Value of Electrical Accessories
These are any electronically powered accessories that are part of your vehicle which are not factory fitted. It can be coverd by paying a small premium
Value of Non Electrical Accessories
These are standard items which include anything from mag wheels to leather seat covers, which are not factory fitted. It can be coverd by paying a small premium
CNG/ LPG Kit Attached :
Vehicles with a bi-fuel system (Petrol/Diesel and CNG/LPG) which is approved by the relevant RTA can be coverd by paying additional premium
NCB Rention Cover
This cover will help you to retain the NCB even after a claim. Provided you Car's: -IDV is less than 10 Lakh,Age is at least 2 years,Existing NCB is 25%.
PA Cover for Un-named Passengers
This is the best cover to have which will protect passengers other than the 'owner-driver' of the car against death or disability caused due to an accident.
Legal liability to Paid Driver
This covers legal liability of injury/death of driver appointed to drive your car due to an accident. This can be done for a minimal premium of Rs 50
Anti Theft Device
Earn a discount if you have an anti-theft device installed and approved by the Automotive Research Association of India (ARAI)!
Member of Automobile Association
Get discount if you're a member of any of the specific Automobile Associations. Details mentioned in the car product page.
Insured's Declared Value(IDV) is the present market value of a car. We have already recommended it for you however, you do have the option to choose.
Nil Depreciation Cover
This cover is helpful to combat the depreciating value of your car parts other than consumables and normal wear & tear.
Voluntary deductible is the amount that you agree to pay towards a claim (in addition to the compulsory deductible).
Personal Accident Cover
This is an optional cover, which protects you against accidental death and permanent total disablement.
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The modification you requested does not require you to make any additional payments to us.
Change in Modern Treatment limits: Increase your coverage for modern treatment methods upto 100% of sum insured
Vision Correction: Indemnifies you for the medical expenses incurred towards the correction of eyesight due to refractive error.
Second Opinion We cover you for cost incurred towards availing a second opinion from a medical practitioner. View Details