Of the long list of nearly 20 car companies in India, Maruti Suzuki and Hyundai are leading the league. Competition between these two is such that often one can see if
Maruti launches a new model for a particular segment of market, sooner or later,
Hyundai is seen following the trail; and vice-versa.
In 2012, Maruti Suzuki Swift, Maruti Suzuki Swift Dzire, Maruti Alto, Maruti Wagon R, Hyndai i10, Hyundai Eon, Hyundai i20, etc were among the best selling cars in India.
Generally, these cars are owned by middle grade families in India, thus making a large number. These cars are known for best services and pick-ups. So much so that one will often find these brands on highways or even the foothills of the Himalayas. Someone who loves and enjoys driving will always prefer a car which he/she can take for long trips as well. They are very particular about having a good car.
It is indeed important to buy a good car for better mileage, pick-up, etc. services; and it is equally important to have a good automobile insurance for the car you buy. Today, with fast paced technology, buying a good automobile insurance policy has become easier and faster through the medium of internet. One can buy his/her automobile insurance online with just a single click of the mouse!
Many insurance companies offer online automobile insurance plans, which are instantly issued through internet. The online medium offers various automobile insurance quotes, hence, gives you an option of choosing the best policy which meets your requirement. Automobile insurance quotes vary from company to company. Similarly, the benefits covered under a
car insurance also differ.
Most of the insurance companies will provide you with 'Quick Quote' page on their websites. In this page, you would need to share some specific details such as your name, address, mobile number, email id, city, car model, manufacturing year, registration date, etc. Once you have shared these details, you will get a quote instantly. As stated earlier, this 'auto insurance quote' will be different for different company, thus, you will have to make your choice comparing these quotes and your needs.
An automobile insurance is valid for the period of a year. After this tenure, you need to renew your motor insurance policy. The same facility is also available over internet. At the time of renewal , if you haven't filed any claim to the insurance company, you can apply for a no-claim bonus and enjoy a reduced rate of the premium in the renewed automobile insurance.
Primary factors that decide your premium are - IDV of the car, cubic capacity, zone of registration and age of your car.
Reliance General Insurance is among the top private players which offers online automobile insurance policy - Reliance Private Car Insurance Policy. Automobile insurance policies can be both comprehensive and third party cover only.