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Employee's Compensation Insurance Policy

Employee Compensation

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Employee's Compensation Insurance Policy

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Reliance Workmen's Compensation Insurance Policy

​​​​​​Despite all preventive measures, accidents can occur at the workplace. The Employee Compensation Act, 1923​ provides for the payment of compensation by the employer to its employees (or for their family in the event of fatal accidents) if personal injury is caused to them by accidents arising out of and in the course of their employment. We have designed t​his policy to assist employers during such events. ​

Any employer, as a principal or contractor, can take this policy to cover the liability towards employees/dependents under the statute and common law.​

Employee compensation is covered under the following laws:

 

​What does the​​​​ policy cover​?

If you suffer damages caused due to any of the following reasons, we've got you covered!​

  • Comprehensive coverage of all statutory requirements of employers
  • Reimbursement of legal expenses incurred with the company's consent
  • Covers death, permanent total and partial disability, and temporary disability of employees when at work

Contractual Employees: Can be covered as an extension if they are specifically declared under the policy

Medical Expenses: It can be covered with Per Employee and Aggregate Limit

Click here to read the policy wordings for more details.​​

*T&C apply. For more details on risk factors,​ ​terms conditions, brochure, and exclusions, please read the policy wording carefully before concluding a sale. The details mentioned above are for Employes Compensation Insurance Policy.​UIN- IRDAN103CP0015V01201920.

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