Whether it is work or pleasure,
travelling within or outside the home country is quite a usual thing these
days. Travelling to any country has become really safe today, thanks to the
security arrangements made by the governments of various countries. However,
there is still a chance that you get into a problem in a foreign country.
Hence, it is advisable to buy travel insurance to make your trip safe and
comfortable. Why get stressed on a journey? Leave your worries behind, buy a
travel insurance policy to keep you protected at all times.
A travel insurance policy is designed to
cover expenses associated to common events like loss of baggage or passport,
injury or accident. Go for a comprehensive travel insurance policy as it covers
medical expenses incurred by an accident or an injury on the journey,
cancellation of your trip etc.
Besides these common risks, there are
some risks which are not so common in nature and are only meant for certain
travellers. Hence, a comprehensive policy cannot cover tourists of all nature.
For instance, if you are travelling to a destination where there are a lot of
adventure activities to be enjoyed, your regular travel insurance policy cannot
cover you.
If you are planning to drive while you
are in another country, it is advisable that you buy a suitable add-on for your
policy so that it covers damages caused to property/person by a car accident. A car insurance policy in your home country
may not cover the damages caused by you in a foreign country by driving a
rented car. Make sure you buy rental car insurance cover add-on to your
existing travel insurance policy so that you are safe and insured while driving
in a foreign country.
A car rental insurance add on would
cover the cost of damage or theft of your rented car. You can also buy a third
party insurance which covers liability to a person due to the accident. If you
are in a foreign country, a third party liability could have no limit and you
may have to end up paying a good part of your wealth which may take away all
your peace of mind. Make sure that you buy third party insurance if you plan to
drive abroad. Most travel insurance policies do not include third party
insurance. You have to ensure that you buy an add-on to your travel insurance
policy and stay safe.
