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Commercial Vehicle Insurance

Commercial Vehicle Insurance


Commercial Vehicle Insurance

​​​​Whether you own and drive a commercial vehicle or you own the vehicle and someone else drives it, you are responsible for it completely. To stay safe in this situation, it’s always advantageous to have Commercial Vehicle Insurance.​

  • ​Coverage for a variety of situations
  • Quick and hassle-free settlement for your claims
  • Instant online policy renewal (or on call @ +91 22 48903009 - Paid Number)

​If you need more information about the policy, feel free to call us on +91 22 48903009​ - (Paid Number).

What does the​​ policy cover?​

​​a) Loss or damage to your vehicle due to:

  • Riot, strike​
  • Earthquake
  • Malicious act
  • Terrorist activity
  • Landslide rockslide
  • Accident(external means)
  • Burgl​ary, housebreaking, theft
  • Inundation cyclone, hailstorm, frost
  • Fire explosion, self-ignition or lightning
  • Flood, typhoon, hurricane, storm, ​​tempest

b) Third-party insurance, which protects you against losses that occur due to bodily injury or death to a third party or any damage to that person’s property by use of your insured vehicle.

Additional Towing cover for Commercial Vehicle​


  • This cover shall pay in excess of what is provided in tariff for towing charges incurred by the insured in case of an accident.
  • Tariff provides for INR 750 for three wheeled vehicles, INR 1500 for taxies, INR 2500 for any other commercial vehicles.
  • Maximum limit that can be opted by insured over & above what is mentioned above is as below:​

Class of Vehicle

​Maximum Limit

​Goods Carrying Vehicles (3 Wheelers)


​Goods carrying vehicles other than (3 Wheelers)


​Passenger Carrying Vehicles (Taxies)


​Passenger Carrying Vehicles (3 wheelers)


​Passenger Carrying Vehicles (other than 3 wheelers & Taxies)


​All miscellaneous & special vehicles


  • Premium is 1​0% of the Sum Insured limit opted by insured.​

What does the policy not cover?

  • Loss or dam​age due to war or nuclear risks
  • Deductible as stated in your policy
  • Loss or damage due to ionizing radiation
  • Vehicle driven by someone other than the driver, as stated in the 'Driver's Clause'.
  • Accidental loss, damage or liability occurring outside the defined geographical area for the vehicle
  • Vehicles being used other than in accordance with the limitations as to use. For example, if you use a private vehicle for commercial purposes.
  • Consequential loss - if the original damage causes subsequent damage / loss, only the original damage will be covered.​
​T&C apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording carefully before concluding a sale. ​Details mentioned here are for the product- Reliance Commercial Vehicles Package Policy​. UIN: IRDAN103RP0012V02100001
Click to buy a new taxi insurance​. Also, read about the offerings attached to it.

Commercial Vehicle Insurance FAQ


Commercial Vehicle Insurance Reviews and Ratings

Average Rating:

3.9(Based on 14 ratings)

Showing 10 reviews

  • “Commercial car insurance is easy to get online”

    The chances of an accident are more for a commercial vehicle running on the roads everyday. Plus other issues.Reliance covers all major issues and provides good commercial car insurance.

    Sumeet P10 September 2019, Dadar
  • “Informative details for commercial car insurance”

    Explored the various options for car insurance and now have the right one for my car which in on the roads daily

    Deep M29 August 2019, Bhopal
  • “Someone referred us”

    Had a very good response and courteous in helping to purchase the product

    P Kodilkar3 February 2015, Mumbai
  • “amazing expirience”

    Our amazing products features, i have purchased health gain policy.

    Pradeep Das29 January 2015, Kolkotta
  • “pls call 9789706666”

    need to speak not ble to contact

    Sandeep24 January 2015, Tiruppur
  • “Buying experience”

    Online Chat service is very useful.....

    Roopa Sethi22 January 2015, new Delhi
  • “Buying experience”

    keep up the good work :)

    murali20 January 2015, Chennai
  • “suggestion”

    while renewing the health policy there is no way for the end user to know -how to pay premium online. he keeps on hitting the back button after saving the changes instead of recalculating the premium. ;)

    P Kodilkar19 January 2015, New Delhi
  • “Buying experience”

    we need further brief about add on coverage

    Praveen Goyals16 January 2015, New Delhi
  • “Buying experience”

    I am a repeat customer and this is my second vehicle insurance from Reliance..Keep up the good work

    Shrinivas12 January 2015, Chicago
  • See all reviews