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Employee's Compensation Insurance Policy

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Employee's Compensation Insurance Policy


Reliance Workmen's Compensation Insurance Policy

​​Despite all preventive measures, accidents can occur at the workplace. The Employee Compensation Act, 1923​ provides for the payment of compensation by the employer to its employees (or for their family in the event of fatal accidents) if personal injury is caused to them by accidents arising out of and in the course of their employment. We have designed t​his policy to assist employers during such events. ​

Any employer, as a principal or contractor, can take this policy to cover the liability towards employees/dependents under the statute and common law.​

Employee compensation is covered under the following laws:


​What does the​​​​ policy cover​?

If you suffer damages caused due to any of the following reasons, we've got you covered!​

  • Comprehensive coverage of all statutory requirements of employers
  • Reimbursement of legal expenses incurred with the company's consent
  • Covers death, permanent total and partial disability, and temporary disability of employees when at work
  • Optional cover for medical, surgical and hospital expenses, including cost of transportation to hospital, on payment of extra premium

Want to know more about the extensions offered with this policy? Take a look at this-

Contractual Employees: Can be covered as an extension if they are specifically declared under the policy

Medical Expenses: There are 3 options to choose from to cover your hospitalization expenses under the policy-

​​​Option 1
​Option 2
​​​​​Option ​3
​With Per Employee and Aggregate Limit
​With Per Employee Limit
​With Aggr​egate Limit​