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Reliance General Insurance

Reliance Fidelity Guarantee Policy Features

As your business expands, you need to delegate power and responsibilities to your employees. However, employees can sometimes misuse this trust to commit fraudulent acts. Secure your organization against possible employee infidelity and continue to delegate confidently. The Reliance Fidelity Guarantee Policy covers the employer against direct financial loss as a result of an employee’s misuse of power.

​Key Benefits:

  • Reasonable premium
  • Easy documentation
  • Cover for wide range of risks
  • Rebate in the event of direct business with the company

Reliance Fidelity Guarantee Policy Coverage

​The Reliance Fidelity Guarantee covers the following risks resulting from Dishonest Acts of Employees involved in,

  • Forgery
  • Embezzlement
  • Larceny
  • Fraud or dishonesty
  • Fraudulent conversion of money or money's worth or goods


This policy can be issued to any employer having employees handling any goods or money with a system of keeping records of all transactions

Reliance Fidelity Guarantee Policy Exclusions

  • ​Fidelity guarantee policy does not cover the following
  • Loss arising out of suppressions of facts at the time of policy issuance
  • Change in circumstances or conditions of the specified employment without consent of the insurer
  • Loss arising outside India
  • Loss due to non-observance or relaxation of system of checks and precautions
  • Loss due to an act committed subsequent to an earlier act of dishonesty/fraud, which had come to the notice of the insured / insured's representative/supervisor