Reliance Health Insurance Policy Exclusions

We strive to provide you maximum cover and benefits; however, we would like you to know some of the major exclusions under the policy.

• Any pre–existing illness for the first two years/ four years of the policy as per the plan selected.
• Specified illnesses for the 1st year.
• Specified illnesses in the case of domiciliary hospitalisation.
• Any disease contracted during the first 30 days from the time of inception of policy, unless due to an accident.
• Treatment related to HIV / AIDS.
• Treatment due to abuse of alcohol or intoxicants.
• Vaccination and inoculation.
• Nuclear and war perils.
• Naturopathy treatment.

Eligibility

Eligibility norms for this policy are:

• Children above the age of 3 months and adults below the age of 65 years, based on the Plan selected.
• Children between 3 months and 18 years can be covered only if one or both parents are covered.
• Maximum age to enter the Plan is 55 years for Gold, 60 years for Silver & 65 years for Standard Plan respectively.
• A single person opting for the health insurance policy has to be 18 years & above.