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Customer Reviews

Average Rating:

4.6(Based on 128 ratings)
  • K Patel

    5 star

    Reliance Bike Insurance is good
  • B Saahu

    4 star

    A good well rounded policy.
  • See all reviews

Expired Two Wheeler Insurance Renewal


​​Forgotten to renew your Bike insurance? Now renew even your expired bike insurance policy online with Reliance Two Wheeler Package policy without the hassles of any inspection or paperwork.


Now you can get an expired two wheeler insurance quote online just by filling your bike registration number!

Avail upto 40% discount* on two wheeler insurance!

The following are the steps for renewing your expired bike in​surance policy online:

1. Take a quick online quote to know your renewal premium for your expired two wheeler insurance
2. Fill in the required details
3. Make payment online instantly 

​Following are the features of our bike insurance policy upon renewal of an expired two wheeler insurance policy online​:

 No Inspection or Paperwork   Large network of garages
 A seamless claim settlement process for bike insurance   Instant online policy issuance
  Renew your expired Reliance Bike Insurance policy    Instantly renew your Reliance Two Wheeler Insurance through Paytm

We've tried our best to offer you a two wheeler insurance policy with comprehensive coverage insuring not only your vehicle but even the owner and any third party involved in a liability concerning the vehicle.

The policy covers damage or loss to the vehicle due to:

  • Accident
  • Fire
  • Lightening
  • Self-Ignition
  • Explosion
  • Theft
  • Riot & Strikes and / or Malicious Acts
  • Terrorism
  • Earthquake
  • Flood
  • Cyclone
  • Inundation
  • Transit by Rail, Road, Air & Elevator

Apart from this, we recommend that you opt for a Third-Party Liability Cover for your bike, motorcycle or scooter because it is now compulsory to be taken as per the Motor Vehicles Act. It covers third-party property damage and provides liability for the third-party in case of injury or death. In other words, this motor insurance cover offers you protection if the other party is uninsured or underinsured.

We've tried to cover you for most of the situations. However, there are still some exclusions.

They are:

  • Normal wear-and-tear of the vehicle
  • Mechanical and electrical breakdown
  • Vehicle being used other than in accordance with the limitations as to use. For example, if you use your two-wheeler for remuneration purposes.
  • Damage to / by person driving without a valid driving license
  • Loss or damage caused while riding under the influence of alcohol or any other intoxicating substance
  • Loss or damage due to depreciation of the vehicle's value
  • Consequential loss - if the original damage causes subsequent damage / loss, only t​he original damage will be covered.
  • Compulsory deductibles - a fixed amount that gets deducted at the time of the claim.

Yes, we at Reliance General Insurance offer you many attractive discounts.

If you continue to be a safe and good driver, you're definitely eligible for discounts.

How? Well, if you drive safely, you'll make no claim through out the year. As a result, you earn yourself a No-Claim Bonus! This bonus can also be transferred over to your new vehicle depending on your preference.

The discount can be accumulated on a yearly basis as mentioned below.

Voluntary Deductible - a minimum amount that you choose to pay of the claim amount, while we pay the rest. The higher your Voluntary Deductible amount, the lower is your premium. Thus, eventually discounting the premium.


Please refer to the below table for applicable​ Voluntary Deductible: -




Covering your two wheeler for basic insurance is a must, but if you truly want to benefit from your two wheeler insurance policy, you should definitely consider some of these add-on covers​​​​

Nil Depreciation Cover

With this add-on, you can easily get rid of the 'depreciation factor' of your vehicle parts. When you make a claim, a major deduction could be charged based on the age and depreciated value of the vehicle or the parts that require replacement

Availing of this extra cover with your two wheeler insurance will widen the scope of your cover, provide you extra security and minimise your own expenses on the vehicle considerably. What do you need to do? Just pay a little extra two wheeler insurance premium to benefit later!

As always, there are a few important things to keep in mind :

  • We offer the add on coverage on rubber, nylon and plastic parts and fiber-glass components with your bike insurance
  • We cover vehicles with a maximum age of 2 years
  • We offer a maximum of 2 claims per policy period
  • We can add this extra element to your two wheeler insurance policy when you get a brand new vehicle or when you renew your two wheeler policy
  • We cover only two-wheelers under this add on cover
  • We will settle a claim made only for the insured vehicle and only if it is repaired by / at one of our authorised dealers or workshops
  • We will not grant indemnity to total loss, constructive total loss or theft claims under this  add on cover

Finally, there are two major exclusions that the add-on doesn't cover :

  • Parts not approved under the Motor Insurance​ Policy
  • Tyres and tubes

Another add on cover with your two wheeler insurance policy is the Personal Accident Bundle Cover. As part of the Optional Personal Accident cover, we provide you a cover against accidents anywhere in the world regardless of who is driving the car. Under this cover, you are insured against Accidental Death and Permanent Total Disablement. The details are as follows:

Average Rating:

4.6(Based on 128 ratings)

Showing 10 reviews

  • “Reliance Bike Insurance is good”

    Due to the heavy rains, my bike skid in Mahape. I filed for a claim the same day. The claim settlement team was swift. Will be renewing this bike insurance policy.

    K Patel30 June 2017, Pune
  • “A good well rounded policy.”

    My dad purchased his motorcycle insurance from Reliance and I followed suit. A good well rounded policy.

    B Saahu29 June 2017, Darjeeling
  • “Good Two Wheeler Insurance Policy”

    My daughter drives her scooty to work. I took this two wheeler insurance for her. The roads have become really risky. With Reliance Insurance I have less worry.

    Jatinder T28 June 2017, Kochi
  • “Two wheeler policy from Reliance is value for money.”

    Reliance is a good brand so I didn�t think too much before buying this policy. Two wheeler insurance from Reliance is value for money.

    K Yogesh27 June 2017, Telangana
  • “Got a really good discount on my bike insurance policy”

    Got a really good discount on my bike insurance policy. They have explained the policy details very well and price was really great. Better to purchase it right now before the GST kicks in.

    Rajeev G26 June 2017, Kolkotta
  • “Reliance General Insurance rocks!”

    My first online purchase of bike insurance. Initially I was a little skeptical, but the process is so simple and speedy that it won me over. I even got a great discount. I advise people to get a two wheeler insurance, it's as important as your license!

    Naveen K20 June 2017, Alwar
  • “A well rounded and competitively priced two wheeler insurance policy”

    The process is buying insurance has become so easy. I filled a quote form, my details and went on to pay. The entire process took less than 20 minutes. All the vehicles in the house are insured with reliance so this was no exception. A well rounded and competitively priced two wheeler insurance policy.

    Ramnath R19 June 2017, Ernakulam
  • “40% discount is good”

    When they offer a 40% discount on their bike insurance, we take it! So immediately purchased this one.

    Rao R16 June 2017, Chennai
  • “Special thanks to your chat support team on the website”

    Special thanks to your chat support team on the website. They explained all the complicated insurance terms like ncb and add on covers before I purchased this two wheeler insurance policy.

    Kumar M15 June 2017, Hyderabad
  • “Reliance is very helpful”

    I had parked my scooty near bhandup railway station and it got stolen. It was an only a year old and I tried so hard to find it. I filed a police complain and it took forever. Luckily I had a two wheeler insurance policy. Reliance General sent a team to confirm, looked into the police complain and agreed to cover for the theft. I thought I lost all my money but thank god, the insurance company paid.

    Martin D14 June 2017, Thane
  • See all reviews