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Home Insurance- Structure Protection

Cost of construction recommended as per your location is ` 1000 to ` 1200 per Sq Ft.

Sum insured calculated basis Build Up Area & Cost per Sq Ft

Home Insurance- Structure Protection



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Have you ever imagined how a fire outbreak can take over your house in seconds? The event takes place quickly and can damage your house in mere seconds. Hence it’s important to protect your home against such mishaps. Our Home insurance cover for structure protection offers a highly tailored policy that suits your needs and gives your house optimum protection.


What does this policy cover?​

We've tried to cover all the basic elements in this policy, so if your home is damaged due to any of the following reasons, we have it covered!


We a​​lso provide coverage against-

  • Lightening
  • Explosion/Implosion
  • Aircraft damage
  • Riot, Strike, Malicious Damage
  • Cyclone, Typhoon, Tempest, Tornado
  • Impact Damage​ (Rail/Road/Vehicle/Animal​)
  • Subsidence and Landslide including Rockslide
  • Bursting and/or overflowing of Water Tanks, Apparatus and Pipes
  • Missile testing operations
  • Leakage from Automatic Sprinkler Installations
  • Bush Fire
​​​ ​ ​​

What does this policy​ not cover?​

Although we'd like this policy to cover all types of situations, it isn't possible. For an exhaustive understanding of the exclusions, kindly refer the policy wordings. Some of the exclusions of this policy are:

  • ​​War and nuclear perils
  • ​​Pollution and contamination
  • ​​Consequential loss
  • ​​Volcanic eruption or other convulsions of nature
  • ​​Theft during or after the occurrence of any insured peril​​

T&C apply.​​ Th​e details mentioned above are for Reliance ​Standard Fire and Special Perils Policy​.

You can also check our home content insurance​ to protect your valuable home contents.


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