Senior Citizens Travel Insurance Policy Coverage
The policy coverage is wide and encompasses many aspects of your travel.
Medical Expenses including transportation and evacuation
- Our overseas Travel insurance covers you for any emergency medical expenses incurred by you or any of your family members whilst abroad, for any sudden disease, illness, injury or death, with cashless facility
- We also reimburse emergency expenses towards medical evacuation to India
- We cover the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.
Dental Care Expenses
We cover dental expenses incurred by you or any of your family members for any acute anesthetic treatment of teeth due to an injury.
We pay compensation if you or any of your family members unfortunately sustain accidental bodily injury during the trip.
Accidental Death and Dismemberment-Common Carrier
The policy also provides compensation for death or permanent disability arising due to an accident while riding as a passenger in a common carrier.
Loss of passport
We shall reimburse the cost of obtaining a fresh or duplicate passport
Total loss of checked baggage
The policy compensates you for the total loss of your checked-in baggage caused by a common carrier.
Delay of checked baggage
If your checked baggage is delayed more than 12 hours, the reasonable expenses incurred for the purchase of toiletries, clothing and medication shall be reimbursed.
Reimbursement towards Trip Delay
Additional expenses shall be reimbursed in case your trip is delayed for more than 12 hours due to airline problems, medical problems, personal employment problems or natural disasters.
Trip Cancelation/ Interruption
If the trip gets cancelled or interrupted - due to any medical emergency, personal employment problems or natural disaster - compensation for any non-refundable payments or additional expenses incurred will be paid.
If you miss a connecting flight due to a delay of more than 3 hours, then additional expenses incurred by you will be reimbursed.
We reimburse the return fare for an immediate family member to visit you in the unfortunate event of you being hospitalised for more than seven consecutive days.
We offer compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by you or your family member abroad.
Financial Emergency Assistance
We arrange for emergency cash to be made available to you in case of loss of travel funds due to theft.
Home Burglary Insurance
We also provide insurance against any burglary of the contents of your home in India, while you are on a trip abroad so that you can be stress-free during your travel.
Hijack Distress Allowance
In case of hijack of the common carrier that you or any of your family members is traveling in for more than 12 hours, we pay a special distress allowance.