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Commercial Car (Taxi) Insurance

Existing policy with Reliance?


Commercial Car (Taxi) Insurance

PCV Taxi Insurance


Policy Issuance

End-to end

digital process

Personal Accident

cover of 15 lacs

Trusted by

3 lac + customers​​​

Between the honks and the unending hustle-and-bustle of the city, driving a taxi becomes a cumbersome task. You need to focus on the road, the steering wheels, and the special instructions of your customers. It becomes really difficult to get hold of everything without losing your cool and this leads to untoward situations and accidents. But, don’t you worry! We are here to help you in the hour of need. Get your taxi insured with Reliance Taxi Insurance and drive confidently in your future rides.

You should also keep in mind that your taxi is exposed to extreme wear and tear as it runs more than an average private car. As a result of which the statistical risk of an accident increases. Also, you must know that it is mandatory to have a valid taxi insurance policy if you drive or own o​ne.


​Here are a few reasons​ how our taxi insurance helps you save your time and money-

In the present era, when you transact online, date online, stream videos online, why are you still buying insurance offline? Unlike traditional insurance policies, Reliance Taxi Insurance policy does things differently, which makes a significant difference for you!​

  • We have coverage for variety of situations
  • Online policy issuance without any paperwork
  • Our claim settlement process is simple and hassle-free
  • We reward you for safe driving
  • We offer end-to end online taxi insurance ​policy renewal​

Important car insurance terms you should know-

Information is the key to make the right decisions. To ensure that you make an informed purchase, we have explained the essential car insurance concepts right here-​

What is IDV?

The IDV (Insured Declared Value) is the current market value of the car which is calculated after deducting the depreciation amount. It is a crucial component of the car insurance policy as it determines the amount of compensation. In case of theft or total destruction of the car, the IDV is offered as "Sum Insured".

What is No Claim Bonus?

When you don't file a claim during your policy period, you will be eligible for a discount on your next premiumwhich is referred to as a No-Claim Bonus. This discount wil​l keep increasing progressively for each claim-free year until the car insurance premium is reduced up to 50%.​​

No. of YearsDiscount
One claim-free year20%
Two consecutive claim-free years25%
Three consecutive claim-free years35%
Four consecutive claim-free years45%
Five consecutive claim-free years​​50%

Not sure if you need car insurance? Numbers Don’t Lie!

The poor road conditions and a blatant disregard for traffic regulations make Indian roads one of the most dangerous in the world.​

car insurance  - road accident statistics

What does taxi insurance​ policy cover?

When you buy a taxi insurance policy, it is important for you to have the facts so you can make an informed decision. Having a knowledge of your coverage will help you avoid unanticipated expenses and provide you with maximum peace of mind. Have a look at the coverage offered with this policy-​​

a. ​Loss or damage to your vehicle due to:

  • Riot, strike
  • Earthquake
  • Malicious act
  • Inundation cyclone, hailstorm, frost
  • Terrorist activity
  • Landslide ro​ckslide
  • Accident (external means)
  • Fire explosion, self-ignition or lightning​
  • Burglary, housebreaking, theft
  • ​Flood, typhoon, hurricane, storm, tempest

​​​b. Third-party​ insurance, which protect​s you against losses that occur due to bodily injury or death to a third party or any damage to that person’s property by use of your insured vehicle.

What does​ taxi insurance​​​​​ policy not cover? ​

As much as we would like to cover all possible risks, certain situations are just not possible. We like to maintain absolute transparency with our customers. So here's what we don't cover in this taxi insurance policy-​​ 

  • Loss or dam​age due to war or nuclear risks
  • Deductible as stated in your policy
  • Loss or damage due to ionizing radiation
  • Vehicle driven by someone other than the driver, as stated in the 'Driver's Clause'.
  • Accidental loss, damage or liability occurring outside the defined geographical area for the vehicle
  • Vehicles being used other than in accordance with the limitations as to use. For example, if you use a private vehicle for commercial purposes.
  • Consequential loss - if the original damage causes subsequent damage / loss, only the original damage will be covered.
  • ​​
T&C apply. Details mentioned here are for the product- Reliance Commercial Vehicles Package Policy.

Commercial Car (Taxi) Insurance Reviews and Ratings

Average Rating:

3.5(Based on 16 ratings)

Showing 10 reviews

  • “Insurance for commercial car by Reliance is good.”

    Commercial car insurance policy covers all the necessary aspects for the dangers of driving the car everyday.

    Abhijeet L22 September 2019, Ghatkopar
  • “Commercial car insured easily”

    I did not know of that insurance for commercial cars are sold seperately.Informtion provided by Reliance is good.Purchased an insurance for my commercial car easily.

    Omkar P15 September 2019, Mahim
  • “Awesome customer support for commercial car insurance”

    Reliance customer support for commercial car insurance was good, they made the policy purchase hassle free.

    Vimal K22 August 2019, Goa
  • “Unbelievable customer care for commercial car insurance”

    Commercial car insurance support was amazing right from the start till the end they explained and guide me through out.

    Subhash G16 August 2019, Pondicherry
  • “Easy purchase commercial car insurance online”

    Tried for 1st time and successfully purchased my commercial car insurance online.

    Tejashwar S10 August 2019, Punjab
  • “Best & quick commercial car insurance”

    As an ola driver, I have to always keep my car insured for safety. Where, I found Reliance commercial car insurance has best coverage in the market hence, I purachased one.

    Ayesha S5 August 2019, Mahim
  • “Commercial car insurance simple to purchase”

    I got the best deal for commercial car insurance from Reliance General. It was quite simple to purchase.

    Ganga H15 July 2019, Ghatkopar
  • “Claim was settled within just few days”

    I am very happy with my commercial car insurance policy, best at settling claims

    Aditya N12 July 2019, Airoli
  • “Got my taxi insured”

    Happy to secure my taxi by purchasing taxi insurance from Reliance general

    Fawad3 July 2019, Delhi
  • “Impressed with commercial car insurance policy”

    Fantastic plan for commercial car insurance. My claim got settled within some days

    Dixit J30 June 2019, Baroda
  • See all reviews