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Commercial Vehicle Insurance

Benefits

​
Reliance Commercial Vehicle Insurance 

​​​​Whether you own and drive a commercial vehicle or you own the vehicle and someone else drives it, you are responsible for it completely. To stay safe in this situation, it’s always advantageous to have Commercial Vehicle Insurance.​

  • ​Coverage for a variety of situations
  • Quick and hassle-free settlement for your claims
  • Instant online policy renewal (or on call @ +91 22 48903009 - Paid Number)​

​If you need more information about the policy, feel free to call us on +91 22 48903009​ - (Paid Number)​.

What does the​​ policy cover?​

​​a) Loss or damage to your vehicle due to:

  • Riot, strike​
  • Earthquake
  • Malicious act
  • Terrorist activity
  • Landslide rockslide
  • Accident(external means)
  • Burgl​ary, housebreaking, theft
  • Inundation cyclone, hailstorm, frost
  • Fire explosion, self-ignition or lightning
  • Flood, typhoon, hurricane, storm, ​​tempest
​​

b) Third-party insurance, which protects you against losses that occur due to bodily injury or death to a third party or any damage to that person’s property by use of your insured vehicle.

Additional Towing cover for Commercial Vehicle​

 

  • This cover shall pay in excess of what is provided in tariff for towing charges incurred by the insured in case of an accident.
  • Tariff provides for INR 750 for three wheeled vehicles, INR 1500 for taxies, INR 2500 for any other commercial vehicles.
  • Maximum limit that can be opted by insured over & above what is mentioned above is as below:​

​Class of Vehicle

​​Maximum Limit

​Goods Carrying Vehicles (3 Wheelers)

​5000

​Goods carrying vehicles other than (3 Wheelers)

​25000

​Passenger Carrying Vehicles (Taxies)

​5000

​Passenger Carrying Vehicles (3 wheelers)

​5000

​Passenger Carrying Vehicles (other than 3 wheelers & Taxies)

​25000

​All miscellaneous & special vehicles

​100000​

​
  • Premium is 1​0% of the Sum Insured limit opted by insured.​


What does the policy not cover?

  • Loss or dam​age due to war or nuclear risks
  • Deductible as stated in your policy
  • Loss or damage due to ionizing radiation
  • Vehicle driven by someone other than the driver, as stated in the 'Driver's Clause'.
  • Accidental loss, damage or liability occurring outside the defined geographical area for the vehicle
  • Vehicles being used other than in accordance with the limitations as to use. For example, if you use a private vehicle for commercial purposes.
  • Consequential loss - if the original damage causes subsequent damage / loss, only the original damage will be covered.​
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​T&C apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording carefully before concluding a sale. ​Details mentioned here are for the product- Reliance Commercial Vehicles Package Policy​. UIN: IRDAN103RP0012V02100001
Click to buy a new taxi insurance​. Also, read about the offerings attached to it.

Commercial Vehicle Insurance FAQ

Benefits

Why do I need to insure my vehicle?

​Firstly, the Motor Vehicles Act 1988 makes it mandatory for all car owners to have a valid insurance policy.

That apart, you should get your car insured because it saves you from any financial loss caused due to accidents, damage or theft of your car. Additionally, insurance covers the safety of the co-passengers, someone else's property and pedestrians too.

What are the types of Car Insurance in India?

​There are two types of car insurance: 'Third-Party Insurance' and 'Comprehensive Insurance'.

Third-party insurance protects you against losses, which occur due to bodily injury or death to a third party or any damage to that person’s property. It is mandatory by law to have third-party insurance.

Comprehensive car insurance, on the other hand, is purchased when you want to be compensated for any damages to you, your co-passengers and your vehicle in addition to third-party coverage.

What are the different types of vehicles that can be insured online?

​Only private vehicles, be it two-wheelers or four-wheelers, can be insured online

What are the documents required to buy policy online?

​Zero documentation is required to buy a motor insurance policy online. This makes things really simple.
However, you will have to provide details like:

  • Car Registration number
  • Engine number
  • Chassis number
  • Previous policy number (if you have any)
  • Car manufacturing date (mm/yy)
  • Date and city of car purchase
  • Your contact details (address, phone no and email id)

You should also have a copy of your car’s RC book.

What are the benefits of buying insurance online?

​One of the biggest advantage of buying insurance online is that it is convenient and it simplifies your purchase decision. You can sit comfortably at home and indulge in the process of buying health or motor or travel plan. Since there is a long list of companies offering online car insurance,  you can make good use of online platform to make quick comparisons between costs and features of various policies.

Also, online insurance offers other facilities like renewal reminder, secure payment gateway and tracking. You can also calculate your insurance premium online and get an idea of the kind of expense you would need to bear for buying the plan. You can pay your premium using either of the options like net banking and credit card.

Commercial Vehicle Insurance Reviews and Ratings

Average Rating:

4.8(Based on 18 ratings)

Showing 10 reviews

  • “Product Information”

    Recently I visited website of Reliance General Insurance and I am very happy with this because we can take all the services through website for e.g. claim, endorsement, policy copy etc. It's an excellent platform.

    HARISH HEGDE8 June 2022, KARNATAKA
  • “Claim Intimation”

    Website of Reliance General Insurance is easy to use and friendly. I found it very easy to register a claim from your website and uploaded all claim related documents on same platform. Claim process went step by step. My claim got settled and received the claim amount. I am satisfied with the process, website and given services by the Reliance General Insurance.

    PAWAN KUMAR SETHI27 May 2022, UTTAR PRADESH
  • “Motor Claim Intimation”

    Overall services are Excellent of Reliance General Insurance and my feedback is always positive about your company. Recently, I had intimated my motor claim through speechbot, it was easy and good. My claim was intimated immediately. After that whenever I called your contact center for claim information, all the advisors were very helpful and kind. My claim was settled on time.

    Satishsuradker16 March 2022, Gujarat
  • “Motor Claim Intimation”

    When I called your contact centre for claim intimation, they provided me the excellent service regarding my query. Also, survey has been done on time for my claim. I am really satisfied with the services of Reliance general insurance.

    Kumari Shama Parveen12 March 2022, Delhi
  • “Commercial car insurance is easy to get online”

    The chances of an accident are more for a commercial vehicle running on the roads everyday. Plus other issues.Reliance covers all major issues and provides good commercial car insurance.

    Sumeet P10 September 2019, Dadar
  • “Informative details for commercial car insurance”

    Explored the various options for car insurance and now have the right one for my car which in on the roads daily

    Deep M29 August 2019, Bhopal
  • “Someone referred us”

    Had a very good response and courteous in helping to purchase the product

    P Kodilkar3 February 2015, Mumbai
  • “amazing expirience”

    Our amazing products features, i have purchased health gain policy.

    Pradeep Das29 January 2015, Kolkotta
  • “pls call 9789706666”

    need to speak not ble to contact

    Sandeep24 January 2015, Tiruppur
  • “Buying experience”

    Online Chat service is very useful.....

    Roopa Sethi22 January 2015, new Delhi
    • See all reviews