If you are young and hearty and think that you can afford sporadic visits to the Doctor and the associated medical expenses then you are in for a shock.
Imagine what happens if you meet an unfortunate accident? With no fault of yours you can be sitting pretty at the hospital for months. With the exorbitant medical rates these days don’t be surprised if the hospital bill rises to a few lakhs. Can you safeguard yourself against such sudden and unfortunate expense?
Yes you can! All you have to do is purchase a Health Insurance policy and protect yourself and your family against a financial tragedy.
It is advisable to purchase a Health Insurance policy as early as possible as the premium rates are inversely proportional to the insured persons age.
In addition, a lot of the diseases under the policy have a waiting period. So you need to wait for a certain period for the policy to cover all the diseases such as fistula etc.
Lastly, the cumulative bonus is a great benefit for existing customers. Therefore, it is definitely a good idea to buy a Health Insurance policy as early as possible.