Reliance Health Insurance Policy Coverage
With Reliance HealthWise policy, we offer comprehensive and affordable health insurance The policy provides cover for:
Hospitalisation Expenses
- Complete hospitalization cover
- Inclusive of doctor fees
- Nursing expenses, OT charges
- Medicines and drugs
- Anesthesia and oxygen administration expenses
- Surgical appliances, pacemaker and radiotherapy
Day-Care Treatment
- Coverage for treatment that does not need hospitalization for 24 hours or more
- Subject to treatment or surgeries listed in the policy document
Domiciliary Hospitalization
Cover for treatment administered at home, subject to:
- Condition restricting the patient from being shifted to hospital
- Lack of accommodation in any hospital or nursing home
Pre- and Post-Hospitalisation
- Get cover for a specified number of days before and after hospitalization
Donor Expenses
- Expenses incurred by the donor in case of major organ transplant are covered (available only under Gold and Silver Plans)
Value Added Covers
We strive to provide you more than what is expected. Depending on the plan selected, following value added covers can be availed:
- Nursing Allowance for a maximum period of five days, on recommendation of the treating Medical Practitioner
- Reimbursement of charges towards local road ambulance services
- Expenses of an accompanying person at the Hospital/Nursing Home for a maximum of five days
- Reimbursement of cost of health check-up after four claim-free renewals
