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Reliance Shopkeepers Package Insurance Policy

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Reliance Shopkeepers Package Insurance Policy


Reliance Shopkeeper's Package Policy

​Shops are sources of revenue for many in our country. It not only provides income but is also an asset. It's very essential to secure this means of livelihood. With Reliance Shopkeeper's Package, you can get protectio​​n against any risk that your shop is exposed to and also peace of mind for smooth running of your business.​​

​​Shopkeeper's Insurance offers various benefits like:

  • Cover of upto Rs 2 crore for establishments under the fire and allied perils
  • Wide range of covers on various threats
  • Affordable premium
  • Selection of the coverage of your choice
  • Attractive discounts depending on the number of covers that you opt for
  • Option of selecting either the reinstatement value or market value as the basis of indemnity
  • ​Easy documentation for your convenience

Shopkeeper's Package Insurance covers your business against:

  • Fire and Allied Perils
  • ​Covers the structure of your business premises and contents therein, against:
    - Fire
    - Lightning
    - Explosion/implosion
    - Aircraft damage
    - Riot, strike, and malicious damage
    - Storm, cyclone, typhoon, tempest, hurricane, tornado, flood, and inundation
    - Impact damage
    - Subsidence and land-slide including rock-slide
    - Bursting and/or overflowing of water tanks, apparatus, and pipes
    - Missile testing operations
    - Leakage from automatic sprinkler installation
    - Bush fire
    - Earthquake (fire and shock)​
  • Burglary and Housebreaking
  • Machinery Breakdown
  • Electronic Equipment and Appliances
  • Money Insurance
  • Baggage
  • Fixed Plate Glass and Sanitary Fittings
  • Neon Sign/Glow Sign/Hoarding
  • Personal Accident
  • Infidelity/ Dishonesty of employees
  • Legal Liability- To employee

  • ​Reliance Shopkeeper's Package Policy Exclusions:

    Shopkeeper's Package Insurance Policy ​does not cover:

    • Loss or damage due to war and nuclear perils
    • Loss or damage due to wear and tear and gradually developing flaws
    • Consequential loss of any kind
    • Excess as specified
    • Loss without substantiation or mysterious disappearance

    We also provide various other types of insurance policies as follows:

Group Mediclaim Insurance Policy

Marine Cargo Insurance Policy

Contractors Plant and Machinery Insurance Policy

Standard Fire and Special Perils Insurance Policy

Workmen's Compensation Insurance Policy

Director's and Officer's Liability Insurance Policy

Public Liability Insurance Policy