Health Insurance Features, Health care Insurance, Mediclaim Features, Family Health Insurance Benefits - Reliance General Insurance.
Reliance
    Reliance HealthWise Policy 
    Key Highlights
    • Rs. 3 lakh cover for a family of two at Rs. 2513 per annum
    • 24 x 7 cashless facility and TPA support
    • No medical check-up up to age of 45 years
    • Income Tax benefit under Section 80 D
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    Features

    Access to quality healthcare is a necessity today. The Reliance Healthwise Policy ensures you provide the best medical care to your family. We offer a health insurance policy that gives you the optimum value for money without compromising on the quality of medical attention.

     

    Key Advantages

    Affordable Premiums

    • We offer premiums as low as Rs.2513 p.a., for a Sum Insured of Rs. 3 lakhs, for a couple.
    • The Family Floater benefit covers the entire family, ensuring that the cover is used optimally
    • Policies are available for people up to the age of 65 years.

     

    Convenience all the way

    • No health checkups for people under the age of 45 years.
    • With our instant health-kit issuance, your health cover gets an instant start.
    • A 24-hour cashless facility is provided at more than 4,300 hospitals across India.

     

    The Reliance Advantage

    • Pre-existing illnesses will commence after two years or four years (depending on the plan you choose) of continuous cover
    • We also provide you and your family with extended coverage for pre- and post-hospitalisation expenses.

     

    Tax-wise

    • With the Reliance HealthWise Policy, you can avail of tax benefits under Section 80D of the Income Tax Act.

    To know more about the plans available click here 
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    Policy Coverage
    The coverage offered by Health-wise Policy includes:
    • Hospitalisation Expenses – The policy will cover expenses incurred for room and operation-theatre charges, doctors’ fees, cost of nursing, medical tests, medicines, blood, etc.
    • Day-Care Treatment – The policy will cover expenses incurred towards technologically advanced treatment that does not require hospitalisation for 24 hours.
    • Domiciliary Hospitalisation – We also provide cover for treatment administered at home, subject to specified conditions.
    • Pre- and Post-Hospitalisation – Reliance Healthwise covers medical expenses for treatment up to 60 days before (and up to 90 days after) the hospitalisation, depending upon the plan selected.
    • Donor Expenses – In the event of a major organ transplant, this policy will cover hospitalisation expenses incurred on the donor.
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    Value Added Benefits
    Reliance General Insurance strives to provide more than what is expected. Our value-added benefits include:
    • Nursing allowance for a maximum of five days.
    • Reimbursement of charges towards ambulance services
    • Allowance for expenses of a person accompanying the insured, for a maximum of five days
    • Reimbursement of cost of health check-up after four claim-free renewals.
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    Exclusions
    In order to ensure that you do not face any unpleasant surprises when you make a claim, we would like you to know some of the major exclusions under the policy.
    • Any pre–existing illness for the first two years/ four years of the policy.
    • Specified illnesses for the 1st year.
    • Specified illnesses in the case of domiciliary hospitalisation.
    • Any treatment for the first 30 days from the time of inception of policy, unless due to an accident.
    • Treatment related to HIV / AIDS
    • Treatment due to abuse of alcohol or intoxicants.
    • Vaccination and inoculation.
    • Nuclear and war perils.
    • Naturopathy treatment.

    Eligibility

    Eligibility norms for this policy are:
    • Children above the age of three months and adults below the age of 65 years.
    • Children between three months and five years can be covered only if one or both parents are covered.
    • Maximum age to enter the Plan is 55 & 65 years for Silver and Standard Plan Respectively
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