Reliance Private Car Insurance Policy Exclusions

At Reliance General Insurance, we would like our policy to be as transparent as possible. Hence we would like you to know some of the major exclusions under the policy:

• Normal wear and tear of the vehicle
• Mechanical and electrical breakdown
• Vehicles being used other than in accordance with the limitations as to use
• Damage to/by a person driving without a valid driving license
• Loss or damage under the influence of alcohol or any other intoxicating substance
• Loss or damage due to depreciation
• Loss or damage due to war or nuclear risks
• Consequential loss
• Compulsory Deductibles