dubai and accidentally leave the bathtub running, causing damage to the room's flooring and furniture. That is where your Dubai travel insurance will step in. Our personal liability cover extends up to USD 200,000*, helping you avoid unexpected out-of-pocket expenses.

Emergency Cash Assistance

Lost your wallet on your way back to your hotel? Misplacing your wallet can leave you without access to cash or cards when you need it most. With our emergency cash support of up to USD 300*, you can receive quick financial support for essentials like transport, meals or temporary expenses.

Key Features of Reliance Dubai Insurance

Individual Travel Plan

Tailored for solo travellers, this Reliance travel insurance policy ensures you are covered against a wide variety of travel setbacks, from medical emergencies to flight delays, baggage-related issues and more. It is a smart choice for anyone travelling alone to Dubai.

Here are the top features that make our individual travel plan an essential companion for your trip -

Features	Basic Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$500,000
Personal liability	$100,000	$200,000
Personal accident	$20,000	$30,000
Total loss of baggage	$1,000	$1,500
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (Max of 6 Days)	$60/day (Max of 6 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹3,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Family Travel Plan

Planning a family getaway to Dubai? Our family travel plan simplifies your travel protection with a single, convenient policy covering the entire family. With shared coverage for all members, it eliminates the hassle of juggling multiple policies and ensures that everyone, from children to grandparents, is protected under one comprehensive umbrella.

Features	Basic Coverage (in USD)	Maximum Coverage (in USD)
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1,000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (Max of 5 Days)	$50/day (Max of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Note: Please refer to the official policy documents for detailed information linked here.

Reliance Dubai Insurance Inclusions & Exclusions

What is covered?

Emergency Care - Covers emergency medical expenses abroad, including treatment for sudden injuries and urgent dental care, due to an accident.
Pre-existing Diseases - Covers medical expenses for treatment of any life-threatening pre-existing condition that requires urgent care while abroad.
Third-party Liability - If you accidentally injure someone or damage their property while in Dubai, we will cover their treatment and repair expenses.
Travel and Baggage Delay - Covers trip delays caused by medical emergencies, bad weather or job loss, along with baggage delays of over 12 hours.
Lost Passport - Offers coverage for expenses related to replacing your passport if it is lost or stolen during your travels.

What is not covered?

Planned Treatment - Trips taken just for medical procedures or cosmetic treatments are not included.
Undeclared Pre-existing Diseases - Medical expenses towards treatment of any undisclosed pre-existing condition are not covered.
Maternity Cover - If you are over 30 weeks pregnant, childbirth or any complications related to pregnancy are not covered.
Legal Offences - Expenses incurred due to legal offences that may lead to the confiscation of your passport by authorities during the trip are excluded.
Self-Negligence - Missed flights caused by personal delays or incomplete documentation are not covered.

Note: For a detailed list of inclusions and exclusions, please refer to our official policy documents linked here.

How to Buy Reliance Dubai Travel Insurance?

Purchasing Reliance Dubai Travel Insurance is a smooth and straightforward process. Complete your purchase online in minutes by following these easy steps:

Step 1

Select Your Travel Type

Select the purpose of your travel, such as leisure, study or business.

Step 2

Check Coverage Requirements

Consider your destination and travel plans to select an appropriate sum insured (SI).

Step 3

Compare and Choose

Provide your details and select the appropriate plan type, for example, individual or family travel insurance.

Step 4

Complete Your KYC

Provide your PAN and passport number to complete the online KYC process.

Step 5

Make Payment

Make your payment online and instantly get your Dubai travel insurance by email.

How to Claim Reliance Dubai Travel Insurance?

Medical Claim

Report your medical claim by contacting our helpline or emailing us with your policy number.
Verify if the hospital offers cashless claim facilities and submit the claim form accordingly.
Reliance Care will review your claim along with your documents.
Once approved, we issue a Guarantee of Payment (GoP) to the hospital.
If the hospital declines the GoP, you can file a reimbursement claim to recover your expenses.

Non-Medical Claim

Contact us via our helpline or email for issues like luggage delays, trip cancellations and more.
Fill out the claim form and collect all required supporting documents.
You may need to provide a copy of your passport, flight tickets, an email from the airline or an FIR.
Reliance Care will review your claim to determine approval.
Upon approval, the compensation or benefit amount will be paid to you.

Note: Please refer to our official policy documents for the detailed claims process.

Types of Visas for Dubai

Planning a trip to Dubai? Here is a quick guide to the different types of visas you can apply for, depending on the purpose and duration of your visit -

Tourist Visa

Suitable for travellers, this multiple-entry 5-year visa allows a 90-day stay per visit and can be extended for an additional 90 days each time.

Visa on Arrival (VoA)

Designed for Indians holding a valid passport and a US visit visa or Green Card or UK/EU residence visa, it allows a stay of up to 14 days and can be obtained at any Dubai entry point.

Visit Visa

Ideal for job seekers, investors, entrepreneurs and patients, valid for 60-120 days. This visa can be issued as either a single-entry or multiple-entry permit, depending on the purpose of the trip.

Transit Visa

For passengers passing through Dubai's airports, allows a maximum stay of either 48 or 96 hours, depending on the type of visa issued. This visa is ideal for those who are not eligible for a visa on arrival. Only UAE-based airlines are authorised to arrange this visa, although travel agencies may assist with the process by coordinating with the airline.

Work Visa

Valid for two years, for professionals employed in government sectors, private sectors or free zones (Special Economic Zones allowing 100% foreign ownership and offering tax and regulatory advantages).

Residence Visa

Ideal for Indian students, retirees and foreign investors, this visa comes with a validity ranging from 1 to 5 years, depending on the category.

Embassy Contact Details: India and Dubai

Parameters	Dubai Embassy in India	Indian Embassy in Dubai
Country	United Arab Emirates (UAE)	India
Location	New Delhi	Abu Dhabi
Address	12, Chandragupta Marg, Chanakyapuri, New Delhi 110021	Plot No. 10, Sector W-59/02, Diplomatic Area, Off the Sheikh Rashid bin Saeed Street (Earlier known as Airport Road), near Pepsicola, P. O. Box 4090
Contact Number	+91 (11) 2611-1111	00-971-2-4492700
Email Address	NewDelhiEMB@mofaic.gov.ae	couns.abudhabi@mea.gov.in com.abudhabi@mea.gov.in
Website	https://www.mofa.gov.ae/en/missions/new-delhi	https://www.indembassyuae.gov.in/index.php
Operating Days	Monday to Friday	Monday to Friday
Operating Hours	9:00 am - 4:00 pm	8:30 am - 5:00 pm

Best Time to Visit Dubai

To make the most of your Dubai trip, it is important to visit at the right time. From outdoor adventures to indoor fun, here is when to explore the City of Gold -

October to March

What to Expect - Cool and pleasant weather (16–26°C) with sunny skies, ideal for outdoor adventures. This season also hosts the iconic Dubai Shopping Festival and includes Ramadan or Eid Al Fitr, offering a unique cultural experience.
Perfect for - First-time visitors, family vacations and desert safaris.
Tourist Flow - Heavy
Flights and Hotel Rates - Rates surge during these months
Return Airfare from India (Approx) - ₹22,000-₹36,000*
Keep in Mind - Reserve your flights and accommodations in advance to avoid high last-minute prices.

Plus, be prepared for heavy traffic, particularly near tourist hotspots, shopping malls and during weekends or major city events.

April to May

What to Expect - Slightly hot weather (20–35°C), marking the shift from spring to summer. Events like the World Art Dubai and Mina Cup also take place in April, making it a vibrant time for art enthusiasts and sports fans alike.
Perfect for - Budget-conscious travellers and visitors who seek to explore Dubai without the peak-season rush.
Tourist Flow - Moderate
Flights and Hotel Rates - Generally lower than peak season
Return Airfare from India (Approx) - ₹28,000-₹32,000*
Keep in Mind - Daytime temperatures can rise quickly, so plan outdoor activities for mornings or evenings.

June to September

What to Expect - Extremely hot and humid weather (40–45°C), fewer crowds and excellent deals on flights and hotels. This season also features Dubai Summer Surprises, offering massive discounts across malls, live shows and family-friendly entertainment, making it a great time for indoor fun and bargain shopping.
Perfect for - Indoor adventure seekers, budget travellers, off-season explorers
Tourist Flow - Low
Flights and Hotel Rates - Significantly discounted
Return Airfare from India (Approx) - ₹20,000-₹27,000*
Keep in Mind - Limit outdoor activities, stay hydrated and dress in light, breathable clothing.

Also, outdoor attractions like the Dubai Safari Park remain temporarily closed, so plan your visit in advance to avoid missing out.

Note: The weather conditions, tourist flow, airfare estimates and travel costs mentioned above are indicative and may vary based on your travel dates, airline and booking time. Always check with official sources or your travel provider for the most accurate and up-to-date information before planning your trip.

Interesting Facts about Dubai

Indians Helped Build the Burj Khalifa - The world's tallest building, the Burj Khalifa, was constructed with the help of a large Indian workforce, from labourers on the ground to engineers overseeing key aspects of the project.
Dubai Police Drive Supercars - Dubai Police use high-end cars like Lamborghinis, Rolls-Royces and Bugattis for patrol. This is an everyday sight in this luxury-driven city.
Gold from a Vending Machine - In Dubai, you can buy gold from vending machines. These unique machines are located at iconic spots such as the Burj Khalifa and Ski Dubai, allowing visitors to purchase gold instantly.
World's Tallest Ferris Wheel - Ain Dubai, the world's tallest observation wheel at 250 metres, offers stunning 360° views of the city from its 48 cabins and can carry up to 1,750 passengers at a time.
Skiing in the Desert - Ski Dubai, found at the Mall of the Emirates, is the Middle East's first indoor ski resort, offering real snow, ski slopes and even penguins, all in the middle of the desert.
Camel Racing - Camel racing is an ancient sport in Dubai that has evolved into a high-tech spectacle where camels race across desert tracks guided by robot jockeys and followed by trainers in SUVs.
AI Chef Restaurant – Dubai is set to launch the world's first AI-powered chef, “Aiman," capable of crafting gourmet dishes without human tasting or intervention.
Over 400 Skyscrapers - Dubai is home to more than 400 skyscrapers, ranking it among the top cities worldwide for the number of high-rise buildings.
Palm Jumeirah - Palm Jumeirah, the iconic man-made island in Dubai shaped like a palm tree, is so massive that it can be seen from space.
World's Most Expensive Hotel - Dubai is home to Atlantis The Royal on Palm Jumeirah, considered the world's most expensive hotel. This ultra-luxurious property also features Ossiano, a MICHELIN-starred underwater restaurant where guests can enjoy gourmet dining while surrounded by a stunning aquarium filled with marine life.

Essential Apps for Your Dubai Trip

Hotel Booking

Finding the right place to stay in Dubai is easy with apps like Booking.com, Agoda and MakeMyTrip. From beachfront resorts in Jumeirah to hotels near the Burj Khalifa, these apps offer plenty of options with photos and great deals.

Navigation

Navigating Dubai is simple with apps like Google Maps and the official RTA Smart Drive app by the Roads and Transport Authority (available on Google Play and the App Store). The RTA Smart Drive app is especially useful if you do not have internet access as it works entirely offline, letting you search for locations and navigate Dubai without a mobile data connection.

Food Delivery

Apps like Careem and Deliveroo are widely used for ordering food in Dubai. Talabat (iOS and Android) is another popular option that not only delivers food but also lets you order groceries, medicines and daily essentials.

Transport

Uber (Android and iOS) is popular for booking private rides. For public transport, the nol Pay App (Google Play and App Store) is essential. It allows you to apply for and top up your Nol card, a smart card used to pay for buses, the Dubai Metro and Dubai Tram, making your commute across the city seamless.

Sightseeing

Exploring Dubai's top attractions is easier with apps that guide you through the city's must-see spots. The Visit Dubai app (Google Play and App Store) is a great starting point as it helps you discover top attractions and book activities in Dubai.

For tours, apps like Headout: Travel Experiences (Android and iOS) offer curated experiences that can be booked with just a few taps.

Translation

Arabic is the official language in Dubai, but English is commonly spoken across hotels, malls and tourist spots. However, having a translation app can still be helpful when interacting with non-English speakers. Apps like Google Translate and the Talk and Translate Translator (available for both Android and iOS users) can make your trip more comfortable by offering instant translations.

Key Takeaways

Dubai ranks high on the travel wishlist of Indian tourists. This fact is underscored by the Annual Visitor Report 2023 from Dubai's Department of Economy and Tourism, which reported India as Dubai International Airport's top destination country with almost 12 million passengers.

With such a high volume of travellers passing through one of the world's busiest airports, incidents like delayed or lost baggage become increasingly common. Amidst the rush, luggage can easily be misplaced or sent to the wrong destination, turning excitement into inconvenience. That is where Reliance Dubai Travel Insurance steps in, offering timely compensation and support so your journey remains smooth, even if your belongings do not arrive on time.

With 24x7 Global Assistance*, help is always just a call away, no matter where you are in Dubai. And with the Reliance Self-i app, you can manage claims digitally, track progress in real time and access essential travel support at your fingertips.

Starting at just ₹306*, Reliance Dubai Travel Insurance offers coverage of up to USD 500,000*, combining affordability with robust protection for a seamless travel experience.

Experience the magic of Dubai without worry. Choose Reliance Dubai Travel Insurance and let us handle the what-ifs while you focus on the wow moments.

Frequently Asked Questions

Is travel insurance mandatory for Dubai?

Travel insurance is not legally mandatory for entry into Dubai, but it is a required document for obtaining a Dubai visa.

Is Schengen Travel Insurance applicable in Dubai?

No, Schengen travel insurance is not applicable in Dubai, as it is specifically designed for travel within the Schengen Area in Europe. Since Dubai is not part of the Schengen region, separate travel insurance is required for travel to this destination.

Is health care expensive in Dubai for tourists?

Yes, healthcare in Dubai can be quite expensive for tourists, particularly in private hospitals. Even basic treatments or emergency services may cost significantly more than in many other countries.

For example, a simple consultation can cost around AED 150–600, which is approximately ₹3,500–14,000* (based on an exchange rate). This highlights how quickly expenses can add up, making travel insurance highly recommended to avoid high out-of-pocket medical bills.

Note: The given currency conversion rate was taken on 24/07/2025, at 1:00 pm IST and is subject to change. Please ensure you check the current Rupee to UAE Dirham conversion rates before proceeding.

How soon should I buy travel insurance for Dubai?

It is best to buy travel insurance as soon as your trip is confirmed, ideally right after booking your flights and accommodations.

Purchasing early ensures you are covered for trip cancellations, delays or medical emergencies that might occur before or during your travel. Some Dubai visa applications also require proof of insurance, so having it in advance helps avoid last-minute hassles.

Is there any facility for cashless claims with travel insurance plans from Reliance General Insurance?

Yes, Reliance General Insurance offers a worldwide cashless claim facility to simplify the claim settlement process for insured individuals. Here, the claims are settled directly with the hospital, department or other entities on your behalf, reducing your upfront costs.

Disclaimer: *T&C apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy– Platinum Plan. Total loss of checked baggage: The maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of the applicable Sum Insured and per item in baggage max 10%.

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