The compulsory Personal Accident cover under Motor Insurance policy provides cover only while driving the vehicle. Reliance General Insurance Company offers you Optional Personal Accident Insurance policy which covers you against accidents 24/7 anywhere in the world, whether you are driving or otherwise. Under this Optional cover, you are insured against Accidental Death and Permanent Total Disablement
Coverage details are as follows :-
| Table of Benefits |
What is covered |
Compensation payable |
Captial Sum Insured |
| B |
Permanent Total Disablement & Death (100% of Capital Sum Insured (CSI) |
200,000 |
| Loss of Use or Physical separation of two limbs / Loss of sight for both Eyes |
100% of Capital Sum Insured (CSI) |
| Loss of Use or Physical separation of One Limb and Loss of sight for One Eye |
100% of Capital Sum Insured (CSI) |
| Loss of Use or Physical separation of one Limb or Loss of sight for One Eye |
50% of Capital Sum Insured (CSI) |
This cover is being offered to the owner-driver of the vehicle for a period of 1 year at a very marginal cost of Rs. 250/- excluding taxes