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Reliance Workmen's Compensation Insurance Policy

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Reliance Workmen's Compensation Insurance Policy


Reliance Workmen's Compensation Insurance Policy

Despite all preventive measures, accidents can occur at the workplace. The Workmen's Compensation Act, 1923 provides for the payment of compensation by the employer to his employees (for their dependents in the event of fatal accidents) if personal injury is caused to them by accidents arising out of and in the course of their employment. We have designed the Reliance Workmen's Compensation Insurance Policy to assist employers during such events. Any employer, as a principal or contractor, can take this policy to cover the liability towards employees/dependents under the statute and common law.​

What does Workmen's Compensation Insurance cover?

  • Comprehensive coverage of all statutory requirements of employers
  • Reimbursement of legal expenses incurred with the company's consent
  • Covers death, permanent total and partial disability, and temporary disability of employees when at work
  • Optional cover for medical, surgical and hospital expenses, including cost of transportation to hospital, on payment of extra premium
  • On payment of extra premium, the policy can be extended to cover work-related diseases mentioned in the Workmen's Compensation Act

Workmen's Compensation Insurance provides for two forms of insurance under Table A and Table B.

Table A:

Indemnity against legal liability to all employees (whether or not within the definition of the term Workmen) under the Workmen's Compensation Act 1923 and subsequent amendments to the said Act prior to the date of issue of the policy, the Fatal Accidents Act, 1855, and at Common Law.

Table B:

Indemnity against legal liability under the Fatal Accidents Act, 1855 and Common Law. (Table 'B' policies may not be issued to cover the employees who fall within the definition of "Workmen" under the Workmen's Compensation Act, 1923 as amended.)​

We also provide various other types of insurance policies as follows:

Group Mediclaim Insurance Policy

Marine Cargo Insurance Policy

Contractors Plant and Machinery Insurance Policy

Standard Fire and Special Perils Insurance Policy

Director's and Officer's Liability Insurance Policy

Public Liability Insurance Policy

Shopkeepers Package Insurance Policy