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​​Thinking of buying a new car? It is no surprise that you have a lot of pondering to do. And it is rightfully so! A car is one of the most prized possessions that you own with immense pride. The hunt for the new car begins with online search and comparison. You try to get as much information as possible about the latest models and their features. Next, you take the advice of every person you come across, right from your colleague to your hairdresser, and compare them all. You leave no stone unturned! But when it comes to car insurance, we are quite oblivious. Comparing car insurance is important too. Wondering why? Read on.​

​Why compare car insurance?

Comparing the various policies on offer thoroughly will help you determine the best car insurance cover and secure total peace of mind. You will also save on your car insurance premium by comparing the various features of the policies side-by-side along with the associated costs. This ensures that you get the most out of your car policy.

​How to compare car insurance?​

  • The best way to go about it is browsing online. You can find several tools and aggregators on the internet that offer quick and convenient ways to compare car insurance in India. Before buying the insurance cover, it is always a good idea to get a car insurance quote and compare the insurance premium that would be incurred.  There are multiple aspects that need to be analyzed while comparison. Firstly, the premium rates offered by insurance companies need to be understood and compared accordingly. This will give you an idea how insurance providers decide the premium and the factors that come into play while doing so. 
  • Next, it is important to check the type and level of coverage being offered by your car insurance company. This is important since a below-par insurance cover may leave you in trouble in case of an unforeseen incident. In order to avoid this, identify your requirements first and choose the policy that covers all yo​ur needs. Additionally, you should also check out the fine print to get accustomed to the situations and events not covered by the policy. 
  • Another thing to bear in mind while comparing car insurance is that we should avoid falling into the trap of buying the cheapest insurance policy to save premium. This hindsight can cost you a lot more than you what you would save on premium. It is all about striking a right balance between the two by factoring in your requirements and at the same time ensuring that you pay a premium that is affordable.
  • An important tip to save your money while comparing motor insurance online is comparing the ‘deductibles’ and add-on covers. These add-ons add value to the car policy that can come in very handy during emergencies. Some of these are Personal Accident cover (both driver and passengers), roadside assistance, and third party liability covers. Another important feature to look out for while comparing car insurance policies is the No Claim Bonus, referred to as ‘NCB’. With this, you are eligible to a sizeable discount in your insurance premium during renewal, if you don’t register any claims during the policy period. While comparing car insurance online, it is a good idea to compare the NCB offered by companies to zero in on the best insurance cover.  

Key Benefits of Reliance Car Insurance:

Reliance Car Insurance offers you robust and all round protection for your car at a great premium:

  • Free 24x7 Roadside Assistance: Help is just a call away. Just call 1800 3009 in the event of a breakdown.
  • 3800+ Network Garages: Get your car repaired at any of our extensive network of garages. Additionally, avail cashless claims facility for a hassle-free experience.
  • Add-on Discounts: Avail additional discounts of up to 50% through no claim bonus.
  • Policy Customization: Get more value out of your car policy that is customized to meet your needs. Choose from a variety of add-ons that offer great benefits.

Add-on Benefits:

  • Personal Accident Cover: Get coverage in the event of accidental death and permanent total disablement. 
  • Nil Depreciation Cover: Ensure maximum protection with this add-on. In this cover, there is no reduction in the value of replacement parts.
  • NCB Retention: Registered a claim within a year of car policy period? Don’t worry; retain your no-claim-bonus with our smart NCB Retention cover.
  • EMI Protection: Get relief from your car EMI while it is being repaired at a network garage. Now that’s smart.

Coverage provided by us:​

  • Loss or damage by accident, fire, lightning, self-ignition, explosion, burglary, housebreaking or theft
  • ​Riot & Strike, Malicious act, Terrorism, Earthquake, Flood, Cyclone, and Inundation
  • Damage whilst in transit by rail, road, air, elevator and lift
  • Liability for third party injury/death, third party property and liability to paid driver (as per Motor Vehicle Act)
  • Loss/damage to electrical and/or electronic accessories