Come monsoons and car owners start
worrying about it. Most car owners incur maximum expenditure during this season
of the year as it calls for heavy maintenance of your vehicle keeping in mind
the unpredictable weather conditions and extreme rainfall. The car maintenance
expenses are not based on choice but on compulsion. One usually does not ignore
the car maintenance costs that come along in this season as it is a matter of
personal safety. For instance, a proper car servicing before monsoon season is
extremely vital in order to drive safe on the roads. In India, the monsoon is
not just light drizzles; most states receive heavy rainfall and as a result,
the cases of water logging and car accidents are on a rise especially after the
first showers as the streets are slippery.
In India, most car accidents occur in
the season of monsoon. The main reason behind this fact is that the level of
awareness is very less and most people do not take any precautionary measures
to avoid mishaps or accidents. There are a lot of people who also do not know
how to recover the losses caused by these accidents during monsoons. The
government of India has made it a strict rule that each and every vehicle
owner; whether it is a two wheeler or a four wheeler, must have insurance online.
However, the actual study says that almost 50% of the vehicles on Indian roads
do not have a proper car insurance policy. The biggest natural calamity that
incurred a huge loss to the insurance sector was the 26th July
floods in Mumbai. This incident alone incurred a major loss to the entire
sector. This included local trains, auto rickshaws, cabs, local buses, trucks,
tempos, four wheelers and two wheelers.
During monsoons, there are three major
factors that damage your vehicle. The first one is water logged streets, large
potholes and dirt. One must follow certain precautionary measures to protect
one’s car and keep losses under control. You can start by sending your car for
a regular servicing right before the season starts. Make sure you send your
vehicle to a trustworthy service centre or a mechanic in order to get the right
service. The engine oil, air filter and fuel filter must be replaced. The
suspension and silencer of your car must be thoroughly checked as these two are
affected the most in this season. Moving on, check your car tyres as well. The
treads on your car tyre must be deep enough (Consider this as a sign of
safety). If the treads are not deep, your car is likely to skid on a slippery
road making it risky for you. Also, check the essential lights of your car like
tail lights, head lamps, emergency lights and parking lights. Get them replaced
if they are not working properly. The most important component is the brake.
Get your car brakes checked properly in order to ensure safe and efficient
handling. Get your car wipers checked. If they make noise or the rubber has
started peeling off, get them replaced.
Last but not the least; get car insurance to protect your car in the right way. A car policy could help you
manage your losses incurred by damages caused due to rains. Make sure your
policy is renewed on time.
You can buy car insurance online and
save on your premium.