Currently the video chat timings are 9:30am to 6:30pm from Monday to Saturday.
Call us now to secure insurance coverage. Timing: 9:00 a.m. to 07:00 p.m. everyday.
Chat with us on our WhatsApp number
Find quick answers to all your insurance queries from our self-help section.
Call us for any help with renewals or claims. Timing: 09:00 a.m. to 07:00 p.m. every day.
Join India’s leading general insurance company. Timing 09:30 a.m. to 06:30 p.m. Monday-Saturday.
Get Quote
Your Quote Details
₹
Key Benefits:
Sent to Edit
Resend OTP in 60 Seconds
Switch to Reliance General Insurance. Trusted by 5 Crore+ Indians
Travel Insurance for International Destinations
You've packed your bags and you are ready for your foreign vacation. But before you get on that plane, there is one more thing you should do to ensure you can enjoy your vacation without any tension. We are talking about travel insurance.
Travel insurance will ensure you don't have to shell out astronomical amounts of money if you face some problem when you are on vacation. This includes small things like cancelled flights, losing your passport, and even emergency medical treatments. For just a small sum, you can now protect your purse and mental peace against such risks.
Reliance General Insurance is proud to say, we've signed up with service providers in several countries to give you the benefit of a cashless travel insurance policy. If you own a travel insurance policy that we've issued, you'll be covered against a number of potential risks that you probably never knew existed when you travel abroad. You can also compare international travel insurance on our website and choose the one which suits you better.
Reliance General Insurance issues travel insurance policy from 6-month-old toddlers to 80-year-old adults. We even issue travel insurance policies to customers going abroad for work. We also cover compassionate visits by an insured's relative in case the insured is unable to take care of himself (or herself) during a hospital stay (exceeding 7 days).
Zero percent! That’s the big change. Until 21st September 2025, travel insurance premiums attracted 18% GST, just like other general insurance products. But from 22nd September onward, the government has removed GST on individual travel insurance policies making them significantly more affordable.
Let’s break it down with a real-world example Suppose your travel insurance premium was ₹2,000. Earlier, you paid ₹2,360 (₹2,000 + ₹360 GST). Now, you’ll pay just ₹2,000 a direct saving of 18%. This means every rupee you pay now goes toward actual coverage, not taxes. For frequent travelers or those buying comprehensive plans, this could mean savings of ₹500 to ₹2,000 or more per policy.
None. GST has been fully waived on individual travel insurance premiums. You’ll see this reflected in your invoice no tax line, just the base premium.
Yes, but only for that purchase. The GST exemption is not retroactive, so if you bought your policy before 22nd September, the 18% GST you paid won’t be refunded. However, any future renewals or new purchases will be GST-free.
This is part of the GST 2.0 overhaul, which aims to simplify the tax structure and make essential services more affordable. Travel insurance has now joined life and health insurance in the GST exempt category, meaning discounted premiums with the same coverage benefits.
"Yes, it does! The exemption applies to all individual travel insurance policies, regardless of category:
Single-trip or multi-trip, Student or senior citizen, Schengen visa plans, Family floaters or solo travelers. As long as it’s an individual policy, it qualifies for the GST waiver."
Absolutely. If you’re buying a Travel Care plan on or after 22nd September, your premium will be GST-free by default. You’ll only pay the base premium.
"You’ll save exactly 18% on the premium amount. For example ₹5,000 policy was earlier ₹5,900 (with GST).
Now with the revised GST its ₹5,000 flat. That’s a ₹900 saving and it scales up with higher coverage or longer durations."
Unfortunately, no. The GST exemption applies only to policies purchased on or after 22nd September. If you paid GST earlier, it’s not refundable, and your coverage remains unchanged.
The Schengen visa requirement of €30,000 coverage remains unchanged. However, now that GST is removed, you’ll pay less for the same coverage, making it easier to meet embassy requirements without overspending.
No changes to coverage. The GST exemption affects pricing, not the benefits. You’ll still get Emergency medical cover, Trip cancellation protection, Baggage loss reimbursement. But now, you get all this at a lower cost
This is where the savings really add up. Annual multi-trip plans are already cost-effective, and now you save 18% on the entire annual premium. No GST means better ROI for frequent travelers. You can reinvest the savings into higher coverage or add-ons. For example, if your annual plan was ₹12,000 + ₹2,160 GST, you now pay just ₹12,000 saving over ₹2,000 instantly.
Travel Insurance | International Travel Insurance | Student Travel Insurance | Senior Citizen Travel Insurance| Annual Multi-Trip Insurance
USA Travel Insurance | Thailand Travel Insurance | Dubai Travel Insurance | Canada Travel Insurance | Schengen Travel Insurance | Singapore Travel Insurance | Vietnam Travel Insurance | Travel Insurance United Kingdom | Bali Travel Insurance | Australia Travel Insurance | Malaysia Travel Insurance
Here's a list of countries where our travel insurance is valid and where you can seek assistance from our local emergency services providers.
5.Bali
Thanks for the information. Our Customer Care will get back to you.