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Commercial Care Insurance Policy - Reliance General Insurance

Reliance General Insurance

Reliance Commercial Care Policy Features

​The Reliance Commercial Care Policy is a business insurance policy that covers a wide variety of risks to which your business operations are exposed. Be it fire, public liability, or machinery breakdown, our policy will help you deal with the challenges that life throws at you with confidence.

​Key Benefits:

  • Cover for various risks
  • Package policy to facilitate convenience through a single document
  • Judicial management of loss assessment
  • Fund allocation based on clear indemnity guidelines
  • Selection of cover of your choice

​Reliance Commercial Care Policy Coverage:

This policy covers your business against:

  • Fire and Allied Perils

Covers the structure of your business premises and contents therein, against:
- Fire
- Lightning
- Explosion/implosion
- Aircraft damage
- Riot, strike, and malicious damage
- Storm, cyclone, typhoon, tempest, hurricane, tornado, flood and inundation
- Impact damage
- Subsidence and land-slide, including rock-slide
- Bursting and/or overflowing of water tanks, apparatus, and pipes
- Missile testing operations
- Leakage from automatic sprinkler installations
- Bush fire
- Earthquake (fire and shock)

  • Business Interruption

- Covers business loss that occurs due to fire and allied perils

  • Machinery Breakdown

- Cover for breakdown of electrical/mechanical appliances
- Cover for your apparatus or gadgets in your premises

  • Electronic Equipment and Appliances

- Provides all-risk cover for electronic appliances such as medical equipment
- Cover for loss of electronic installations, data carrying material, and software

  • Burglary and Housebreaking

- Cover for housebreaking, theft, and larceny of office contents

  • Money Insurance

Provides coverage for loss of money due to accidents or a misfortune while in:
- Transit from the business premises to the bank and vice versa
- A safe at the business premises
- A till at the business premises

  • Baggage

- Compensates for loss of baggage while on travel for official purposes /li>

  • Fixed Plate Glass and Sanitary Fittings

- Covers loss or damage to fixed plate glass
- Covers accidental damage to sanitary fittings

  • Neon Sign/Glow Sign/Hoarding

- Cover to office publicity tools such as neon signs and hoardings against all risks

  • Personal Accident

- Compensation for accidental death or bodily injury to all employees
- Education grant and carriage of dead body are also paid for
- Provides the option of medical extension

  • Infidelity/ Dishonesty of employees

- Covers loss or damage caused by the dishonest acts of employees

  • Legal Liability - To employee

- Compensation for accidents arising out of and in the course of employment

  • Legal Liability - To third parties

- Provides cover for legal liability to third parties

​Reliance Commercial Care Policy Exclusions:

The policy does not cover:

  • Loss or damage due to war and nuclear perils
  • Loss or damage due to wear and tear and gradually-developing flaws
  • Consequential loss of any kind
  • Excess as specified
  • Loss without substantiation or mysterious disappearance

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